Tami Pilgrim Mortgage Advisor

06/21/2026

Celebrating the dads who dream big for their families and work tirelessly to make those dreams come true. Happy Father's Day! 🌟

06/17/2026

Think you need a big down payment to buy a home? Think again. 🏡

The Chenoa Fund Down Payment Assistance Program offers 3.5% to 5% down payment assistance on FHA loans.

This program is designed to help more buyers—especially those who may not have large savings—get into a home sooner.

Want to learn more and find out if you qualify? Send me a message or give me a call 928-533-7633.

06/13/2026

I’m ready to help make your weekend showings a success!
Don’t wait until Monday. I’m here this weekend to help keep everyone moving forward.
Tami Pilgrim
Pinnacle Bank
NMLS #697414
928-533-7633
[email protected]

06/10/2026

This National Homeownership Month, we celebrate the heart of homeownership – the love, memories, and sense of belonging it brings. 🏡❤️ Ready to start your journey? Call me today!

02/05/2026

Buying a home is getting more affordable, and this graph helps explain why.

It shows how much of a household’s income typically goes toward buying a home. As a general rule, spending 30% or less of your income on housing is considered affordable.

For the last couple of years, the math was still well above that threshold. But lately, things have been getting better thanks to a mix of lower mortgage rates, slower home price growth, and rising wages.

While affordability isn't going to snap back overnight, the trend is finally moving in the right direction.

If you want to talk through what this means for your buying power, send me a message and let’s break it down.

02/03/2026

Mortgage rates dropping to a 3-year low isn’t just a headline.

For many buyers, where rates are now could be the difference between watching from the sidelines and finally getting the keys to their next home.

If you’ve been waiting for a sign to re-run your numbers and see what’s possible now, this is it.

Let’s take a look at what today’s rates mean for your budget and your options.

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening.

10/31/2025

Admit it – you’re kind of afraid of today’s mortgage rates, aren’t you?

Here’s the bone-chilling truth. The difference between buying a home at today’s typical rate (around 6.2%) and waiting for 5.99% is about $50 a month on a $400,000 loan. That’s not the game-changer many buyers think it is.

And with home prices still projected to rise in many markets, waiting for a rate in the 5’s could cost you more in the long run. That’s an eerie situation you don’t want to be in.

Because once rates dip below 6%, more buyers will be back in the market, and you could be left in the dark when competition increases, inventory tightens, and negotiating power starts to fade.

So, if you’re ready, don’t be scared of today’s rates. Now might actually be the moment to make your move while others are still waiting for “perfect” conditions to appear.

10/31/2025

Wishing you a fang-tastic Halloween! Whether you’re trick-or-treating or staying in, we hope your night is filled with spooky fun and sweet treats. 🕸️🍬