Joshua Thibault, Realtor at Keller Williams Flagship of Maryland

Joshua Thibault, Realtor at Keller Williams Flagship of Maryland Licensed Realtor with Keller Williams Flagship of Maryland, servicing the Southern MD

Hot New Property for Sale in Golden Beach! This house won't last long! Come to our Open House this Saturday and Sunday, ...
02/23/2024

Hot New Property for Sale in Golden Beach! This house won't last long!
Come to our Open House this Saturday and Sunday, 2/24 & 2/25.

Buying a home is a long-term investment. That means you need to consider your long term needs. Family growth, business g...
07/20/2023

Buying a home is a long-term investment. That means you need to consider your long term needs. Family growth, business growth, location, career, etc can all play into this important decision. In order for a house to be cost effective to buy, you really should be in it for longer than 4-5 years.

From a Seller's point-of-view this may not be a problem, but be sure to check what contingencies are attached to each re...
07/19/2023

From a Seller's point-of-view this may not be a problem, but be sure to check what contingencies are attached to each respective offer. Typically, the least amount of contingencies; the more seller-friendly the offer.

Be aware that if you are selling, chances are you can find yourself on the buyer-side of the bidding war and that isn't an easy place to be.

It is important that you research locations that you find desirable because your agent CANNOT use this information when ...
07/19/2023

It is important that you research locations that you find desirable because your agent CANNOT use this information when finding you houses because it can be considered steering (legal issue).
Phrases like "safe neighborhood" and "low crime area" are ambiguous. When giving your location preferences, use towns/cities, counties, or school zones. You can discriminate based on location; your agent CANNOT.

With home offers coming in over asking price, its important to know that the appraisal will likely be lower than the off...
07/18/2023

With home offers coming in over asking price, its important to know that the appraisal will likely be lower than the offers as well. Last year, this was a result of buyer FOMO-ing (Fear Of Missing Out) into a lower interest rate. This year we aren't seeing the larger offering of last year but they're still over asking because inventory has remained low compared to the normal house market.

As a first time buyer, you are highly encouraged to get a real estate agent. It's important  to have an agent that you t...
07/18/2023

As a first time buyer, you are highly encouraged to get a real estate agent. It's important to have an agent that you trust because they will have the market knowledge and experience that you can leverage to buy your home in an efficient, stress-free process.

Considering how expensive home prices and repairs are getting, I will always advise my clients that a home inspection an...
07/17/2023

Considering how expensive home prices and repairs are getting, I will always advise my clients that a home inspection and home warranty should be seriously considered. It buys down risk and only provides more information to the buyer to make the most informed decision.

When planning to buy a house, it is important to know for your monthly budget what is included and what is not. A typica...
07/17/2023

When planning to buy a house, it is important to know for your monthly budget what is included and what is not. A typical mortgage will include the principal, interest, property taxes, and homeowners insurance. Examples of separate expenses are utilities, cable, internet, and HOA fees(if applicable).

Using a free service like Credit Karma can help you ballpark your credit score. It’s not going to be a perfect match bec...
07/13/2023

Using a free service like Credit Karma can help you ballpark your credit score. It’s not going to be a perfect match because when applying for a mortgage, debt is assessed differently. BUT, one useful feature is that Credit Karma can show you the debt attached to your identity. You can see how you can improve your score or dispute any errors on your credit report.





From a buyer's perspective, this can be rough. Bidding wars are no joke and very stressful. We all remember when houses ...
07/12/2023

From a buyer's perspective, this can be rough. Bidding wars are no joke and very stressful. We all remember when houses were going for 40k over asking in 2021, but those times have past for now. There may be some opportunities for more reasonable prices with house that have been on the market longer and Seller's will tend to go for offers with more agreeable terms. Flexibility is very attractive to Seller's and the Real Estate Agents advising them.

From a Seller's perspective, the only downside is selling your home and entering the market as a buyer themselves.

There different ways to structure your mortgage. Fixed or Variable Interest Rate or the type of loan you qualify for. Ju...
07/12/2023

There different ways to structure your mortgage. Fixed or Variable Interest Rate or the type of loan you qualify for. Just ensure that you know what the Pros and Cons are of the Loan you pursue. Here are a few to look at.

While it is true that the supply of available Homes for Sale has remained low for the last couple months, driving demand...
07/11/2023

While it is true that the supply of available Homes for Sale has remained low for the last couple months, driving demand and prices up, there are still houses that have been on the market longer than expected and those are the opportunities where a buyer may have more leverage in the negotiations. That is why as a seller is it important to price your house to the market so that you're not sitting on the market for too long.

Address

65 Duke Street #205
Prince Frederick, MD
20678

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