Martha Hoover Broker/Owner, CRS

Martha Hoover Broker/Owner, CRS Helping Clients Buy & Sell Real Estate since 1991.

09/22/2026

Prepping your house to sell this fall and not sure where to focus? Start where buyers do – at the curb. Their first few seconds out front shape how buyers feel about the rest of the house.A few simple touches make a big difference. Freshen up the front door with a new coat of paint, touch up your landscaping or bring in seasonal flowers, sweep the walkways and clean the gutters, and make sure the path to the door is well lit. A great agent knows what today's buyers will notice, and which touch-ups are worth your time. So, let’s connect and get your house ready to turn heads this fall.

Need to move, but worried you missed the window to sell your house until next year or next spring? Don’t count yourself ...
09/15/2026

Need to move, but worried you missed the window to sell your house until next year or next spring? Don’t count yourself out of the market so fast.

About a third of all home sales happen in the last four months of the year – and that share has been growing every year since 2023.

Based on the forecasts, that means roughly 11,800 houses are expected to sell every single day between now and the end of December.

Buyers are still out there, ready to move before the new year. Let’s connect and get your house in front of them.

First-time buyers, your remote job might give you a homebuying advantage you haven't thought about.If you can work from ...
09/08/2026

First-time buyers, your remote job might give you a homebuying advantage you haven't thought about.

If you can work from anywhere, you can buy just about anywhere, too. And searching in a lower-cost area could mean more homes within your budget. It could also mean spending less on everyday things like gas and groceries after your move.

These states are some of the spots where your money may go the furthest, but they aren't your only options. Every state has pockets with better affordability.

A local agent can match your budget and lifestyle to a shortlist of areas, whether that's a new state or somewhere closer to where you already live. Let's connect and start building yours.

Have you seen the headlines about using your 401(k) to cover a down payment?Tapping it can feel like an easy call, espec...
09/01/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

08/18/2026

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.

A lot of buyers are waiting because they think mortgage rates will drop dramatically.The problem? That's not what today'...
08/11/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell me? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.

Putting off selling because it feels like the market’s at a standstill and no one’s buying right now?Sure, the pace has ...
08/04/2026

Putting off selling because it feels like the market’s at a standstill and no one’s buying right now?

Sure, the pace has cooled in some areas recently. But houses are still selling all the time. In fact, more than 4 million will sell this year.

Do a little math, and that works out to over 11k sold every day, almost 470 an hour, and about eight every minute.

So, don’t count your house out. Another home just sold as you were reading this – let’s make the next one yours.

You have a serious edge if you’re selling a luxury house right now. Sale prices for luxury homes have gone up about thre...
07/28/2026

You have a serious edge if you’re selling a luxury house right now.

Sale prices for luxury homes have gone up about three times faster than the rest of the housing market.

That’s because buyer demand is surprisingly strong for high-end homes. So, while most tiers are cooling off, luxury stayed hot this Summer.

And that means you’re in a good position to get the most possible from your sale.

Ready to cash out at the top? Let’s talk strategy.

For the 14th year in a row, Americans say real estate is the best long-term investment.Think about that. Through rising ...
07/21/2026

For the 14th year in a row, Americans say real estate is the best long-term investment.

Think about that. Through rising rates, market swings, and all the noise, real estate keeps taking the top spot. That kind of staying power is hard to argue with.

And it makes sense. A home is the one investment that grows your wealth and gives you a place to build your life.

So, what would you pick as the best long-term investment? Drop it in the comments.

And if buying a home is on your mind, send me a message. Let’s talk about what that first step could look like.

Worried about making the most from your sale in today’s market? Here's what to know.Homes sold with an agent go for $65,...
07/14/2026

Worried about making the most from your sale in today’s market? Here's what to know.

Homes sold with an agent go for $65,000 more, on average, than homes sold without one.

Because maximizing the profit from your sale takes insight into what buyers are willing to pay right now, how much competition you have in your area, and more.

So, let’s connect. We’ll come up with a strategy to get you top dollar.

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Prior Lake, MN
55372

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