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Bolano Home 🗺️ Your Local Guide: RI, MA, CT
🌎 International Team 200+ Agents
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The Bolano Team is a real estate service unlike any other. Aimed to make the process of selling and/or buying a home special.

10/26/2026

Good news for mortgage shoppers, with an asterisk: rates just dropped for the first time in two months.

Freddie Mac's weekly survey (week ending Oct. 22) shows the 30-year fixed mortgage rate falling to 7.32%, down from 7.40% the week before. That's the first decline since late August. The 15-year fixed dipped too, to 6.68%.

Here's the bigger picture: rates have been climbing since late February, when the war between the U.S. and Iran pushed up oil prices and inflation. The 30-year rate actually hit 7.4% earlier this month -- its highest level in almost three years -- up from a low of 5.98% back in February. That jump has added about $355 a month to the payment on a typical $400,000 loan.

Rates mostly follow the 10-year Treasury yield, which has eased a bit over the past couple weeks but is still well above where it was before the war started. And looking ahead, Fannie Mae currently expects rates to average around 7.4%-7.5% through next year, so this week's dip may not be the start of a bigger drop.

If you've been waiting on the sidelines, does one good week change anything for you, or are you holding out for more?

10/26/2026

If you live in Stamford, here's a real estate story that might affect someone you know: the city's housing authority just started Phase 2 of a $60 million renovation at Stamford Manor.

Stamford Manor is 215 units of senior housing run by Charter Oak Communities. Phase 1, finished last year, handled structural restoration. Phase 2, starting now, covers the big stuff residents actually feel day to day: new mechanical, electrical and plumbing systems, upgraded security and community spaces, new windows, HVAC, and a facade refresh.

The funding comes from a few places: $5 million from Charter Oak itself, a proposed $2 million from the city's capital budget, and low-income housing tax credits through the state.

Charter Oak owns 21 affordable housing properties across Stamford, and city leaders are framing this as proof that keeping existing affordable housing livable matters as much as building new units.

Do you know anyone living in senior or affordable housing locally? What upgrades would make the biggest difference for them?

10/26/2026

Here's a real estate story that's easy to miss but says a lot about our market: a Brighton nonprofit just doubled its housing portfolio -- and still can't keep up with demand.

2Life Communities set a goal back in 2013 to double its portfolio within 10-15 years. New CEO Lizbeth Heyer announced this month that they've done it: 12 properties, 7 campuses, 2,100+ residents across Greater Boston, all serving older adults.

And the demand keeps growing. One of their communities, Opus Newton, presold in just 8 months against a planned 24-month timeline, and still has a 350-person waitlist. Affordable housing applications run about 10 times the number of units available.

They're not stopping -- 2Life just launched a new real estate development platform to keep building, including a 126-unit project in Mattapan that just broke ground on the former Boston State Hospital site.

If you've ever wondered why it feels hard to find affordable housing for an aging parent or loved one in Massachusetts, this is exactly why. What's your experience been like?

10/23/2026

I am sick right now. Clogged up, run down, the whole thing. Half the people I know are sick too. I am not taking the day off.

That is not me being tough. It is the only thing that has ever actually worked.

Here is the question I ask myself when I feel it slipping. When was the last time I missed a huddle. When was the last time I missed a Production Lab Wednesday and it was not for a real business reason. If I have to think about it, I already know the answer.

I did miss a meeting on Tuesday. That one genuinely was not on me. Everything else is.

Excuses always sound reasonable when you are the one making them. Like Brother Joe told us back in high school, excuses are like as****es, we all have them and they all stink.

Take them and throw them out. Keep going.

10/23/2026

Here's an interesting one out of Woonsocket: a big old four-story building on North Main Street — built all the way back in 1891 — just sold for $1.2 million.

What makes it stand out? The city's own assessment says that building is worth $1.8 million today, up from about $1.1 million just three years ago. So it sold for noticeably less than what it's assessed at.

It's a good reminder that even as property values keep climbing across Rhode Island, there are still deals to be found in our smaller cities and downtowns if you know where to look.

Would you like to see more of these old downtown buildings restored and put back to use?

Source: Providence Business News

10/22/2026

Look up before you fall in love with the open basement.

Your main beam runs the same direction as the roof ridge, and both ends are lodged into the foundation. The steel posts underneath it are not decoration. They are carrying the house.

When somebody opens up a basement, a post comes out. Done right that means a temporary beam while the work happens, then a permanent beam sized for the load and permitted.

Done wrong, you find out at the inspection, and the deal gets ugly fast.

Stand under the beam. Count the posts. Ask what used to be there.

10/22/2026

Four office towers in downtown Hartford are already in receivership — and a new study says without help, they have no clear path back.

A report released this week (commissioned by the MetroHartford Alliance, written by Econsult Solutions) found that about 41% of downtown Hartford's office space is vacant or about to be. Building values have dropped by hundreds of millions of dollars, and the city is losing tax revenue as a result.

The proposed fix: $450 million in state incentives over the next three years to help reposition these buildings — potentially converting empty office space into apartments or hotels.

It's a story playing out in a lot of secondary-market downtowns right now: big old office towers that worked for one era of work are struggling to find their next use.

Would you want to see empty Hartford office towers turned into housing? Curious what people think.

10/21/2026

Something I do that surprises people: I fire clients.

Not often out of frustration, and never in a moment of anger. I do it because I can feel the shift. There is a certain kind of client where you hang up the phone and your energy is just gone, and that feeling does not stay with them. It follows you into the next call, and the one after that.

Right around then I had closed ten deals. If I had spent that same stretch trying to force one bad fit to work, I do not think ten happens. I think it is four, because I would not have had the energy left for the nine people who were actually great to work with.

So instead of sitting there going "I have to figure out how to make this work," I stopped. I let it go.

Protecting your energy is not arrogance. It is what makes you good for the people who stay.

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Providence, RI
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