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03/11/2026

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03/11/2026

Insurance Tips to Remember During Spring Maintenance

As spring begins, homeowners turn their attention to seasonal maintenance. While your home may show signs of aging after a long year, it’s important to remember wear and tear is not covered by homeowners insurance. Knowing the difference between routine aging and sudden, accidental damage can help you stay prepared and avoid unexpected repair costs.
Wear and tear refers to the normal aging and gradual deterioration of your home, like worn shingles, corroding pipes, or aging appliances. Because this type of damage happens slowly over time and can be prevented with regular maintenance, it falls under homeowner responsibility.
Your home insurance is designed to protect you from sudden and accidental events, such as storm damage or a pipe bursting unexpectedly, situations you cannot foresee or avoid.
How you can stay protected:
Keep up with routine maintenance and inspections
Address small issues early.
Replace aging systems before they fail.
If you have questions about what your policy covers, call your insurance agent today.
One of my favorite spots, pic for attention.

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01/05/2026

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