Vet2Vet Home Loan Team

Vet2Vet Home Loan Team Meet Will Smith with the Vet2Vet Loan Team, Powered by Edge Home Finance. A local JBLM Veteran and Mortgage Broker specializing in VA Loans. NMLS #2288904

When I'm not being used as a human jungle gym by my 4 kids, I am serving Veterans across the PNW. You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle. After spending over 12 years serving in the Army, I'm now dedicated to serving others right here at home on the path to achieve homeownership. As a Mortgage Broker I donโ€™t work for a bank, I work for my home buyers. Iโ€™m able to shop different lenders for lower rates and fees so you donโ€™t have to. There's no such thing as a one size fits all mortgage. You have a lot of options when it comes to building your mortgage plan. Together, we will create the right mortgage plan for your home and for your lifestyle. No sales pitch, just solid education and data to ensure you make an educated decision. Vet2Vet Home Loan Team - Will Smith | NMLS #2288904

09/16/2026

Which one stands out to you the most?

"Is it actually a good time to buy or sell right now? ๐ŸกShort answer: depends on your market, not the headlines.Sellers h...
09/16/2026

"Is it actually a good time to buy or sell right now? ๐Ÿก

Short answer: depends on your market, not the headlines.

Sellers have equity on their side but need to price realistically and should expect a longer runway to close. โณ
Buyers have more room to negotiate, but rates above 6% still shape the payment. ๐Ÿ’ฐ

No matter the side you're on, a VA-experienced agent and a reward check at closing make the decision easier.

๐Ÿ‘‰ Message us or visit vrebnetwork.com

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฐ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘ŽMortgage rates moved quite a bi...
09/14/2026

๐Ÿก ๐—™๐—ผ๐—ฟ ๐˜๐—ต๐—ฒ ๐—ช๐—ฒ๐—ฒ๐—ธ ๐—ผ๐—ณ ๐—ฆ๐—ฒ๐—ฝ๐˜๐—ฒ๐—บ๐—ฏ๐—ฒ๐—ฟ ๐Ÿญ๐Ÿฐ, ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฒ

๐—Ÿ๐—ฎ๐˜€๐˜ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—ฅ๐—ฒ๐—ฐ๐—ฎ๐—ฝ: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—บ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
Mortgage rates moved quite a bit higher last week as rising oil prices added to inflation concerns, and both wholesale and consumer inflation showed prices picking up again.

๐—ง๐—ต๐—ถ๐˜€ ๐—ช๐—ฒ๐—ฒ๐—ธ'๐˜€ ๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ ๐—ฅ๐—ฎ๐˜๐—ฒ ๐—™๐—ผ๐—ฟ๐—ฒ๐—ฐ๐—ฎ๐˜€๐˜: ๐—ฅ๐—ฎ๐˜๐—ฒ๐˜€ ๐—น๐—ถ๐—ธ๐—ฒ๐—น๐˜† ๐˜๐—ผ ๐—บ๐—ผ๐˜ƒ๐—ฒ ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐Ÿ‘Ž
Mortgage rates could push to new highs for the year this week, depending on how markets react to this week's Fed meeting and what happens in the Middle East and with oil prices. It is extremely unlikely that rates have any chance of moving lower this week.

๐Ÿ“ˆ ๐—ช๐—ต๐—ฎ๐˜โ€™๐˜€ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€ ๐˜๐—ต๐—ถ๐˜€ ๐˜„๐—ฒ๐—ฒ๐—ธ:
โ€ข The Fed: Markets expect the Fed to hike its policy rate this week to fight inflation, and mortgage rates have already priced in that move. If the Fed hikes as expected, it could actually help mortgage rates. However, if the Fed holds off and doesn't hike, markets could react poorly over concerns that inflation will remain unchecked, pushing mortgage rates higher. That's right, a Fed rate hike is actually favorable for mortgage rates this week.
โ€ข Middle East: Continued violence could push oil prices even higher, which would put additional upward pressure on mortgage rates.

New 5.0-star Review: "Will Smith was outstanding throughout my entire VA loan process. I had a ton of questions along th...
09/13/2026

New 5.0-star Review: "Will Smith was outstanding throughout my entire VA loan process. I had a ton of questions along the way, especially with purchasing a quadplex, and Will was always available and willing to take the time to answer them. His knowledge of VA loans was incredibly valuable, and he made sure I understood what was happening throughout the process. Will worked extremely hard to keep everything moving and handled things as quickly as he possibly could. I always felt like he was on top of everything and genuinely working to get the deal across the finish line. I greatly appreciate all of his knowledge, patience, communication, and effort throughout the purchase. I couldn't have asked for a better experience and would absolutely recommend Will and the Vet2Vet Home Loan Team to anyone looking to use their VA home loan benefit. 5/5!"

New 5.0-star Review: "Will is amazing to work with. I love that heโ€™s also a veteran and he knows VA guidelines, and how ...
09/12/2026

New 5.0-star Review: "Will is amazing to work with. I love that heโ€™s also a veteran and he knows VA guidelines, and how to keep the tensions moving smoothly. Many lenders and professionals in the industry claim to know VA Loans but they donโ€™t and it always shows unfortunately once youโ€™re neck deep. Thankfully Will made the process smooth, him and his team communicated well with our team, and no hiccups at all! I certainly recommend Will and his team!"

New 5.0-star Review: "It was a pleasure to partner with you Will You and your team did a wonderful job helping our mutua...
09/11/2026

New 5.0-star Review: "It was a pleasure to partner with you Will You and your team did a wonderful job helping our mutual 1st time home buyers! Thank you for your service throughout the process. I know that our clients felt well cared for after closing. I appreciate you!"

New 5.0-star Review: "Will was an incredible resource throughout our first home purchase. Buying your first home can fee...
09/10/2026

New 5.0-star Review: "Will was an incredible resource throughout our first home purchase. Buying your first home can feel overwhelming, especially when you have a million questions, but Willโ€™s knowledge and personal experience with VA loans made the entire process feel so much less intimidating. What stood out most was how patient and attentive he was. Anytime I had a question or needed something explained in more detail, he never made me feel like I was asking too much. He took the time to make sure I truly understood what was happening and felt confident in every decision. I canโ€™t recommend Will and his team enough. If youโ€™re looking for someone who is knowledgeable, patient, trustworthy, and genuinely invested in helping you through the home-buying process, Will is the person I would call. Weโ€™re incredibly grateful for everything he did for us and would absolutely work with him again!"

New 5.0-star Review: "If you need a loan officer who can somehow make the mortgage process feel less like a root canal, ...
09/10/2026

New 5.0-star Review: "If you need a loan officer who can somehow make the mortgage process feel less like a root canal, this is your person. Will answered all my questions, kept everything moving, and somehow made mortgage paperwork almost enjoyable. Almost. Highly recommend! ๐Ÿก๐Ÿ’ฐ"

Excited to share this new listing!This custom-built pool home in South Tampa's Beach Park neighborhood has 5 bedrooms, a...
09/10/2026

Excited to share this new listing!

This custom-built pool home in South Tampa's Beach Park neighborhood has 5 bedrooms, an entertaining floor plan, hardwood floors, and a chef's kitchen with granite counters and a big island. The backyard is built for entertaining too, with a screened-in pool and spa, an outdoor kitchen, and a privacy-fenced yard, all with no HOA fees. Zoned for great schools and close to the airport, Midtown, and the Gulf beaches.

The seller is offering help toward closing costs or a rate buydown, and buyers who go through a VREB agent get a reward check at closing to use however they want.

Owned by a veteran's daughter. Represented by a veteran realtor. A story that fits exactly what VREB Network is about.

๐Ÿ“ฒ Contact me to learn more about this home or to see others like it. View the full listing at www.116sHesperidesstreet.com

09/09/2026

POV: Iโ€™m reviewing your bank statement and see a random $50,000 depositโ€ฆ ๐Ÿ˜…

My first question: โ€œOkayyyโ€ฆ where did that come from?โ€

Hereโ€™s why ๐Ÿ‘‡

When youโ€™re buying a home, large deposits can raise questions during underwriting. Mortgage professionals need to know where the money came from and have documentation to back it up.

Maybe it was:
๐Ÿ’ฐ A gift from family
๐Ÿš— Money from selling something
๐Ÿฆ A transfer from another account
๐Ÿ’ผ A bonus or other income

None of those automatically mean thereโ€™s a problem โ€” I need to be able to explain and document it.

So before you move a big chunk of money around while buying a home, talk to a mortgage pro or talk to me first.

A 2-minute conversation now can save you a whole lot of headache later. ๐Ÿ™Œ

Address

13921 Meridian E, Ste 201
Puyallup, WA
98373

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

Telephone

+12533803727

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