Siddhartha Lama - The Lama of Real Estate

10/14/2026

Why There are More Homes for Sale Right Now (and What It Means for You)

In many places right now, inventory is growing and homes are taking a bit longer to sell. And that’s information that should shape the strategy you use going in.

Whether you're buying or selling, let's look at how long homes are taking to sell in your neighborhood, so your offer, or your price, fits today's market.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

Mortgage rates being back above 7% isn't exactly the news most people wanted. But it’s changing the market in ways that matter whether you’re buying or selling.

10/14/2026

Same time of year. 2 very different stories. And mortgage rates are a big reason why.

Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around.

Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you?

Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs.
Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition.

Want to know what this shift looks like where you live? Drop a...



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

10/07/2026

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

10/07/2026

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.

09/30/2026

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

09/30/2026

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?

Fannie Mae just asked over 100 housing experts where prices are headed through 2030. And the consensus is prices are expected to rise, not crash.

Even the most pessimistic experts still forecast prices will go up 6.6%.

So, whether you're bracing for a crash or hoping for one, the forecast is clear. While some markets may see small short-term declines, home prices are going to keep going up nationally.

Have questions about what this means for your move, or what’s happening locally? Let's chat.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

09/25/2026

Join Us at the Open House!
RSVP: https://openhouse.primeamericarealestate.com/rsvp/d1d63ac4dfaa99664b5bb588364c0244

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Siddhartha Lama
Licensed Associate Real Estate Broker
Prime America Real Estate, Inc.
"Clearing Obstacles From Your Path To Your Home"

09/25/2026

Open House at 311 Saint Nicholas Ave, Condo in Ridgewood! See you soon.

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Siddhartha Lama
Licensed Associate Real Estate Broker
Prime America Real Estate, Inc.
"Clearing Obstacles From Your Path To Your Home"

OPEN HOUSE - 311 Saint Nicholas Avenue UNIT 3H, Ridgewood, NY, 11385 311 Saint Nicholas Avenue UNIT 3H, Ridgewood, NY, 11385 Sep 26, 2026, 2:00 PM – Sep 26, 2026, 4:00 PM

09/23/2026

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.

Let's figure out which one you're actually in and build your next move from there.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

09/23/2026

Not sure where to start if you’re thinking about moving? You’re not alone.

Right now, there are actually 4 different housing markets running at once, and each one plays by its own rules.

Cash buyers. Buyers taking out a mortgage. Homeowners feeling reluctant to give up their current low rate. And builders eager to sell their extra inventory.

Which group you fall in can completely change how you should approach your move. But that’s where an agent comes in.

We have the expertise on what to do for your specific situation and the strategies that are going to work for you.

Comment below and tell me which group you’re in. Let's figure out your next move from there.



Learn More at Prime America Real Estate
www.PrimeAmericaNY.com
347-725-3142
6123 Fresh Pond Rd, Middle Village, NY 11379