07/07/2026
๐ก๐ฐ DREAMING OF BUYING A HOME? Your down payment may not be as big of a hurdle as you think!
5039 Chestnut St Quincy, IL $378,500
Alexandria Heights Townhomes!
Illinois offers FOUR IHDAccess Down Payment Assistance Programs that can help qualified buyers purchase a homeโincluding new construction in Adams County!
Here's a quick look:
๐ IHDAccess Home
โ Up to 6% of the purchase price (maximum $15,000)
โ 0% interest
โ No monthly payments
โ Repaid only when you sell, refinance, or pay off your mortgage
โ Available to eligible first-time buyers, qualified veterans, and buyers in targeted areas
๐ IHDAccess Forgivable
โ Up to 4% (maximum $6,000)
โ Forgiven monthly over 10 years
โ If you stay in the home for the full forgiveness period, you never repay it
โ Available to both first-time and repeat buyers
โณ IHDAccess Deferred
โ Up to 5% (maximum $7,500)
โ 0% interest
โ No monthly payments
โ Repaid when you sell, refinance, or pay off the mortgage
โ Available to both first-time and repeat buyers
๐ต IHDAccess Repayable
โ Up to 10% (maximum $10,000)
โ 0% interest
โ Repaid with affordable monthly payments over 10 years
โ Available to both first-time and repeat buyers
Whether you're buying your first home, upgrading, downsizing, or considering new construction, one of these programs may help make homeownership more affordable.
๐ If you're thinking about buying, I'd be happy to help you find the right home and connect you with an IHDA-approved lender who can determine which program you qualify for.
Jackie Weisenburger
Full-Time REALTORยฎ
๐ฑ 217-430-9353
Important Disclaimer:
I am a licensed real estate broker, not a mortgage lender or financial advisor. Down payment assistance programs are subject to IHDA guidelines, income limits, purchase price limits, credit qualification, and available funding. Program details can change without notice. Eligibility and loan approval can only be determined by an IHDA-approved participating lender. Please consult an approved lender to verify current program requirements and determine which program, if any, is right for you.