Sarah Borders, Oregon & Washington Realtor

Sarah Borders, Oregon & Washington Realtor I take my responsibility as a Real Estate Broker very seriously and work hard for my clients.

I look forward to surpassing my clients expectations and hope I am able to earn your trust in representing you in your next real estate transaction.

08/14/2026

๐Ÿ‘‰ NEW LISTING ๐Ÿšจ

Discover a truly one-of-a-kind cottage styled chalet nestled among various trees in a picturesque wooded setting. Lovingly designed and built by its original owner, this custom home is on the market for the first time and showcases exceptional character throughout. Step inside to find warm, inviting living spaces accented by custom wood interior details, and handcrafted finishes that create a cozy mountain retreat feel while offering everyday comfort. Outside, the enchanting property is equally impressive. Stroll among established fruit trees, enjoy the privacy of the peaceful wooded surroundings, or take advantage of the fenced pasture. Newer outbuildings provide excellent storage, workshop space, or endless possibilities for your hobbies and equipment. Whether you're looking for a private country escape, a forever home, or a property with unmatched character, this rare offering delivers!

29374 FERNCREST DR - Rainier, OR 97048

โ˜‘๏ธ 3 Bedrooms
โ˜‘๏ธ 1.5 Bathrooms
โ˜‘๏ธ 1395 Square Feet
โ˜‘๏ธ 5.83 Acres
$399,000

Schedule your private tour today!!
https://www.zillow.com/homedetails/29374-Ferncrest-Dr-Rainier-OR-97048/464568826_zpid/?view=public

07/30/2026

Here is a great explanation on the current mortgage rates from a wonderful local lender, Lori Manley at Mortgage Options 4 You ...
_____________________________________________________________________

The Federal Reserve wrapped up its meeting yesterday and, as expected, left short-term interest rates unchanged. That makes this the perfect opportunity to answer one of the most common questions buyers ask: "what does that mean for mortgage rates?" The answer may surprise them.

๐Ÿšจ๐ŸšจOne of the biggest misconceptions is that the Federal Reserve directly sets mortgage rates. It doesn't.๐Ÿšจ๐Ÿšจ

Mortgage rates are primarily driven by the bond market (Mortgage-Backed Securities) and investors' expectations about inflation and the overall economy. That's why mortgage rates can sometimes improve even when the Fed doesn't cut rates, or move higher after a Fed announcement. Yesterdays decision didn't change the fact that investors remain focused on inflation and economic data, which continue to be the biggest drivers of mortgage rates.

The reports that typically have the greatest impact on mortgage rates:
โญ CPI Inflation (Consumer Price Index): The single biggest driver.
โญ Jobs Report (Non-Farm Payrolls): Strong employment often pushes mortgage rates higher, while weaker reports can help rates improve.
โญ PCE Inflation: The Federal Reserve's preferred inflation measure and a closely watched market indicator.
โญ Retail Sales: Strong consumer spending can place upward pressure on mortgage rates.
โญ Federal Reserve Statements & Press Conferences: The Fed doesn't directly set mortgage rates, but unexpected comments can influence the bond market and investor expectations.
โญ GDP: Measures overall economic growth.
โญ ISM Manufacturing & Services: Provides insight into business activity and economic strength.
โญ Unemployment Claims: Weekly labor market data that can influence investor sentiment.
โญ Consumer Confidence: Generally has a smaller impact but can still affect market expectations.

Why This Matters to Your Buyers๐Ÿค“
Many buyers tell me they're waiting for lower interest rates. While that sounds logical, it's important to look at the bigger picture. If mortgage rates decline, more buyers are likely to enter the market, increasing competition and putting upward pressure on home prices. We saw this firsthand during the last low-rate market, when many homes sold $70,000 to $80,000 - or more - above asking price because buyers were competing for limited inventory.

Key points:
๐Ÿ‘‰ Buying before rates decline may mean less competition.
๐Ÿ‘‰ Refinance when / if rates improve.
๐Ÿ‘‰ Housing is a necessity - You're going to live somewhere invest in your own future instead of your landlords.
______________________________________________________________________

If you are interested in exploring your buying options in today's market, a local lender is a great option!

To contact Lori directly, you can reach her at:

Lori Manley
Owner / Wholesale Mortgage Broker
๐Ÿ“ฒ(503) 989-8668
๐Ÿ“ฉ[email protected]
๐ŸŒMortgageOptions4You.com

Have you been wondering what your mortgage payment would be for this property? ๐Ÿค”I teamed up with local mortgage broker, ...
07/24/2026

Have you been wondering what your mortgage payment would be for this property? ๐Ÿค”

I teamed up with local mortgage broker, Lora Hawkinson, Loan Officer NMLS #241315 at Supreme Lending in Clatskanie to answer that question for you!!

For more information about this property, use this link and let me know how you can schedule a private tour today!! ๐Ÿ 
https://geramyrapp.hd.pics/635-NW-Pine-St

07/10/2026

๐Ÿ˜ NEW LISTING IN CLATSKANIE ๐Ÿ˜

Beautiful views of valley, mountains, and river from this updated split level home as it sits on top of the hill capturing the surrounding territory. Three large bedrooms on the main level and a fourth bedroom set up on the lower level - can be used as a bonus room. Kitchen on main level with updated countertops, oak floors, and stainless appliances. The oversized living room and spacious family room provide versatile opportunities. Some extras included on this property are a 32x48 shop with a sauna and lien-to, a 20x34 workshop, roughly 2 acres of fenced pasture with merchantable timber, dog run, and fire pit area on a beautiful level yard! Come enjoy the best of country living!!

โ˜‘๏ธ 3 Bedrooms
โ˜‘๏ธ 3 Bathrooms
โ˜‘๏ธ 1912 square feet
โ˜‘๏ธ 5.06 Acres
โ˜‘๏ธ 32x48 Shop AND 20x34 Workshop
21109 Ilmari Rd, Clatskanie OR

Once upon a time .... Every time I visit Clatskanie, Oregon, I can't help but imagine what it would be like to call this...
07/08/2026

Once upon a time ....

Every time I visit Clatskanie, Oregon, I can't help but imagine what it would be like to call this charming small town home. Tucked away from the hustle and bustle of the big city, it has a welcoming, peaceful atmosphere that feels like a breath of fresh air. I picture myself starting each morning with a stroll through the beautiful city park, enjoying the towering trees, open green spaces, and the simple joy of small-town living.

The surrounding hills and stunning territorial views make it easy to dream about putting down roots here. I love that Clatskanie offers a cozy, relaxed lifestyle while still being just a comfortable drive from the city whenever I want shopping, dining, or entertainment. The Oregon Coast is also close enough for spontaneous day trips, making it the perfect balance of convenience and natural beauty.

I often imagine spending my weekends exploring nearby hiking trails, fishing, visiting local parks, or simply relaxing on a porch with a cup of coffee while taking in the peaceful surroundings. Clatskanie feels like the kind of place where life slows down in all the right ways, and I hope that one day I'll have the chance to make this wonderful community my home.

*photo credit to Keep it Local Columbia County
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If this sounds like your story, don't waste anymore time!! Contact me today for a private showing of this property!
https://geramyrapp.hd.pics/635-NW-Pine-St

06/27/2026

๐Ÿ˜Ž OPEN HOUSE:
TODAY (6/27) 10AM-12PM ๐Ÿ˜Ž

1024 West C St, Rainier Oregon
MLS # 539460065

โœ”๏ธ 2418 Sq Ft
โœ”๏ธ .30 Acre
โœ”๏ธ Sauna
โœ”๏ธ Chalet Style
โœ”๏ธ In-law living space
โœ”๏ธ STUNNING river views

Come see this beautiful home today!!

06/18/2026

๐Ÿ‘‰NEW LISTING IN KELSO!! ๐Ÿ‘ˆ

๐ŸšจHave you been looking for a way to make some sweat equity?? This is your chance!! ๐Ÿšจ

Priced to sell! This charming property offers a blend of space, functionality, and character. Step inside to discover beautiful vaulted ceilings that create an open airy feel, highlighted by a stunning floor-to-ceiling stone fireplace that serves as centerpiece to the living area. The large, functional kitchen provides abundant storage, generous workspace, and plenty of natural light. This property is situated on a fully fenced 0.40 acre lot. It offers ample room to enjoy the outdoors, garden, accommodate hobbies, or recreational activities. The outbuildings provide valuable extra storage, workshop space, or flexibility for a variety of uses. With its desirable features, and useable property, this is an exceptional opportunity you won't want to miss!

๐Ÿ  103 Pare Rd, Kelso Washington
โ˜‘๏ธ 3 Bedrooms
โ˜‘๏ธ 1.75 Bathrooms
โ˜‘๏ธ 0.40 Acres
โ˜‘๏ธ 1800 square feet
โ˜‘๏ธ $369,900
Cash or Rehab financing only
Sale to be as-is, Seller will make no repairs

https://www.zillow.com/homedetails/103-Pare-Rd-Kelso-WA-98626/67040533_zpid/?view=public

06/01/2026

๐Ÿ‘‰NEW PRICE!!๐Ÿ‘ˆ

This beautifully maintained, newer construction home offers effortless single-level living in a cozy small-town setting. Perfect for those seeking comfort, convenience, and a relaxed lifestyle. Move-in ready and thoughtfully designed, it features beautiful modern finishes including Govee brand exterior lighting, an open-concept layout, and bright inviting spaces ideal for everyday living. Located near parks, community pool, and local shops, this home combines peaceful surroundings with close-to-everything convenience - Delivering the perfect balance of charm and practicality.

635 NW Pine St, Clatskanie, Oregon
โ˜‘๏ธ 3 Bedrooms
โ˜‘๏ธ 2 Bathrooms
โ˜‘๏ธ 1634 Square feet
โ˜‘๏ธ 0.29 Acres
โ˜‘๏ธ $440,000

CALL TODAY FOR YOUR PRIVATE SHOWING!!!

05/17/2026

This is a super fun family event happening this coming week - hosted by Rainier City Library!!

๐Ÿ‘‰NEW LISTING!! ๐Ÿ‘ˆThis beautifully maintained, newer construction home offers effortless single-level living in a cozy sma...
04/06/2026

๐Ÿ‘‰NEW LISTING!! ๐Ÿ‘ˆ

This beautifully maintained, newer construction home offers effortless single-level living in a cozy small-town setting. Perfect for those seeking comfort, convenience, and a relaxed lifestyle. Move-in ready and thoughtfully designed, it features beautiful modern finishes including Govee exterior lighting, an open-concept layout, and bright inviting spaces ideal for everyday living. Located near parks, community pool, and local shops, this home combines peaceful surroundings with close-to-everything convenience - Delivering the perfect balance of charm and practicality.

https://geramyrapp.hd.pics/635-NW-Pine-St

โ˜‘๏ธ 3 Bedrooms
โ˜‘๏ธ 2 Bathrooms
โ˜‘๏ธ 1634 Square Feet
โ˜‘๏ธ 0.29 Acres
โ˜‘๏ธ Single Level
Location: Clatskanie, Oregon

Schedule your private tour today!!

Address

Rainier, OR
97048

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