Johnny Wayne Mitchell, Realtor / Broker

01/12/2026

The hottest food trends the National Restaurant Association expects to see on the menu in 2026 are heavy on nostalgia, comfort and value.

12/31/2025

📊 Market Update: Interest Rates | Past 2 Weeks

Over the past two weeks, interest rates have experienced modest movement as financial markets continue to react to economic data and Federal Reserve policy decisions.

🔹 The Federal Reserve recently adjusted its benchmark rate, which can influence short-term borrowing costs and broader market sentiment.
🔹 Mortgage rates have shown slight week-to-week changes, though overall levels remain dependent on market conditions.

Approximate national average mortgage rates (for reference only):
• Conventional 30-year fixed: ~6.1%–6.3%
• FHA 30-year fixed: ~5.7%–5.9%
• VA 30-year fixed: ~5.6%–5.8%
• USDA 30-year fixed: ~5.8%–6.0%

📉 Key takeaway: Rates may fluctuate daily and are influenced by factors such as inflation, employment data, and overall economic conditions. Trends do not guarantee future performance.

This information is provided for general educational purposes only and is not an offer to lend, a commitment to lock, or a guarantee of rate or terms. Actual rates, fees, and programs may vary based on credit profile, loan type, property type, and other factors. Consult a licensed professional for specific guidance.

12/13/2025

❄️ Cold Weather Alert – Protect Your Home & Loved Ones ❄️

We’re expecting extremely cold temperatures over the next few days, so now is the time to take a few simple steps to protect your home and everyone around you.

🏠 Home Tips:
• Help prevent frozen pipes by insulating exposed pipes and allowing faucets to drip if needed
• Make sure your heating system is working properly

❤️ Community & Family:
• Check in on elderly family members, neighbors, and anyone who may need extra help
• Bring pets indoors and limit their time outside during the cold

A little preparation can go a long way in preventing damage and keeping everyone safe. Let’s look out for our homes and our community—stay warm and safe!

Call now to connect with business.

12/05/2025

Would you like to know what your home is worth? CLICK BELOW

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11/21/2025

Mortgage options that many people are unaware of.

🔥 Specialized Mortgage Options Available:

💼 Bank Statement Mortgages
Perfect for self-employed buyers who qualify using bank statement deposits, 1099s, or P&Ls.

💰 Asset Utilization
Ideal for clients with strong liquid assets but lower traditional income.

🏘️ DSCR Loans
Designed for real estate investors needing rental property financing.*

🩺 Doctor Program
Created for medical professionals — including dentists, podiatrists, ophthalmologists, and veterinarians.**

📊 Flexible Options
For buyers with higher debt-to-income ratios.

💸 Interest-Only Loans
Great for those who want a lower initial monthly payment.

🆔 ITIN Program
For buyers who live in the U.S. and have an Individual Tax Identification Number.***

🏢 Non-Warrantable Condo Loans
For buyers looking at condos that don’t meet agency guidelines.

📈 RSU Income Qualification
For clients with a two-year history of receiving RSUs/stock options.

Information provided by;
Johnny MItchell, ERA Live Moore Realty.
Equal Housing Opportunity
This is just information regarding options that are available to some home buyers.

Call now to connect with business.

11/15/2025

Welcome to Rockbridge, one of Knightdale's most desirable communities! This spacious 5-bedroom, 3-bath home sits on a large, beautifully landscaped lot and offers the perfect blend of comfort and outdoor living. Inside, you'll find a bright, open layout, a large kitchen perfect for entertaining, and...

11/15/2025

5 Bedroom 3 Bath $565,900

Welcome to Rockbridge, one of Knightdale's most desirable communities! This spacious 5-bedroom, 3-bath home sits on a large, beautifully landscaped lot and offers the perfect blend of comfort and outdoor living. Inside, you'll find a bright, open layout, a large kitchen perfect for entertaining, and...

11/12/2025

11/10/2025

Could this be a game changer for lower income families?

Administration exploring an offering that would have enormous consequences for the housing and mortgage markets