What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 10am - 4pm Sunday 10am - 4pm

EZ PZ Mortgage

Name: EZ PZ Mortgage
Address: 9267 Haven Avenue, Suite 220, Rancho Cucamonga, CA, 91730, US
Telephone: +19095864962

I help borrower's qualify for real estate financing needs by providing 5 star service

08/31/2023

If you’re looking for a loan officer who can finance renovations into your purchase or refinance, look no further. Let’s work together!

08/30/2023

Did you know if you saved $5 a day to put towards your principal balance, you could shave almost 3 years OFF your mortgage.

07/21/2023

How long would it take for you to break even if you purchased a property right now vs renting?

06/03/2023

If you had a machine that turned $1 into $1.05 would you use it?

If you said yes, you understand the compounding effect. Think of it this way… if you’re selling your home at a market value if $1,000,000, staging it professionally it could potentially get you an additional 5% higher perceived value from home buyers.

Sellers need to remember what it FEELS like to be a first time homebuyer, it’s important to create an ambiance about the home that pulls people in and makes them feel compelled that this is “the one” when they see it.

If you need more tips on how to get top dollar or need a recommendation for professional staging, DM me the words Top Dollar and I’ll send you a list of contacts as well as a free sellers guide

06/01/2023

Why is it so hard to find a home these days?

Number 1 answer: INVENTORY

Agents are networking now more than ever to get private showings for their buyers before the home is available for public open house showings.

That’s why if you’re on the market to buy a home and don’t want the inconvenience of having to view your potential property with other prospective buyers, you should work with an agent with a huge network of fellow realtors to schedule a private showing.

If this sounds like you or someone you know, send me a DM and I’ll be happy to schedule a buyer consultation for you.

05/30/2023

As the Fed is expected to hike rates in June, the competition to purchase a home is less than the previous month as most home buyers are waiting for the interest rates to cool off.

That puts first time homebuyers in the driver seat with more negotiation room in their offer.

If your strategy is the same as most other first time homebuyers, you could be missing out on seller concessions to cover closing costs, home warranty, and rate buydowns.

DM me with any questions regarding real estate 🏡

05/26/2023

Even if homes started to lose value, the equity/appreciation we’ve seen in the last 2 years has been unprecedented.

While some people in the media have predicted a real estate market crash, I personally don’t see one happening.

What’s most likely to happen and what some real estate markets have already been experiencing is a correction in which home value growth has become stagnant.

If you’re worried about a market crash, utilize the equity in your home with a HELOC to capitalize on all time highs. There’s programs for self-employed borrowers that can’t provide tax returns also.

If you’re in that bucket or have any questions, shoot me a DM and let’s talk.

05/23/2023

These programs utilize seller credit/concessions to help home buyers with their interest rates for the first couple of years and in my opinion are a great tool for homebuyers to use under the right circumstances.

What are the right circumstances?

Homes that have been sitting on the market for 30+ days can usually be negotiated for the seller to incentivize buyers with seller credit for temporary or permanent buy down.

To determine its worth it to buydown the rate when there is not seller credit available such as new construction homes, take the buydown cost and divide it by the monthly savings to calculate how many months it would take to offset that buydown cost.

If you have questions about buydown programs or need help getting pre-approved, shoot me a DM.

05/19/2023

Temporary Buy Downs for Conventional and FHA loans are an extremely popular option during this market cycle.

Some would argue were in a seller’s market due to the low inventory. Some would argue that we’re in a buyer’s market because there’s seller concessions/credit to be negotiated.

Either way do yourself a favor and ask your realtor to fight for seller credit vs a price cut. You’ll see a significant reduction in closing costs or a lower mortgage payment if credit is used for rate buy-down.

You can ask for as much as 6% of the purchase price in seller concessions, so if the property has been sitting on the market for more than 45 days, that is your opportunity submit your offer with a generous seller credit.

If you have questions about real estate, HMU 🤙

05/18/2023

You can Google search first time homebuyer information and YouTube hours of helpful content OR you can schedule a first-time homebuyer consult with a realtor/mortgage loan officer to get an understanding of everything from A-Z.

How many of you have gone to a first-time homebuyer seminar? Would you go to one in your local area if there was a team of experts to help answer your questions.

Address

9267 Haven Avenue, Suite 220
Rancho Cucamonga, CA
91730

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	10am - 4pm
Sunday	10am - 4pm

Telephone

+19095864962

Website

https://virtualending.com/

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