First Choice Mortgage and Real Estate

10/13/2026

Comment "OPTIONS" or send me a message, and I'll help you compare the numbers.

10/13/2026

🏡 Buying a home? Don't just negotiate the price!

Here's something buyers may not realize...

You could potentially negotiate a seller credit to help with closing costs or a mortgage-rate buydown instead of only asking for a lower price.

According to Realtor.com's September 2026 data, the county's median sold price was $545,000, and listings spent a median of 64 days on the market.

That doesn't mean every seller will negotiate, but it does mean you should explore your options before making an offer!

💬 Comment "OPTIONS" or send me a message, and I'll help you compare the numbers.

📲 909-910-2634
🌐 www.firstchoicere.com

First Choice Mortgage
DRE 01477745 | NMLS 244111

09/29/2026

🏡 Don’t let the headline rate make the decision for you.
Message me “PAYMENT” and I’ll run the numbers to see what options may work for you.

09/28/2026

09/18/2026

Active under contract still looking for Back up offer’s

09/17/2026

Open house this weekend 🏡 Saturday and Sunday. All Buyers welcome all Buyers Agent‘s welcome. Let’s get this one sold‼️ 12556 Empire Pl VV.
[email protected]

09/17/2026

Do you want to see if you qualify before you go to an open house? Give me a call.

09/15/2026

🏡 Big Lot. 3-Car Garage. No HOA—What’s Not to Love?

Welcome to 12556 Empire Place in Victorville, featuring:

✨ 3 bedrooms and 2 bathrooms
✨ Approximately 1,514 sq. ft.
✨ Huge 18,000 sq. ft. lot
✨ Three-car attached garage
✨ Updated kitchen
✨ Covered backyard patio
✨ Quiet cul-de-sac location
✨ Walking distance to the elementary school
✨ No HOA!

Plenty of outdoor space for entertaining, gardening, a future pool or possibly an ADU—buyer to verify.

💰 Offered at $429,900

Want more information? Send me a message or call/text 909-910-2634 today!

Patricia “Patti” McCormick
DRE #01477745 | NMLS #244111
First Choice Mortgage and Real Estate

09/11/2026

08/29/2026

Should You Rent or Buy a Home in California in 2026?
The decision to rent or buy a home in California in 2026 isn’t always straightforward, especially given how varied our state’s markets can be. In the major metro areas, renting remains the less expensive option, thanks to high ownership costs that can challenge even the savviest buyers. Meanwhile, in places like the Central Valley, purchasing a home can actually be more affordable, making it a compelling option for those planning to put down roots.

For clients who are thinking long-term and have their savings in order, buying still brings stability—even as mortgage rates hover around 6%. On the other hand, if you’re anticipating a shorter stay or your finances are in flux, renting may be the wiser move, especially as rents continue their upward trend.

After three decades in mortgage lending and real estate, I've seen how personal circumstances and local conditions shape the right decision. My goal is always to help you weigh these factors with clarity and confidence, so you can choose the path that truly fits your needs.
https://www.housing-trends.com/agent-news/patti-mccormick/1885334-Should-You-Rent-or-Buy-a-Home-in-California-in-2026%3F