04/02/2020
Hey friends and family. If you are looking for a house in Johnson or Wyandotte counties this could be the loan for you!! Please let me know if I can help you find your dream home with this dream loan!!
***************************************************
First Bank is proud to open up our Thrive Program to the Kansas City market. This program is only available in Johnson and Wyandotte counties in Kansas.
Program Highlights:
30 Year Fixed Conventional Mortgage:
Loan to Value Maximum - 97%
Minimum 3% Down Payment Available
No Mortgage Insurance Required.
Matching Down Payment Available up to $2,000.
Program Requirements:
Maximum Debt Ratio of 31%/43%
Verification of rental history may be required.
If rental history is unavailable - maximum debt ratio is 31%/40%.
Household Income Limit can not exceed $65,920
Minimum credit score of 620
No past due payments in the past 12 months.
No short sales within the past 2 years
No foreclosures within the past 7 years
Income verification of the most recent two years of tax returns required.
Two year verified employment history is required.
Any past bankruptcy must have been discharged for at least 24 months.
1 month PITI Reserves required.
Maximum of 2 borrowers.
Maximum Loan Amount of $350,000. For loan amounts of $225,000 and greater a minimum 720 credit score is required.
First Bank will match down payment and/or closing costs not to exceed $2,000.
Ron Cardozo
Senior Loan Officer
First Bank | 6201 College Blvd. Suite 100 Overland Park, KS 66211
p: 913-712-0307 | f: (913) 712-0307
m: 913-710-5626
LO NMLS ID:34541 | First Bank NMLS ID:551928
[email protected] |
Whether you’re buying a new home or refinancing your current home, First Bank Mortgage offers a full range of products and services. Rest assured, our experienced Home Loan Consultants will provide you with the right financing solution to meet your individual needs.