Ernie Salgado Homes - Coldwell Banker

Ernie Salgado Homes - Coldwell Banker I am a Realtor with Coldwell Banker Realty specializing in the Berks and schuylkill County markets!

05/30/2026

Ben, I'll leave that with you. You can hand it to me or put it in my mailbox. You know, I was about 35-40 pounds lighter back then. That's me. Funny thing is, you don't look colored. Are you kidding me?

05/29/2026

When the contract is forgotten and the blame game begins. Who's fault is it anyway? Definitely not mine... or was it?

05/28/2026

An unusual but important question: do you need to disclose if someone passed away in your home? While ghosts and goblins don't impact value, biohazard cleanup does. Interestingly, this topic of 'haunted' homes comes up more than you'd think.

05/27/2026

Thinking about using a 203K loan for your next renovation? You might want to do the work yourself, but there's a catch. Lenders need to vet your contractor to ensure repairs are done correctly and insured. So, can you be your own contractor? The short answer is yes, but only if you have the proper licensing and general liability insurance.

05/27/2026

On this episode, Ernie and Mel talk with Dr. Paige Brookins, Executive Director for the Reading Redevelopment Authroity, and Tony Veloz, Community Development Program Manager, to talk about Blighted properties and the issues they are causing to property values and community morale.

05/27/2026

Discover how Homestyle renovation loans can update your home without structural changes. Learn about the simple mortgage process, draw schedules, and how leftover funds reduce your principal. Perfect for additions like in-law suites or attached garages!

05/26/2026

Wondering about the Homestyle renovation loan? It's a conventional financing option perfect for cosmetic updates and minor safety issues, but it's not for major structural repairs. Learn what this loan can cover.

05/26/2026

Did you know the Homestyle loan can be used for second homes or investment properties? Unlike the 203K, it's not limited to primary residences. Investors, take note: there's no limit to how many times you can use this product, though finance properties have specific limits.

05/25/2026

Think that low-priced house is a steal? Sometimes a 'strategic' list price hides a 'sh*tshow.' Learn when renovation loans like HomeStyle are perfect for properties needing updates, and why 'weekend warriors' can't use them. It's all about licensed contractors and proper vetting!

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975 Berkshire Boulevard Suite 100
Reading, PA
19610

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