06/29/2025
💡 Myth: Renting is cheaper than owning. From a single momma that is and has been an owner, investor and renter.. If I can do it so can YOU!
Let’s break that illusion wide open.
📍 Bothell, WA – 3 bed / 2 bath rental
💸 Average Rent: $3,500/month = $42,000/year
That’s $210,000 gone over 5 years… with zero return.
Now let’s talk about what owning could do instead 👇
🏡 Scenario 1: Buying at $1,135,000
🔑 5% down = $56,750
📉 Monthly mortgage (incl. taxes & insurance): $6,800–$7,200/month* 💰 Equity growth at 10–25% appreciation:
1 year = $113K–$284K
3 years = $340K–$850K+
🏡 Scenario 2: Buying at $750,000
🔑 5% down = $37,500
📉 Monthly mortgage: $4,800–$5,300
💰 Equity growth:
1 year = $75K–$187K
5 years = $375K–$937K
🏡 Scenario 3: Buying at $650,000
🔑 5% down = $32,500
📉 Monthly mortgage: $4,100–$4,700
💰 Equity growth:
1 year = $65K–$162K
5 years = $325K–$812K
✨ And just so you know... 5% down isn’t always required. Some buyers use VA loans with $0 down, others qualify for down payment assistance, and many secure homes with FHA (3.5%) or even conventional loans at 3% depending on credit and lender programs.
While rent leaves your pocket forever… ownership builds your wealth.
Let your home work for you, not the other way around.
While rent leaves your pocket forever… ownership builds your wealth.
Let your home work for you, not the other way around.
📲 DM me “OWN” and I’ll run your numbers You don’t need 20% down..you just need strategy… and me 💁♀️