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Bill Crumbaker- John L Scott

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United States
Renton, WA
Bill Crumbaker- John L Scott

I believe in single party representation and am a Accredited Buyers Rep and Accredited Sellers Rep a Master certified negotiator & a Luxury Home Specialist

04/27/2026

I was handing out my monthly flyer in a farm area when a car pulled over and flagged me down. It was the daughter of one of my clients, along with her two children.b She said do you know what day it is, and then went on to say You sold my parents, Wayne and Joyce Okino, their dream home 41 years ago, and I was only one year old when you sold it to them. We are going over to visit them, and they still love their home. I do not think they will ever sell it. You did a great job finding them their dream home. As I watched them drive off toward the home I’d found for their family four decades earlier, I felt a quiet wave of gratitude settle over me. In this business, we talk a lot about transactions, markets, and timing — but moments like this remind me what truly matters. A young couple once trusted me with one of the biggest decisions of their lives, and all these years later their daughter, now grown with children of her own, stopped just to say thank you. Forty‑one years, and that home is still filled with love. I couldn’t ask for a better reminder of why I do what I do, and I’m deeply grateful for the families who have allowed me to be a small part of their story.

02/17/2026

I want to thank all my clients for calling me and asking me to help them maximize their profits and make their home sales hassle-free. All of my clients call me for help. I must be doing something right because they all gave me 5 Star reviews. The longest days on market for one of my listings were 11 days. I ask for exceptional offers on all my listings, and my most exceptional offer was $132,000 above my listing price. My unique Pre-Certified Marketing plan is a money -making proven plan that really works. See less

08/19/2025

Did you know that studies have indicated homeowners have a net worth forty times greater than renters? Why is this true? I was sending congratulations to one of my past clients on ten years of home ownership today. I sold them their first home ten years ago for $575,000. I estimated that they could now sell their home for about $1,300,000, which means that the value of their home has increased by approximately $72,000 per year over the last ten years. Home appreciation rewards homeowners. For tenants, the only thing that goes up is their monthly payments. Homeowners can deduct their interest payments and real estate taxes; renters get no tax write-off, and that is why the net worth of homeowners is so much greater than renters.

08/13/2025

Have high interest rates and home prices, along with chaotic, and unwise off-and-on-again Presidential tariff policies made you believe that the American dream of home ownership is no longer attainable? If so, I'd like to offer you some good news. If you could buy a house at a rate of 2.75% to 5%, and possibly have a fixed-rate loan for 25 years or less, would you jump at the opportunity? I think most buyers would, because at these interest rates, homeownership is much more attainable. You may be asking yourself, is this possible? Why hasn't my real estate agent mentioned this possibility to me? I can assure you that for many of you it is possible.
The reason why your agent has not told you about this option is that many agents do not know about this option. If you are looking at a house with an underlying FHA or VA loan, that loan is assumable. What is an assumption? The buyer puts down enough money to cash out the seller's equity, and the buyer becomes personally liable for repayment at the interest rate the buyer purchased the house, which could be as low as 2.75% interest. You still must be approved by the company holding the mortgage for the assumed payment.
About three years ago, I noticed that a listing my buyer was looking at had an FHA loan at 2.75% interest, The owner of the house was a real estate agent who had just dropped his price $10,000, and it only took about $34,000 to assume his loan. If I were the listing agent, I would have raised the price because there would be many buyers happy to secure a 2.75% loan with only 28 years to pay it down. The owner was a real estate agent, and he did not know that he was sitting on a money maker; interest rates were at 7%. He was unaware of the assumptions and that buyers could take over his low-interest-rate loan. If you would like to learn more about assumptions, please feel free to call me at 206-953-2669.

07/28/2025

Staging
I have had some new agents asking me who I use for staging and what the costs are. I am a big believer in staging my listings because it can transform a drab, vacant house into a beautiful, welcoming home with just the right emotional touches that convey, 'Buy me, this is your new perfect home! Staged homes sell faster and for more money.
1. Creates a strong first impression
You never get a second chance to make a first impression, and that’s especially true when selling your home. From the moment buyers scroll through listing photos or step through the front door, they’re forming opinions in seconds. A well-staged home immediately communicates care, quality, and value.
Here’s how staging sets the tone:
• Boosts curb appeal: Simple touches like fresh landscaping, a clean entryway, and a welcoming doormat make the home feel inviting before buyers even step inside.
• Establishes emotional appeal: Thoughtfully arranged furniture, soft lighting, and neutral decor help buyers feel comfortable and “at home” right away.
• Reduces distractions: A staged space is clean, uncluttered, and free of personal items, allowing buyers to focus on the home, not the seller’s belongings.

Here is the website of my stager, Mary Shanely. www.impressdesignsaging.com. Mary will often stage the bedrooms with children in mind. For the boys' room, they will receive a stuffed toy dinosaur, and the little girls' room will feature a large Minnie Mouse. The kids fall in love with their rooms and often do not want to leave. What I, and many of my sellers, find most helpful is that I pay Mary a $75.00 consultation fee, and Mary will go through the whole house, telling the sellers what items to keep and which items should go, and how to stage their house using their own furniture and personal items. Mary will suggest to my sellers that she has the perfect artwork Items to enhance a particular room, which complements the room's color palette and style, choosing focal points and evoking emotion. By balancing size and placement, the space feels more inviting and dynamic. So what does it cost to stage a house with Mary? My last listing just sold this month. The house had no furniture; it was a small three-bedroom rambler it cost my seller $1,800 to stage his vacant home. Check out my recently sold listing staged by Mary Shanely.

07/25/2025

Explain the difference between Va loans and FHA loans
VA loans and FHA loans are both types of government-backed mortgages designed to help specific groups of borrowers, but they have distinct differences in eligibility, benefits, and requirements.
# # # VA Loans:
1. **Eligibility**: Available to current and former military service members, as well as certain members of the National Guard and Reserves. Eligibility is based on the length and type of service.
2. **Down Payment**: No down payment is required in most cases, making it easier for veterans to purchase homes without upfront costs.
3. **Mortgage Insurance**: VA loans do not require private mortgage insurance (PMI), which can save borrowers money.
4. **Loan Limits**: While there are limits on how much can be borrowed without a down payment, many veterans can borrow above these limits with a down payment.
5. **Funding Fee**: VA loans come with a funding fee that varies based on the service member's status, the loan amount, and whether it's a first-time use of the benefit. This fee can be rolled into the loan amount.
# # # FHA Loans:
1. **Eligibility**: FHA loans are available to a broader range of borrowers, including first-time homebuyers and those with lower credit scores. There is no specific eligibility based on military service.
2. **Down Payment**: A minimum down payment of 3.5% is required for borrowers with a credit score of 580 or higher, while those with lower scores may need to put down 10%.
3. **Mortgage Insurance**: FHA loans require both an upfront mortgage insurance premium (MIP) and monthly mortgage insurance payments, which can increase the overall cost of the loan.
4. **Loan Limits**: FHA loans have set limits that vary by location, which can restrict borrowing amounts in high-cost areas.
5. **Credit Requirements**: FHA loans are more lenient with credit scores, allowing borrowers with lower credit histories to qualify, whereas VA loans often have stricter credit requirements.
In summary, VA loans are tailored specifically for veterans and active-duty military personnel, offering benefits like no down payment and no mortgage insurance. FHA loans are designed for a wider audience, including first-time homebuyers, with lower down payment requirements but also involve mortgage insurance costs

02/22/2025

listed and sold in one day with all contingencies waived, and my seller received a$115,000 above his listing price. My pre-certified marketing puts more money in my seller's pockets.This is the first listing and sale in Summerwind this year

www.bcrumbaker.johnlscott.com/2319118.

02/19/2025

Donald J Trump is awarded Hero Of The Russian Republic for blaming the war on Ukraine, as Donald J Trump said, and the war could have been avoided if only Ukraine had just surrendered. He recommends that all Americans understand that Donald J. Trump is their new leader and that he only proclaims what is lawful.

02/18/2025

Who is Russel Vought? He is one of the principal authors of Project 2025 and has just been appointed to lead The Budget Office. Remember when Trump claimed he knew no one or anything about Project 2025. Another big fat lie. He claims we are now living in a post-constitutional time. He crafted plans to have our military put down any public unrest and to ensure complete power over the Department of Justice. This all falls in line with Trump abandoning our allies for Putin. What we are seeing is the complete destruction of our institutions and to keep only the people that will say yes to Trump. This test is not based on your ability to do your job but on your loyalty to Trump. If people do not wake up, they will see all their rights under the Constitution taken away. I know many Americans seem to be very happy about this; they say we are entering the Trump Golden era. Check out this video for more.
https://www.youtube.com/watch?v=-bFQgHy03x8

Address

Renton, WA
98059

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Website

https://bcrumbaker.johnlscott.com/buying-a-house

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