The Sue Smith Team

Call Directions Website Contact the business

The Sue Smith Team Luxury Homes. Country Estates.

Exceptional Results

Serving Loudoun County's discerning buyers and sellers with expert guidance, elevated marketing, and over 38 years of trusted experience. The Sue Smith Team

Sue Smith :: [email protected] (703) 928-7860
Charlie Rossi :: [email protected] (703) 340-8877
Heran Choi :: [email protected] (571) 477-0375
Bryan Smith :: [email protected] (571) 239-1719

Website : www.soldbysue.com
Facebook : Sold By Sue - The Sue Smith Team
Pinterest : Sold By Sue - The Sue Smith Team
Twitter : Soldbysue

10/10/2026
10/10/2026

US Mortgage Costs Hit 14-Month High | The Sue Smith Team / Sold By Sue
Mortgage costs have reached a 14-month high across the US, with the typical buyer’s monthly payment now at $2,600 by late Q3. At the same time, the national median sale price has edged up about 2% year-over-year to approximately $399,000, putting extra pressure on affordability and keeping pending sales nearly unchanged month-over-month and down compared to last year. I’ve watched as mortgage-purchase applications dipped slightly, and new listings have eased—likely a reflection of the holiday season—but are still modestly ahead of last year’s pace. What’s become even more evident in this environment: seller strategy truly matters. About 21% of active listings have adjusted their prices, and sharper pricing is clearly drawing more attention; overpricing, on the other hand, tends to create hesitation in buyers. Inventory has improved a touch, with active supply up 2% year-over-year to 1.5 million homes and overall supply close to four months—still not quite a balanced market. For my clients, whether buying or selling, this is a reminder that thoughtful pricing and a well-planned approach make all the difference when navigating changing market currents.

10/09/2026

Virginia: What's Next for Home Prices in 2026? | The Sue Smith Team / Sold By Sue
After nearly four decades guiding Loudoun County residents through every market turn, I’ve seen how Virginia’s housing trends shape real lives. Right now, strong employment and tight inventory are still supporting home values here—even though price growth has slowed from the highs of recent years. For many of my clients, the increase in available listings has brought a welcome change: less competition and more room for thoughtful negotiation. This creates genuine opportunities for buyers to find the right fit and make decisions with confidence. Looking ahead to the second half of 2026, experts expect affordability to improve as mortgage rates stabilize, and that should gradually boost sales activity across our region. I anticipate our Virginia market will remain balanced, with steady demand and moderate appreciation through year-end—a healthy environment for both buyers and sellers seeking stability and genuine value.

Pre-Market Opportunity by The Sue Smith Team  IN-GROUND HEATED POOL • CUSTOM CABANA • OUTDOOR KITCHEN • 5 BEDROOMS • 4.5...
10/09/2026

Pre-Market Opportunity by The Sue Smith Team

IN-GROUND HEATED POOL • CUSTOM CABANA • OUTDOOR KITCHEN • 5 BEDROOMS • 4.5 BATHS • PRIMARY BEDROOM & BATH * 3 FINISHED LEVELS ** NO HOA

38332 Stone Eden Dr
Hamilton, VA 20158
$1,600,000

5 Bedrooms
4.5 Baths
3 Finished Levels
Over $200,000 in improvements since 10/2/25
25,000 Gallon, In-ground heated pool
Cabana with Grill, Refrigerator, Mounted TV and fireplace
Main Level Primary Bedroom
Main Level Primary Bath
Main Level Professional Library (overlooks pool)
Three bedrooms on the upper levels with 2 full baths
Finished, Walkout Lower Level
- 5th Bedroom
- 4th Bath
- Theater with Chairs, Projector
- Kitchenette
Whole House Generator (2026)
Roof Replace 2024
Gourmet Kitchen with Center Island
- Gas Cooktop
- Stainless Appliances
Whole House Generator
FIOS Internet is available

Experience the ultimate in resort-style living at this exceptional 5-bedroom, 4.5-bath luxury residence, thoughtfully designed across three finished levels for sophisticated comfort, effortless main-level living, and extraordinary entertaining. From the moment you enter, spacious, light-filled interiors, soaring ceilings, and refined finishes create an inviting sense of luxury.
At the heart of the home, the beautifully updated gourmet kitchen features gleaming quartz countertops, a generous center island, abundant cabinetry, and gas cooking—perfectly suited for everyday living and entertaining. The kitchen opens to a spectacular two-story family room, where soaring ceilings, abundant natural light, and a gas fireplace create a dramatic yet welcoming gathering space.

The family room extends seamlessly to a private, covered deck, creating an exceptional indoor-outdoor living experience. The deck adjoins the luxurious main-level primary suite, creating a private retreat with a beautifully appointed primary bath and spacious walk-in closets. A handsome main-level library offers the perfect space for work, reading, or quiet retreat, while the elegant formal dining room provides the ideal setting for memorable gatherings.

The upper level offers three generously sized bedrooms, including one with a private ensuite bath, plus an additional hall bath—providing exceptional space and privacy for family and guests.

The walk-out lower level is designed for both entertaining and everyday enjoyment, featuring a fifth bedroom, full bath, kitchenette, theater room with projector and recliners, play areas, and abundant storage. Whether hosting guests, enjoying movie night, creating a game room, or simply relaxing, this level offers incredible flexibility.

And then there is the private backyard oasis—truly the centerpiece of this exceptional property. A 25,000-gallon, heated, in-ground chlorine pool creates the ultimate retreat, complemented by a 3.06-acre fenced lot, a custom cabana, and an outdoor kitchenette complete with gas grill, refrigerator, mounted TV, fireplace, and more. Designed for memorable gatherings or relaxing poolside afternoons, this extraordinary outdoor space brings the feeling of a luxury resort home.

With three finished levels, five bedrooms, 4.5 baths, exceptional indoor and outdoor entertaining spaces, and an extraordinary private pool retreat, 38332 Stone Eden Drive offers a rare opportunity to enjoy luxury living with the feeling of your own private resort—right at home.

Community CCR's * FIOS Internet is Available *

List of Improvements: Whole House Generator (2026), Roof Replaced (2024), Hardwood Flooring (2025), Luxury Vinyl Flooring (2026), Kitchen & Primary Bath Windows (2026), Outdoor Kitchen Appliances (2026), Kitchen Reno Lights, Painted Cabinets, Backsplash, Window, Refrigerator (2026), Electric Switches Replaced (2026) - nearly $200,000 of improvements over the past year.

Presented by
Sue Smith
The Sue Smith Team
Compass
703-928-7860
[email protected]

Loudoun County Equestrian PropertiesAfter nearly four decades working with homebuyers and sellers in Loudoun County, I’v...
10/09/2026

Loudoun County Equestrian Properties
After nearly four decades working with homebuyers and sellers in Loudoun County, I’ve learned that finding the right setting is about more than just a property—it’s about the rhythm of your life. For those drawn to equestrian pursuits, Purcellville and Middleburg offer a unique blend of open landscapes, country-estate ambiance, and direct access to the W&OD Trail, making them ideal for both horses and their people. Over the years, I’ve helped many clients discover how these communities support an equestrian lifestyle while still offering the warmth and connection that make a house truly feel like home. Whether you’re dreaming of acres to roam or quiet country lanes, there’s a perfect spot here waiting to become your next chapter.


https://www.housing-trends.com/agent-news/sue-smith/2133422-Loudoun-County-Equestrian-Properties

Address

11943 Democracy Drive
Reston, VA
20190

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+17039287860

Alerts

Be the first to know and let us send you an email when The Sue Smith Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Sue Smith Team:

Shortcuts

Share