Edwin Martinez, Realtor

09/11/2025

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The number of homes actively for sale is at its highest point since 2020 — and that’s a big deal for any homebuyer out there.

That gives you the widest selection of homes to choose from right now that you’ve had in five years.

That means a better shot at finding the home that truly fits and the chance to make a deal on your terms.

Want to see what’s for sale in our local market? DM me.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/10/2025

Mortgage Rates Just Saw Their Biggest Drop in a Year

This is the shift you’ve been waiting for.

Mortgage rates just saw their biggest decline in over a year. And if rates stay near this level, it could make a home you couldn’t afford just a few months ago feel possible again.

What would today’s rates save you on your future monthly payment? Let’s connect so you can find out.



Edwin Martinez
eXp Realty of California
DRE # 02193452

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.

09/10/2025

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The Number of Homes for Sale Is the Highest It’s Been Since 2020

The number of homes for sale is the highest it’s been since 2020. Let’s connect if you want to see what’s available in our local market.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/09/2025

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About half of homes are selling for under their asking price right now.

While that feels very different from the past few years, it’s actually a return to what’s considered normal for the market.

And the sellers who succeed today are the ones who recognize this shift. They price smart from day one, make their home stand out, and stay flexible when buyers ask for give-and-take.

You need to plan for the market we’re in, not the one we saw a few years back. And I can help.

Want to know what I think your house would sell for today? DM me.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/08/2025

Why 50% of Homes Are Selling for Under Asking and How To Avoid It

You don’t want to fall behind in this market.

So, let's talk about what buyers in our area are paying right now. With local expertise and a strategy that gets your house noticed in those crucial first two weeks, anything is possible.

Want to know what your house would sell for?



Edwin Martinez
eXp Realty of California
DRE # 02193452

If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset.

09/06/2025

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If you’ve owned your home for a while, you probably have some serious equity.

Right now, over two-thirds of homeowners have either paid off their mortgage entirely or have at least 50% equity.

That’s a powerful position to be in. Because that much equity gives you a strong financial cushion and an asset you can use to fund your long-term goals.

If you're thinking about moving, downsizing, or just curious what your home’s really worth, DM me and I’ll give you a personalized estimate, because your equity might be able to get you there sooner rather than later.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/05/2025

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Want to know the secret to getting the best deal on a home today? Spoiler alert: it’s new construction.

Right now, 66% of builders are offering incentives that can lower your overall cost of homeownership. That’s the highest in 5 years. And it’s a big deal.

The most common incentive is a price cut. And on average, they’re taking about 5% off the purchase price. On a $500K house, that’s a savings of $25K.

That could be enough to make the home you’ve been dreaming about more affordable than you think.

Curious how far today’s incentives could stretch your budget? Let’s connect so I can show you what builders are offering in our area.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/04/2025

Builder Incentives Reach 5-Year High

If you're not finding a home you love, the new home market is buzzing with opportunity. With record-high incentives, price cuts in play, and builders itching to move inventory, this is the best time in years to buy new construction.

Curious how far today’s incentives could stretch your budget? Let’s connect so you can see what builders are offering in our area.



Edwin Martinez
eXp Realty of California
DRE # 02193452

Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price.

09/04/2025

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You may have seen headlines about foreclosures rising, but here’s the truth.

Foreclosure headlines sound scary, but the data tells a calmer story.

Yes, FHA loans are showing more late payments than normal, but delinquencies across all other loan types remain stable.

And since FHA loans are only about 12% of mortgages nationwide, this isn’t the start of a new crisis.

Of course, no one wants to see anyone face the challenges of foreclosure. But the big picture: there isn't a big wave of foreclosures coming, and the broader market looks nothing like 2008.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/03/2025

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

Foreclosures are rising slightly, but they’re nowhere near the levels of 2008. And delinquency trends don’t point to a crash ahead.

This is something industry professionals are going to watch in the days ahead. If you want to stay up to date, let’s connect so you always have the latest information.



Edwin Martinez
eXp Realty of California
DRE # 02193452

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous we’re headed for another crash, here’s what you should know.

09/03/2025

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Over two-thirds of homeowners have at least 50% equity or own their home free and clear

Over two-thirds of homeowners have at least 50% equity or own their home free and clear. If you want to find out how much you have, let’s connect.



Edwin Martinez
eXp Realty of California
DRE # 02193452

09/02/2025

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If your house isn’t getting offers you’re comfortable with, you may be thinking: maybe I’ll just rent it instead.

And the truth is, a growing number of homeowners are making that choice right now. They’re called “accidental landlords.”

But here’s the thing you need to remember before you go that route, too. There’s probably a reason renting your home wasn’t the original plan.

Because renting often isn’t as easy as it sounds. Not every house makes a good rental. Plus, it comes with a lot more responsibility (and risk) than most people expect, like extra expenses, repairs, and the stress of being on call 24/7.

Make sure to carefully weigh the pros and cons before you decide what to do. For some homeowners, it may not be worth it.



Edwin Martinez
eXp Realty of California
DRE # 02193452