Lavonya Payne, Realtor

Lavonya Payne, Realtor first-time mom + Central VA Realtor® 🤍
relocation • first-time buyers • new construction
Chesterfield, Petersburg, Dinwiddie + beyond!
↓ start here!

Associated with EXP Realty LLC
1320 Central Park Blvd Suite 200
Fredericksburg, VA 22401
Office Number: 703-665-3362

Everyone says they’re moving to Richmond… but most of the time they actually mean the GREATER Richmond area.Because the ...
05/19/2026

Everyone says they’re moving to Richmond… but most of the time they actually mean the GREATER Richmond area.

Because the reality is, Central Virginia offers SO many different lifestyles depending on what you’re looking for.

Some buyers want:
✔️ walkable areas and restaurants
✔️ newer construction communities
✔️ more land and privacy
✔️ suburban neighborhoods
✔️ shorter commutes
✔️ better affordability
✔️ investment potential

And that’s why so many people end up in places like:
📍 Chesterfield County
📍 Moseley
📍 Henrico County
📍 Dinwiddie County

One of my favorite parts of helping relocation clients is figuring out WHICH area actually fits their goals, lifestyle, and budget, because every part of Central Virginia feels completely different.

That’s also why I share so much local content through 🤍 I want people to see what life actually looks like here beyond just listings.

If you’re thinking about relocating to Richmond or anywhere in Central Virginia, message me and let’s talk about what area might fit you best. 🫶🏿

Graduating college, relocating to Richmond, Virginia AND buying their first house…Huge congrats to my clients and the ne...
05/18/2026

Graduating college, relocating to Richmond, Virginia AND buying their first house…

Huge congrats to my clients and the newest homeowners in RVA 🤍

If you think 2026 might be the year you finally buy a house in Central Virginia…

I’m still taking on new clients for 2026 and would love the opportunity to see if I may be the right fit to help you navigate your move.

Send me a DM to connect or fill out the Buyer Questionnaire form in my bio and I’ll be in touch within 24 hours!

05/14/2026

Colonial Height’s newest AYCE sushi spot 🍣

If you’ve been thinking about giving them a try, let this be your sign to add them to your dinner plans!

As local self proclaimed AYCE sushi connoisseurs, Wild Ocean easily claimed the number 1 spot for us out of the entire Richmond, VA area.

Not only was the inside of the restaurant gorgeous, but the food and service was amazing, and the menu was unique compared to other local AYCE sushi restaurants.

Give them a try and let me know what you think!

— Lavonya, a Petersburg local showing you the best of the Tri-City area + beyond!

All it took was 30 days from start to finish 🔑Thankful for having strong partnerships like to help give back to my clie...
05/13/2026

All it took was 30 days from start to finish 🔑

Thankful for having strong partnerships like to help give back to my clients.

If you think 2026 might be the year you finally buy a house in Central Virginia…

I’m still taking on new clients for 2026 and would love the opportunity to see if I may be the right fit to help you navigate your move.

Send me a DM to connect or fill out the Buyer Questionnaire form in my bio and I’ll be in touch within 24 hours!

A love I can’t explain.A bond I’ll never take for granted.Bringing life into this world is a God-given superpower, and b...
05/10/2026

A love I can’t explain.

A bond I’ll never take for granted.

Bringing life into this world is a God-given superpower, and being your mama is my favorite role I’ll ever have. 🤍

Happy Mother’s Day to all the amazing moms out there. 💐

I’m a Petersburg mama, of course I shop local and stay connected to our community 🫶🏿One of my favorite parts of living i...
05/08/2026

I’m a Petersburg mama, of course I shop local and stay connected to our community 🫶🏿

One of my favorite parts of living in Petersburg is how easy it is to truly know the people and places that make this city special.

From coffee runs at .coffee to weekends in Old Towne, this community has so much character, history, and heart.

If you’ve been thinking about buying, relocating, or putting down roots in Central Virginia, comment or DM me START and let’s talk!

Hi, I’m Lavonya! A Petersburg local + new mom sharing life in Central Virginia, local favorites, real estate, new construction, and what it’s really like to call this area home. Follow along for more life, listings, and local content with 🫶🏿

Welcome home, Sammy! 🏡Nothing better than handing keys to a first-time buyer!!Today was extra special because this closi...
05/07/2026

Welcome home, Sammy! 🏡

Nothing better than handing keys to a first-time buyer!!

Today was extra special because this closing came from a past client referral. I had the opportunity to help his mom last year, and now I got to help him purchase this gorgeous new construction home.

Having families trust me through multiple moves is something I’ll never take lightly.

Huge congratulations to my buyer on becoming a homeowner!! Excited for this next chapter and so grateful to have been part of it.

“Rent is cheaper.”Is it really?Because if you rent for the next 15 years…you could walk away with NOTHING.But if you bou...
05/07/2026

“Rent is cheaper.”

Is it really?

Because if you rent for the next 15 years…
you could walk away with NOTHING.

But if you bought this house at 24 Firehouse Road using a USDA loan…

✅ 0% down
✅ Possible seller-paid closing costs
✅ Additional $500 lender credit
✅ Lower USDA interest rates

…you could potentially buy this home with almost no money out of pocket.

And instead of paying your landlord every month…

you’d be paying yourself through principal paydown and appreciation.

Estimated difference in net worth after 15 years?
Around $63,000.

That’s the difference between renting and owning.

Current estimate:
5.75% rate
6.312% APR

Message me “USDA” if you want the payment breakdown.

Address

Richmond, VA
22401

Telephone

+17575936059

Website

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