Proximity Realty

Proximity Realty We are a team of local Licensed Realtors® serving the Richmond Area.

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again. And...
05/28/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, som...
05/28/2026

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.

Congratulations to our sellers! Your beautiful home is now pending! Thank you for trusting us in this process! Sold by...
05/27/2026

Congratulations to our sellers! Your beautiful home is now pending! Thank you for trusting us in this process!

Sold by Justin Shelton at Proximity Realty
Brokered by Exp Realty

Thinking about buying or selling? Call Justin at 804.572.3883

Congratulations to our amazing clients on the successful sale of their beautiful home! We’re honored to have been part o...
05/27/2026

Congratulations to our amazing clients on the successful sale of their beautiful home! We’re honored to have been part of your journey. Thank you for choosing !

Listed by Heith Treglown at Proximity Realty
Brokered by Exp Realty
Call 804-735-0868 for more information!

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right ...
05/26/2026

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?In a recent survey, 68% of ...
05/25/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.But here's what the headl...
05/21/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.

Now might be a smart time to look at newly built homes. Builders are motivated to keep their inventory moving, so they’...
05/21/2026

Now might be a smart time to look at newly built homes.

Builders are motivated to keep their inventory moving, so they’re offering incentives like mortgage rate buydowns and closing cost help to draw in buyers.

It also means they may be more flexible on price. In fact, the median price for newly built homes just hit a five-year low for this exact reason.

Builder perks and lower prices? That’s a combo worth paying attention to.

DM me to talk through what’s available in our area and which builders are offering the best incentives today.

New Listing! Check out this beautiful home in Midlothian!-7501 Genuine Risk Ln, Midlothian, VA 23112, Chesterfield Count...
05/20/2026

New Listing! Check out this beautiful home in Midlothian!
-7501 Genuine Risk Ln, Midlothian, VA 23112, Chesterfield County
-MLS #: 2613288
-Price: $360,000
Listed by Justin Shelton at Proximity Realty
Brokered by Exp Realty
Call 804.572.3883 for more information!

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.That increase ...
05/19/2026

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.

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Richmond, VA
23112

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