09/24/2026
HOA nightmares in Henrico County can begin with rules, fees, special assessments, or lawsuits you did not see before signing. In this video, I explain what buyers in Henrico County and the Greater Richmond area should review before purchasing a home in an HOA or condo association, including the resale disclosure packet, CC&Rs, reserve study, rental restrictions, and the three-day review window under Virginia law.
Download my free HOA Due-Diligence Guide for Henrico County buyers: https://hutsonrealty.group/guides/hoa-nightmares-henrico-county
I cover the questions that can affect your budget, your ability to make changes to the property, your future rental plans, and your decision to move forward. We will talk about HOA fees, builder subsidies, special assessments, pending litigation, architectural review committees, liens, and how to compare HOA and non-HOA neighborhoods.
If you are buying and selling at the same time, do not let the HOA review become an afterthought. Review the documents, ask focused questions, and make your decision from verified facts.
Chapters:
00:00 The Hidden Trap in Buying a Home
01:11 Introduction
02:11 Virginia Property Owners Association Act
03:25 CC&Rs and HOA Rules
04:50 The Hidden Cost of HOA Fees
05:58 What Happens When You Break a Rule
07:22 The Resale Disclosure Packet
07:38 The Reserve Study
08:34 Special Assessments
09:13 Pending Litigation
09:51 Architectural Review Committees
10:43 Rental Restrictions
11:31 HOA and Non-HOA Options
Watch my related video on the cost of living in Henrico County when you are building your full homebuying budget.
If you need a plan for purchasing a property while self employed, text us at 757-837-0096. We help Christians buy, sell, and move with wisdom, clarity, and peace and we are here to help!
Grab our Free Homeownership God’s Way Blueprint: https://hutsonrealty.group/blueprint
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Hutson Realty Group | Brokered by Samson Properties
2101 Libbie Lake East St, Suite 145,
Richmond, VA 23220
Licensed in Virginia | Equal Housing Opportunity
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