Tina D. Hambleton - Broker

10/02/2026

California Homeowners: Is Your Home Insurance Enough?

A new California law requires home insurers to offer at least 50% Extended Replacement Cost coverage, which may help homeowners cover rebuilding expenses that exceed their standard dwelling coverage limit.

How does this affect you?

✔️ Potentially more financial protection after a covered disaster.

✔️ An opportunity to review your home's estimated rebuilding cost.

✔️ A chance to evaluate whether your current insurance limits are adequate.

Keep in mind that additional coverage may increase your premium, and policy limits and exclusions still apply.

Your next step: Contact your insurance agent to review your dwelling coverage and ask about extended replacement cost options. Remember, rebuilding cost is not the same as market value.

At Box Properties, we believe informed homeowners are better prepared to protect their investment.

Tina Hambleton | Broker/Co-Owner (951)453-7371
Box Properties | DRE #0133686

10/01/2026

OPEN HOUSE
Come see this beauty on Saturday- October 3rd from 11:00 am to 2:00 pm

09/28/2026

"The Fed raised interest rates this month. Here's what it means for you, without the scary headlines.

Credit cards and auto loans: cost a little more. Savings accounts: paying a little more. Fixed mortgage rates: don't move in lockstep with the Fed, they're tied to the bond market, not the latest Fed decision.

The honest truth after 22+ years in Riverside real estate: you can't time the Fed, and you shouldn't try. A quarter-point move doesn't change the fundamental math, a mortgage builds your equity, rent builds your landlord's.

If you've been thinking about buying a home, now's the time to look at your whole picture, not just the headlines. Fixed-rate mortgages still lock in your payment for 30 years, protecting you from every future hike.

I just published a full breakdown on my blog. Want to talk through how today's rates fit your situation? Call or text me anytime.

"

09/25/2026

"Did you know the typical homeowner's net worth is 43 times greater than a renter's? According to a National Association of REALTORS analysis of Federal Reserve data, the average homeowner has a net worth of about $430,000, while the typical renter has roughly $10,000.

Why such a big gap? It comes down to equity. Every mortgage payment builds ownership in a home that appreciates over time. Renters pay for shelter; homeowners pay for shelter and build savings at the same time. Add in fixed monthly payments, tax benefits, and long-term appreciation, and you can see why homeownership remains one of the most powerful wealth-building tools available to American families.

Whether you're a first-time buyer, thinking about making the move, or just curious what your options are, I'm here to help. With over 22 years in the Riverside market and hundreds of families served, I know how to guide you through every step.

Call or text me today to get started. Let's talk about whether homeownership is the right move for you!

"

08/31/2026

Spacious 1,668 Sq. Ft. Claremont Townhome with Major Recent Improvements

1,668 square feet of living space in Claremont! If space, functionality and location are important to you, this 2-bedroom, 3-bath townhome offers an exceptional opportunity to own a generously sized home in the desirable Club Terrace community.

Price Improvement!

The spacious floor plan provides room to live, work and entertain, with two bedrooms and three bathrooms, a 2-car attached garage, and plenty of storage. The larger-than-average living space gives you flexibility that is hard to find in today's condo market.

Recent improvements provide peace of mind and add significant value, including a new heating and air conditioning system, new tankless water heater, whole-house water softener and a new patio.

The home is move-in ready and ready to enjoy, with a spacious floor plan that gives you the flexibility to add your own personal style over time. With the major systems and recent improvements already completed, you can focus on making the home reflect your own taste and lifestyle.

Enjoy the amenities of Club Terrace, including the community pool and spa, while being conveniently located near Claremont's shopping, dining, schools and the many amenities that make this community so desirable.

08/31/2026

Price Improvement!

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08/19/2026

Mortgage Rates Are Moving Higher—But Opportunities Are Still Out There!

Mortgage rates are influenced by several factors, including inflation, Federal Reserve policy, bond market activity, and expectations for the overall economy. While rates have been trending higher recently, the good news is that buyers and sellers can still succeed with the right strategy.

Higher rates may cause some buyers to step back temporarily, which can mean less competition for serious buyers. In many markets, buyers may also have more opportunities to negotiate on price, closing costs, or seller-paid interest rate buydowns.

For sellers, today's market makes proper pricing, strong marketing, and preparing your home to stand out more important than ever. The buyers who are actively searching today are often motivated and serious about making a move.

And remember—mortgage rates can change over time, but the right home and the right opportunity may not always be available when rates improve. Many buyers also have the option to refinance in the future if rates come down.

The bottom line: Don't let the headlines make the decision for you. Every buyer and seller has a different situation, and there may still be opportunities that make sense for you. Let's talk about your options!

08/16/2026

Celebrating this guy with some of my favorite people ! Happy Birthday Chris Moore.

08/13/2026

A spacious two-story condo in Claremont, CA with vaulted ceilings, 1,668 sq. ft., a private covered patio, and a prime location near the Claremont Village. Listed by Tina Hambleton of Box Properties.

08/13/2026

Your Next Home Could Be Waiting! Come See Me at My Open House!