Brokerlady

02/28/2026

Call your Brokerlady and allow me to pre-qualify you for a mortgage!

02/27/2026

Watch, follow, and discover more trending content.

02/27/2026

Home Ownership Is A Lifestyle, Let’s Talk About It!

02/25/2026

02/20/2026

Hope everyone is enjoying this wonderful rainy day. Your Brokerlady is here to handle all your real estate needs.
Rainy days and Mondays always make me Happy, when I am helping someone purchase a house.
[email protected]
909-214-1864
DRE # 0112257
NMLS #2221569

02/14/2026

🏡 This Is What It What It Takes to Get FHA Financing
FHA financing is designed to make homeownership more accessible but you still need to qualify. Here’s what it typically takes:

✔️ 1. Minimum Credit Score

• 580+ qualifies for 3.5% down
• 500–579 may qualify with 10% down (case by case)

✔️ 2. Down Payment

• As little as 3.5% of the purchase price
• Gift funds from family are allowed

✔️ 3. Steady Income

• 2-year employment history preferred
• W-2s, tax returns, or self-employment documentation required

✔️ 4. Debt-to-Income Ratio (DTI)

• Typically 43%–50% maximum (depending on approval factors)
• Car payments and credit cards matter

✔️ 5. Primary Residence Only

• FHA is for owner-occupied homes
• Cannot be used for investment properties

✔️ 6. FHA Appraisal

• The property must meet FHA condition standards
• Ensures safety and livability
909-214-1864
Michele “Brokerlady” Jackson
DRE # 0112257 | NMLS # 2221569

02/13/2026

Happy Valentines Day!

02/13/2026

Why Rent Is 100% Interest
Rent never comes back to you.
It doesn’t build equity.
It doesn’t increase your net worth.
It doesn’t create legacy.
It only benefits the landlord.
🏡 Home Ownership Is A Lifestyle — Let’s Talk About It.
Michele “Brokerlady” Jackson
📞 909-214-1864
DRE #0112257
NMLS #2221569

02/12/2026

I am a California Real Estate Broker, and I have been licensed for nearly 35 years.
This October, when I turn 70 years young, I will officially become a grandmother in the real estate industry and I wear that title with honor.
Three years ago, I added another layer to my expertise and became a licensed Mortgage Broker. During the pandemic, when President Obama encouraged Americans to regroup, sharpen their skills, and learn something new, I took that message seriously. I went back to college and earned my Bachelor’s degrees in Real Estate and Finance.
Growth never stops. Learning never stops.
Over the decades, I have seen this industry shift in many ways markets rising, markets crashing, interest rates high and low, policies changing, programs appearing and disappearing. I’ve seen the good, the challenging, and everything in between.
But one thing has never changed:
The joy of placing keys into the hands of a family who once believed homeownership was impossible.
I have proudly represented buyers who thought there was “no way” they could ever own a home. At one point in my career, I was known as the HUD Repo Queen. One summer alone, I sold over 25 homes to single mothers through a $500 down payment program.
That wasn’t just business that was legacy building.
I love teaching people what it truly takes to become a homeowner. I take time to walk my clients through every single step of the process from credit, to pre-approval, to escrow, to closing. Knowledge creates confidence. Confidence creates homeowners.
My commitment remains the same:
To represent Buyers and Sellers with wisdom, integrity, and strategy regardless of what market we are in.
Because Home Ownership Is A Lifestyle.
Let’s Talk About It.
Michele “Brokerlady” Jackson
909-214-1864
[email protected]
DRE # 01127551
NMLS # 2221569