Connie Tiberia Realtor

03/21/2026

Beautiful two bedroom, two Bath, condo! $139,900🏡🏡🏡

03/16/2026

POINT OF VIEW: 🤩🤩🤩Real Estate Agents are NEEDED! 👏👏👏

01/18/2026

📍RIVERVIEW LEASE!
📍CLOSE TO RIVERVIEW HIGH
📍FINISHED GARAGE WITH HEAT AND A/C
📍PATIO/FENCED YARD WITH GAZEBO
📍$1900.00 monthly
Call Connie for details: 313 570-1081



18190 Marsha Street

01/10/2026

Have a beautiful weekend!

12/04/2025

Carleton home ready for its new owners! Check it out! Message me for your private showing. 🏡🏡🏡
OPEN HOUSE SATURDAY DECEMBER 6
12:30/2:30

11/27/2025

Happy Thanksgiving! 🦃
Time to enjoy family, good food, and football!🏈🏈🏈🏈

11/20/2025

BUYERS AND SELLERS ON THE FENCE: NOW IS THE TIME! ⏰✅💰✍️
INVESTORS: TIME TO MAKE IT HAPPEN!👏

Buyers are stepping back in as mortgage rates drop—nudging home sales higher, according to new data from the National Association of REALTORS®.

11/20/2025

I’m loving this rich green and wood together!

11/13/2025

Some interesting news for buyers! Portable mortgages may be a thing in the near future!🏡

🚨 Breaking News: Portable Mortgages May Be Coming to the U.S.!

Big update in the housing finance world: The Federal Housing Finance Agency (FHFA) under director Bill Pulte is actively evaluating a move toward portable or assumable mortgages — meaning your mortgage might move with you when you buy a new home.

🤔So what is a “portable mortgage”?

• Instead of paying off your current loan, taking a brand‐new one with whatever rate is available, you keep your existing mortgage with the same interest rate, term and (ideally) the same lender when you move.
• You sell your current home, the proceeds pay off (or restructure) your existing loan, and then you apply a “port” of your loan to the next property rather than starting totally over.
• The big benefit: you keep that low interest rate (if you locked in early) and avoid early‐repayment charges or new “higher rate” mortgage shock.

⏳Why it matters now:
• Many homeowners today locked in very favourable rates (say 3 % or 4 %) while current market rates are higher. If a portable mortgage regime is implemented, “moving” wouldn’t automatically force them into higher‐rate mortgages.
• For buyers: It could open new pathways to move up (or sideways) without refinancing at a worse rate.
• For lenders/financing entities: It introduces new mechanics and risk—keeping legacy low rates means servicing burdens, but may also retain business instead of losing a customer to refinance.

📣Important disclaimers:

✅ This is not yet in full effect. The FHFA says it’s “evaluating how to do assumable or portable mortgages in a safe and sound manner.”
National Mortgage News

✅ “Portable” vs. “assumable” are related but different: An assumable loan is one where the buyer of your home takes over your loan on the home (so the rate stays but the debt moves with the property). A portable loan stays with you — you move the rate/loan to your new home.

🔍 In short: If you’ve got a low‐rate and are planning to move, this could be a game-changer. You might no longer be forced into a new, higher‐rate simply because you’re changing properties. We’re still waiting on the “how and when” details, but the intent is there.

09/22/2025

09/01/2025

I love this mindset.💞🤩

A wish for the week ahead ♥️ ~ Nanea