Meghan Lavender at Keller Williams Realty

04/09/2026

✨New listing!
308 Eden Lane Greece, NY
6 bed, 2 bath 2,744 sq ft
$299,900

https://www.zillow.com/homedetails/308-Eden-Ln-Rochester-NY-14626/30946520_zpid/?utm_campaign=iosappmessage&utm_medium=referral&utm_source=txtshare

05/29/2025

Just listed! 2 unit home perfect for investors!
🏡16 Lasalle Street Rochester, NY 14606
💰$64,900

04/05/2025

OPEN HOUSE! Sunday from 1-3pm🏡
116 Meadowbriar Road Greece, NY 14616

01/24/2025

‼️First time home buyers! There is a new program called the “Homebuyer Dream Program” that is designed to assist first time home buyers with a grant up to $15k that can be used towards down payment and closing costs!

Eligibility is based on income limits within a specific area so please reach out if you are interested and we can confirm if you are eligible! The program starts February 10th and there’s limited funds available so you’ll want to jump on this opportunity!

10/18/2023

Going Live tomorrow! 13 Jackson Street Holley, NY. You won’t want to miss this one🏡
$139,900
2 bed, 1 bath sitting on 0.32 acres with tons of updates!

08/30/2023

Understanding what mortgage type is best for you is important for your long term success in paying down the mortgage. Below are 3 common mortgage type:

Conventional: this is a mortgage that is provided by a private lender such as a mortgage broker or bank (Premium Mortgage, GRB, Chase etc.) and is not backed by a government agency. It is the most common loan and accounted for 78% of the mortgages obtained in 2022. Conventional loans are typically for a duration of 30 years but some buyers can qualify for a 15 or 20 year term. The benefits of a conventional loan are that it presents the best when writing an offer (compared to FHA or other mortgage types), there are higher loan limits meaning you can obtain a higher loan through a jumbo conventional loan if needed, having a high credit score can help you qualify for a lower interest rate. There are many conventional loan types so speaking with a lender is best to understand your full options!

FHA: This is a government backed loan that is insured by the Federal Housing Administration. FHA loans are a great option for buyers that may have debt or a lower credit score and the requirements are more flexible when compared to a conventional loan. FHA loans can only be taken out on homes that will be your primary residence, meaning they cannot be used with investment properties. The benefits of an FHA loan are that you can qualify with a lower credit score, a lower down payment is required than a conventional loan and the closing costs can be rolled into your loan.

VA: This loan, also known as a Veterans Affairs Loan, is provided by the Department of Veteran Affairs. This loan is only eligible to active-duty military members, veterans and sometimes their spouses. With this loan there are lower interest rates and closing costs associated with the purchasing a home. There is no requirement for the buyer to make a down payment, but it is encouraged as you’ll end up with a smaller loan amount. If you are a veteran or active duty military this could be the best option for you!

06/28/2023

When purchasing a home it’s important to consider associated costs in addition to the purchase price so you can save and plan accordingly. Below are 5 costs associated with purchasing a single family home:

💰Down Payment: this is the amount you, as a buyer, pay upfront to purchase a home coupled with a mortgage (if not paying in cash). A 20% down payment is ideal as it will allow you to avoid paying private mortgage insurance (PMI) and could qualify you for a lower interest rate. But 20% is not the only percentage you can put down- 5%,10% and 15% down are also common. First time homebuyers are more likely to put down between 3-9%.

💰Closing costs: $15k-$25k. This is a cumulative fee you pay to finalize a real estate transaction and can include items such as lender fees, property taxes (in NY you pay your prorated first year of taxes up front at closing), appraisal fees, home insurance, title search fee etc.

💰Ernest money: this amount will represent your commitment or seriousness to purchasing a home. The higher the amount, the more commitment you show to wanting the home. In a sellers market it’s common to see a higher Ernest money deposit than when it’s a buyers market. This deposit can be any amount you decide to put down (1k, 5k, 7k, 10k etc)

💰Inspections: this can cost between $300-$500 depending on the location and the size of the home.

💰Attorney/lender fees: Having an attorney is extremely important and necessary during a real estate transaction. They will review the purchase offer, work with you to obtain the correct documents for a mortgage, get title insurance, attend closings and so much more. This cost can be a few hundred dollars but will vary depending on what attorney you work with. Chelsea Sinclair is my go to and recommended attorney for my clients!

10/27/2022

Just hit the market! Great investment opportunity to add your personal touch just minutes from St. John Fisher College. Bring your buyers! 🏠

07/12/2022

Renters! Just hit the market, 3 bed 1 bath with off street parking for $1150/mo! 🏡 Call or text me for more information or details 585-709-0681

$1,150 | 3 beds 1 baths - Beautiful single family rental. 3 beds, 1 bath, off street parking with a large back yard. Original gumwood trim. Off street parking. Quiet street close to colleges. Laundry hookups on site.

05/13/2022

Great article that breaks down the common terms used when obtaining a mortgage. If you or someone you know is in the market for purchasing a home, I’d love to help! 🏡

Home buying doesn’t have to be intimidating. Understand what goes into the process to be prepared and make a successful purchase.