09/16/2026
I don’t know anyone who jumps out of bed on a random day and says “I can’t wait to get preapproved!” In fact, 42% of home buyers will start looking for a home before speaking with a lender. But that’s like going to the airport with your bags packed but you didn’t buy ticket.
It’s scary having a stranger looking at your finances but it is a mandatory first step in the home ownership process. To make it less scary, here’s my checklist of financials to have together so you are not only optimizing your position in the market but moving things along from just browsing into let’s make an offer.
Home shots from Copper Builders Brittni Tudor