Kate Garza

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Kate Garza Helping buyers & sellers make smart moves across Central Texas.

Local real estate expert. 💌 Join my Email Club here: https://yoursinrealestatekate.myflodesk.com/welcometotheclub
📍Serving Milam, Burleson, Wiliamson, & Lee County

My clients told me they learned more during our mini consult than they had in all the time they’d spent working with the...
10/18/2026

My clients told me they learned more during our mini consult than they had in all the time they’d spent working with their previous agent.

They also thanked me for explaining things to them like they were kindergartners. And I was flattered.

A few weeks in working with them, I still find it hard to digest was that they had been previously preparing to submit an offer without really understanding their options. Not just the offer itself, but what they could negotiate, what they could ask for, and how those decisions could affect them financially both now and later.

Those are some pretty important details to leave out of a conversation about buying a house. Especially for a first time home buyer.

Fast forward, and we’re now UNDER CONTRACT on a fully remodeled home in Caldwell for $40,000 below the original asking price, with $7,500 in seller concessions to help buy down their interest rate and cover closing costs, PLUS a one-year home service warranty. Their monthly
mortgage payment is also crazy low compared to the cost of rent.

What really gets me is that they didn’t even know some of those things were options before we sat down together.

A lower interest rate means a more manageable monthly payment. Help with closing costs means more money stays in their pockets. And that home warranty? A little extra peace of mind as they settle into homeownership.

None of these things are guaranteed in a negotiation, but you certainly deserve to know they’re possibilities AND have an agent with the knowledge and experience to help make them happen.

I don’t expect my clients to know everything about real estate. If they did, what would they need me for? My job is to bring the knowledge, explain the options, and help them make decisions with confidence.

I’ll explain it three different ways, draw pictures, break out the crayons, and even provide snacks. Preferably in the form of a muffin and toasted s’mores cold brew from Connect Coffee.

I can’t stop picturing this family spending their first Christmas in their new home. Decorating the tree, hosting family for birthday celebrations, making memories, and enjoying a place that’s finally theirs without feeling like they have to spend every last dollar just to get there.

We’re not at the closing table yet, but goodness, I’m excited for them.

Ya’ll know that negotiating a good deal is practically a love language of mine, but I reeeeeally love knowing what it will mean for the people who get to call that house home. 💜

Yours in Real Estate,
Kate

P.S. If you are curious about the possibility of buying a home or land before the end of next spring, I invite you to take a seat in my kindergarten classroom. J/K 🤣 Let’s meet for a 30 minute mini consult over coffee (or Zoom) instead. You’ll come in uncertain and uncaffeinated but leave with a clear path forward and a little espresso buzz…my treat! Just shoot me a DM to set it up!

10/15/2026

I was raised by a Navy sailor, and married one. So this is either a disgrace to both of them or a brilliant display of efficiency. I’m gonna go with the latter. 🤣

A little fall fun, a whole lot of boy chaos, and one very good reason to clock out for the afternoon.Yesterday's adventu...
10/11/2026

A little fall fun, a whole lot of boy chaos, and one very good reason to clock out for the afternoon.

Yesterday's adventures took us to downtown Cameron pumpkins, live music, and plenty of opportunities for these two to act like the wild little three-year-olds they are. Much needed mom fuel was brought to us by Cameron Coffee Co, and we even got some girl time shopping and crafting at 7th and Co and Girly Pop Boutique (the DIY charm bar was so sweet
6)

We finished the evening with a ranger ride that Gabe couldn't stay awake for, and I even got some extra quiet time this morning since he slept until 9 (that never happens)!

The days are long, the years are short, and sometimes you just have to close the laptop and go play. So glad we live in a part of Texas that makes it easy to love where you live 🤎🍁

10/09/2026

I love the grannies and their jellies and jams though…

10/04/2026

Spoiler alert: Buyers in Central Texas don't care how much money you've spent on your house, and unfortunately, they're not paying extra for all the memories you've made there either. 👀

And in this market? If the price doesn't make sense, they're moving on to the next house.
THIS is why who you hire to list your home matters.

Knowing which updates buyers are actually willing to pay more for, where you'll see a return on your investment, and how to price your home competitively takes a whole lot more than multiplying your square footage by a number.
There's a LOT of data that goes into my pricing recommendations, and every property requires a different approach.

My job is to help you make smart decisions BEFORE you spend money you might not get back, and put your home in the best position to sell for the highest price the market will support.
Because pricing your home isn't a guessing game, and your equity isn't something I'm willing to gamble with.

Thinking about selling in the next year? Let’s talk NOW so you can make smart decisions between now and then.

My FREE Mini Consults take less than 30 minutes. We’ll talk about your property, your goals, your timeline, and what you can do to put yourself in the best possible position when it’s time to sell.

DM me MINI CONSULT and let’s grab coffee. My treat! ☕

09/30/2026

September, I love you… but also how did a whole month go by in 24 hours?

Did some one say FREE COFFEE?!?!?!    It’s National Coffee Day, so obviously I found a way to make this everyone else’s ...
09/29/2026

Did some one say FREE COFFEE?!?!?!

It’s National Coffee Day, so obviously I found a way to make this everyone else’s problem. ☕️😂

I put cash on the coffee tab at Connect Coffee in Caldwell, and YOUR coffee is on me until it’s gone.

Here’s all you have to do:

☕️ Go to Connect Coffee in Caldwell
🤎 Order your favorite drink
🗣️ Tell them “Kate sent me”
💸 I’ll pick up the tab! Just take a pic with your order and tag me!

One drink per person, and once the cash is gone, it’s gone — so don’t wait until 7:12 this evening and blame me. 😂

No entry form. No tagging your friends. No catch.

Just one local business I love, a whole lot of coffee, and another excuse to Love Where You Live.

Happy National Coffee Day, y’all. ☕️

Yours in real estate,
Kate

09/27/2026

This is what my Granny meant when she said “wait til your kids act just like you…”

Everything is fine really…as long as I never sit down. 😅

But he’s my singing buddy, loves the backroads and windows down as much as me, and I wouldn’t change a thing. ☺️

Fall Saturdays mean football, family, and fun. 🍂 🏈💙We started the morning with Oliver’s football game and went all over ...
09/26/2026

Fall Saturdays mean football, family, and fun. 🍂 🏈💙We started the morning with Oliver’s football game and went all over Milam County to enjoy the day. I got to do some work between the stops & we are home now.

Check out the photo captions for details on how we spent the day and tell me…if you had a Saturday to spend in Cameron, where would you stop?

Address

212 E Cameron Avenue
Rockdale, TX
76567

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