Roni Deb - Realtor

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United States
Rockford, MI
Roni Deb - Realtor

📍Serving West Michigan
📱989-513-9500
Let me help you find your dream 🏡!! Brokered by eXp Realty

07/31/2024

🔎 You've found the perfect home; now it's time for the home appraisal process.
What does it mean, and how does it impact your loan approval?

Here's everything you need to know about home appraisals:
📈 A home appraisal is required by lenders to ensure the loan amount doesn't exceed the property's value.
🏠 A licensed appraiser will assess the property's condition, location, and comparable home sales in the area to determine its value.
💰If the appraisal comes lower than the sale price, it could impact your loan approval.
You may need to negotiate a lower sale price, make a larger down payment, or switch to a different type of loan.
📝 The appraisal report will provide a detailed analysis of the property and its value, giving you valuable insight into your investment.

Don't let the appraisal process throw you off track!
❌It can impact your loan approval, so knowing what you're getting into is important. As your trusted real estate advisor, I'm here to guide you through the process and help you get to closing. DM me today to get started. 📩

07/30/2024

Not all realtors are created equally. Buying or selling a home can be a complicated and stressful experience, so it's important to be represented by a knowledgeable agent who can help you make smart decisions and avoid costly mistakes. Contact me today!

07/26/2024

🏠 If you're in the market for a new home, it's important to be aware of the concept of a home sale contingency. Essentially, this is a clause that can be included in a real estate contract to protect a buyer in the event that they are unable to sell their current home.

💰 A home sale contingency can offer a lot of peace of mind to buyers who are concerned about taking on the financial burden of two mortgages. By including this clause in their contract, they can ensure that the purchase of their new home is dependent on the sale of their current home. If the sale of the current home falls through for any reason, the buyer can back out of the contract to purchase the new home without incurring any penalties.

👀 It's worth noting, however, that not all sellers are willing to accept a home sale contingency. This is because it can prolong the sales process and add a layer of uncertainty to the transaction. So, if you're a buyer, it's important to be aware of this fact and to weigh the benefits and drawbacks of including this clause in your contract.

🏢 As a real estate agent, I always make sure my clients understand what a home sale contingency is and how it can impact their purchase. By being informed about this topic, they can make the best decision for their unique circumstances.

👉 If you're looking for more information on buying or selling a home, be sure to follow me for more real estate tips and updates! Together, we can make your real estate goals a reality.

🏡

07/24/2024

Do you have an offer on your house? 💥

Congratulations! What now? 🤔

Multiple house offers might be confusing for a seller. It's tempting to accept the first or highest offer, but there's more to consider than price.

Let's look at the 3 things you should consider when deciding whether to accept an offer on your home.

🎯Speed: When does the buyer want to close the deal?

🔶What is the closing date? 🔶Does this date align with your timeline? 🔶 How flexible is the buyer on timing? 🔶When does the buyer expire?

🎯Certainty: How qualified and capable is the buyer?

🔶How financially secure is the buyer? 🔶Is it a cash offer? 🔶Are there any buyer contingencies? 🔶How much is their option fee?

🎯Price: How much are they offering?

🔶Are the buyers offering to pay for any closing costs? 🔶Are the buyers offering to pay for a new survey, if required? 🔶Are the buyers requesting a home warranty? 🔶Are the buyers offering a leaseback at no expense?

Keep these elements in mind while comparing offers to choose the best one. As a realtor, I will provide professional help to sell your home. From considering offers to handling negotiations, you'll have a trustworthy partner to help you close the deal. DM me today for more details.

07/22/2024

Let me get you the most money possible for your home. Don't make one of these mistakes!

07/19/2024

Now is more important than ever to use a realtor who can sell your home fast! Trying to sell a house alone won't net you the most money. I can sell your home quicker and for more money. Contact me today to get started.

07/17/2024

Whether you are looking for a starter or permanent home, it’s important to list your top priorities within your budget. Check out the following list that includes all the things you may want to consider while house hunting:

☑️Cost and Square Footage

☑️The condition of the home and potential repair needs

☑️Accessibility to public transport

☑️Number of bedrooms

☑️Entertainment options in your neighborhood

☑️The ranking of the local schools

☑️Real estate value trends

☑️Real estate taxes

Show your agent a list of your priorities, ranked from most important to least important. Your real estate agent will then only show you homes that meet your specifications. It may take more time than you expect, so don't give up hope if finding the ideal house takes longer than you'd hoped.

07/16/2024

DOM (Days on Market) is the number of days between a property listed on the MLS (Multiple Listing Service) and when the seller signs a contract with the buyer. A low Average DOM means that the market is good for sellers, while a high Average DOM means that the market is good for buyers. Days on Market is also affected by the time of year as people generally tend to sell their houses more in the spring and summer than in the winter. That means right now is a great time to act! Let's talk more!

07/12/2024

When buying and selling a home at the same time, many “what ifs” may come to mind:

😟 What if I sell my house before I can buy a new one?
😟 What if I get stuck with two mortgages?
😟 What if I mess up my timing or burn out from all the stress?

Are these valid concerns? Yes, 💯. But I have the answers you need!

07/11/2024

Purchasing a fixer-upper can be an exciting and challenging endeavor for any homeowner.
Fixer-uppers can represent a great opportunity to buy a home at a discounted price, while also providing the chance to increase the value of the property by sprucing it up.
On the flip side, fixer-uppers may require more time, money, and effort than anticipated.
Pros:
A lower purchase price
Less competition
The chance to customize your home
Quality control
Cons:
Expensive renovations
Difficult budgeting
Unexpected issues
Long-term construction
Can me in DM if you need help !

07/09/2024

An open house is a great way to sell your home quickly!
Remember, you are inviting people inside.
Hide your remotes, anything with personal identification, fi****ms, prescription drugs, and political signs. Less is more here!

Address

Rockford, MI
49341

Telephone

+19895139500

Website

https://ronideb.exprealty.com/

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