Anna Holloway-Coldwell Banker Preferred Properties, LLC

10/31/2024

Happy Halloween from CB! 🎃

08/30/2024

Buying a Home With Bad Credit - What Are the Steps? 🏠💳❓

Great question! Here are tips for buying a home when your credit score needs work:

🔍 Review credit reports - Verify all details are accurate and dispute errors to improve your score.

📉 Lower debt - Pay down balances and consolidate debt to improve credit utilization.

💰 Save up - Build up your downpayment funds and closing costs in a separate account.

🏦 Find lender options - Shop around for lenders that offer bad credit mortgages and first-time buyer programs.

🙋‍♀️ Get pre-approved - A pre-approval shows sellers you can get financing.

🏡 Make an offer - I can advise on offers more likely to be accepted.

It's tough but possible! The key is improving your credit and saving upfront. I can refer you to lenders and credit help if needed. Teamwork makes the dream work! 🙌 Let's connect.

910.417.9376, Anna Holloway

08/28/2024

🏠 Is now the right time to invest in your future with homeownership? 🤔

Here's why owning can pay off long-term:

Homeownership builds greater wealth over decades vs renting 📈, even with similar incomes. The equity you gain is invaluable 💰💰💰!

While 401(k)s are great 🆙, owning boosts your net worth 💵 way more per data.

Don't miss out on equity!

Whether the market is 🔼 or 🔽, homeownership is an investment in your 💰financial future. I'll help you make the smartest choice. 👩‍💼
Renting and owning both have 💲 expenses, but only one allows you to gain equity over time!

Let's connect to discuss your best options. 🗓

Together we'll weigh the ➕ and ➖ so you can make an informed decision about investing in a home. The long-term benefits may surprise you! 😮

I'm here to guide your choice given current conditions 📈 and your big-picture goals 🏡💭💫.

Let's start the conversation! 910.417.9376, Anna Holloway

08/26/2024

Buyers, this is for you! 👋
Here's what to avoid under contract:

❌ Open new credit cards or loans
❌ Quit or switch jobs
❌ Take on new debt
❌ Make big purchases - cars, furniture, etc
❌ Switch banks

Stick to routine spending habits. 💳
Any major changes could flag your lender. 🚩
We don't want to jeopardize your approval!

Let's chat about dos and don'ts once your offer is accepted. 📝
I'm here to guide you through the entire buying process! 🏡

910.417.9376, Anna Holloway

08/24/2024

3 crucial steps before looking at homes:

1️⃣ Get pre-approved 🏦 Know your budget
2️⃣ Identify needs and wants 📝 Bedrooms? Location?
3️⃣ Choose the right agent 👩‍💼 Your partner and advocate!

Taking these steps will set you up for success when finding your dream home every year! 🏡

Ready to start your search? Reach out to me for guidance and support. 🤝

Let's make your home-buying journey a success annually! 🙌

I'm here to help make the process smooth from start to finish. Just say the word! 🗣

910.417.9376, Anna Holloway

08/22/2024

🏡 5 Things To Know Before Selling Your House:

1️⃣ Prepare your home - repairs, cleaning, staging 🛠️
2️⃣ Understand your local market 📊 - Comps, conditions
3️⃣ Hire a pro real estate agent 👩‍💼 - Guidance and marketing
4️⃣ Be flexible with showings 🚪 - Quicker sales
5️⃣ Price realistically 💰 - To attract buyers

Get the most from your sale by keeping these tips in mind!

Ready to get started? Let's connect! 👋
I'll guide you through a smooth selling process. 🏠

910.417.9376, Anna Holloway

08/19/2024

🏠💰The buyer wants to rent the property during the closing process. Should we say yes?

When faced with this situation, there are important factors to consider before making a decision:

💰 Financial stability of the buyer: Ensure the buyer has the necessary financial means to make rent payments on time, as unpaid rent could cause delays or complications in the closing process.

🏡 Care of the property: Establish clear rules regarding property maintenance to ensure that the property is well-cared for during the rental period. This may include guidelines on maintaining cleanliness and not making any permanent changes to the property.

⚖️ Legal considerations: Consult with a real estate lawyer or your agent to understand the legal implications and ensure that the rental arrangement is compliant with relevant laws and protects your rights as the seller.

It is important to weigh the pros and cons of allowing the buyer to rent the property during the closing process before making a decision. If this situation arises during negotiations, I will be there to provide guidance and help you explore your options.

Call today for a FREE Property Analysis!! 910.417.9376

08/17/2024

How do we know what the closing costs will be when we close on our home?
What determines your closing costs when selling a home? 🏠 Here's a quick guide:

Closing costs are typically 1-5% of the home's purchase price. 💰
Exact fees depend on the mortgage type, sales price, and other factors. 📝

3+ days before closing, your lender provides a detailed breakdown of all costs. 🖨️
This closing disclosure lists every expense you're responsible for at closing. 📋
Your lender will review your full costs with you beforehand too. 👨‍💼

I'm happy to help explain closing fees and ensure there are no surprises! 🤝

Let's connect to review your unique closing costs estimate. Understanding all the expenses involved is key. 🗓️

Reach out anytime to discuss the closing process! I want to help you have a smooth sale. 🏠

910.417.9376

07/03/2024

Just give me a call!! 📞 910.417.9376 🏡

06/27/2024

SO proud to be part of this organization and give back to our Community!! 💙💙

Coldwell Banker Preferred Properties, LLC is committed to “Giving More in 2024” and began a campaign to donate to local organizations as a way to give back to our community. […]

06/26/2024

Price Reduction‼️

💥Huge Price Reduction💥

3 Bed/2 Bath Brick home sitting on a corner lot
Over 2,100 sq ft.
Coffered Ceilings
Large storage building

Contact us today for a showing 910-895-6960 ☎️