Helen Reid Realtor

10/27/2026

"Is it a good time to buy or sell?"

I get that question constantly, and honestly, it's the wrong one.

Right now the numbers don't agree with each other. Months of supply can say one thing while days on market says another. That's normal when a market is shifting, and it's exactly why national headlines don't tell you much about your neighborhood. Roseville can be moving differently than Lincoln.

My new video explains what each type of market actually is, the three numbers I watch, and why your interest rate matters more than price swings if you're selling one home and buying another.

The better question isn't buyer's or seller's market. It's what this market means for what you're trying to do.

Full video on my YouTube channel, .

10/24/2026

5 beds · 5 baths · 3,877 sq ft · built in 2023
Attached casita with its own entrance, garage, kitchen, laundry and bath
Pool and spa with panoramic views
Owned solar and two whole-house fans

Save a few minutes for the pergola with swings. Picture your weekend coffee out there, looking out over the view.

Offered at $1,600,000. Doors open at 1.

Listed by Jacqueline Nance, eXp Realty of California
Hosted by Helen Reid, REALTOR® · eXp Realty of Northern California · DRE 02233628

10/24/2026

How much can an assumable loan actually save you? 👇

An assumable loan lets a buyer take over the seller’s existing mortgage: their rate, their remaining balance, their terms.

The difference can be huge. On a $400,000 loan balance, a 3.25% rate runs about $1,741 a month in principal and interest. At 6.75%, that same balance is about $2,594. That’s over $850 a month, or more than $10,000 a year.

Not every loan qualifies. FHA and VA loans are assumable, and any qualified buyer can assume a VA loan, not just veterans. Most conventional loans are not.

Thinking about buying or selling? Send me a message, or watch the full video on my YouTube channel, .

10/22/2026

Here it is, updated to match the final slides:

Everyone sees the rooftops going up in Placer County. Fewer people know what’s happening underneath them. 🏗️

Swipe through for the roads, hospitals, power, and water projects shaping Western Placer, and which ones are actually under construction versus still waiting on funding or approvals.

My rule when a client asks about a new project: is it funded and under construction, or just announced? It makes a big difference in how much weight to give it.

Buying near undeveloped land? I always research what’s planned for it before my clients write an offer.

The full breakdown and map are on the blog. Link in bio.

10/21/2026

Thousands of new homes are going up in West Placer. Are the roads and hospitals keeping up?

Some of it is real. Placer Parkway broke ground in July 2026, Kaiser’s new Roseville tower is set to open in 2027, and Highway 65 finally has funding for its first new southbound lane.

Some of it isn’t yet. The UC Davis hospital in Rocklin has no construction date, and widening 65 toward Lincoln is still unfunded.

I sorted out what’s built, what’s funded, and what’s still only a plan, plus what I check before my clients buy a home near open land. Full breakdown is in the comments 👇

10/21/2026

California’s fastest-growing county isn’t where you’d guess 👀

Placer County led the entire state in population growth, and a new expressway, a university campus, and a surf resort are about to push it even further. 🏡

Would you move here? Tell me below 👇 Full breakdown on my YouTube.

10/19/2026

This chemo care package is perfect for showing your love and support.

A clever package is perfect to show your care and support.

10/16/2026

Show a little positivity today and every day!

Remember to be kind today every day by keeping these tips in mind.

10/15/2026

That “$60,000 in builder incentives” sign doesn’t tell you what you’ll actually save.

I’ve seen main-floor LVP upgrades priced around $3,000 at one builder and about $13,000 at another. A big credit can disappear fast in the design studio.

Builder incentives typically go to three places:
→ Rate buydowns to lower your payment
→ Closing costs to reduce your cash to close
→ Design upgrades and lot premiums

Before you get excited about the number, ask:
✔ What can this credit actually pay for?
✔ How much can my loan use?
✔ What’s already included, and what costs extra?

One more thing: bring your REALTOR® on your first model-home visit. Builders typically require your agent to be there at registration.

I break down all three incentive types, with real examples, on my blog. Link in bio.

Save this for your next model-home tour 🏡

Helen Reid, REALTOR® | eXp Realty of Northern California | DRE 02233628