09/29/2026
How Buyers Can Navigate Today’s Rate Gap Successfully
I've noticed a lot of buyers are holding back from entering the market, often because they believe mortgage rates are higher than they actually are. Many wait more than a year—about 13 months—on the sidelines, even though rates have hovered around 6.5%. This hesitation has contributed to rising home prices and rents across our DFW communities. Having spent over three decades helping clients navigate shifting markets, I can say that rates in the 5-6% range are considered typical in real estate. There are options out there, like discount points or down payment assistance, that can make homeownership more accessible. My focus is always on providing trusted guidance and effective strategies, so you can make informed decisions when the right opportunity comes along.