03/18/2026
Once you're under contract to purchase a home, it's important to keep your finances as stable as possible until closing.
Even small changes can sometimes impact the loan approval process.
Some of the most common mistakes buyers make during this time include:
• Opening new credit cards or financing large purchases
• Buying things like furniture or appliances before closing
• Changing jobs or income sources during the loan process
• Missing document requests from your lender
Lenders re-check financial information before final approval, so making major financial changes during this time can sometimes delay the process.
The best thing to do is wait until after closing before making any big financial decisions.
If you're planning to buy a home soon, having guidance throughout the process can make things much smoother.
If you’re buying in Tallahassee, I’d be happy to help guide you every step of the way.
