The Cobia Group

11/11/2025

Have you been looking for the charming feel of a neighborhood, but also love being near ALL the conveniences that Downtown Rome has to offer?

🤩🏡Introducing: 13 Parkway Drive, Rome, GA 30161🏡🤩

This fully renovated 3bd/2.5ba home in highly sought after MAPLEWOOD needs to be at the TOP of your list!

A few of the many incredible features include:
☑️ Four-sided Brick
☑️ Corner Lot
☑️ Charming front porch
☑️ Open Concept Floor Plan
☑️ Tastefully designed Chef’s kitchen
☑️ Two Masonry Fireplaces
☑️ Wide Plank Flooring (NO CARPET!)
☑️ Recessed Lighting Throughout
☑️ Crown Moulding Throughout
☑️ Soaking Tub in Primary Suite
☑️ Separate Shower in Primary Suite
☑️ Neutral Interior Palette
☑️ Expansive Closets Throughout
☑️ Privacy Fenced Backyard
☑️ Expansive Patio for Entertaining
☑️ New Architectural Shingle Roof
☑️Conveniently Located to Downtown Rome & the Bypass

OH, and just a reminder 😀

✅ IT IS MOVE-IN-READY!

The Holidays are just around the corner; get ready to host all your friends & family! 🎄

This property is listed at 429,900.

For more info on this home, please call/text/dm us below:
☎️: Heather Cobia-256.458.1057
☎️: REAL Broker-855.450.0442

Listing Provided Courtesy of REAL Broker.

06/26/2025

✨LAKE FRONT LIVING AWAITS✨

Acreage & Waterfront?!? Not something you see every day on Weiss Lake. Pair that with a four-sided brick home, one-level living, screened porch, & outbuildings, and you’ve got a truly special property.

This 3 bedroom, 2 bath home features a large kitchen & dining space overlooking beautiful Weiss Lake. In fact, almost all rooms in this home have a view of the lake!🛶

The finished basement includes a recreation room as well as a bonus room that could be your 4th bedroom, home office, or place for your next hobby. With approximately 175 ft of water frontage and 3.71 acres, there’s so much space for your creative influence to run wild.

If you’ve been looking for that opportunity to create summertime memories at the lake, don’t delay!🌞

This property is priced at $429,900 AND the seller is offering a $10,000 flooring allowance!

📫: 850 County Road 401, Cedar Bluff, AL 35959

Heather Cobia: 256.458.1057
Broker: 855.450.0442

Listing Provided Courtesy of REAL Broker

05/28/2025

Check out our NEWEST listing!

Have you been trying to find that perfect spot of seclusion allowing you to connect with nature? This move-in-ready 3bd/2ba home is minutes from Little River Canyon.
Just a few of the many incredible features include:

☑️ Open concept floor plan
☑️ Spacious Front Porch
☑️ Eat-in-kitchen
☑️ Custom Cabinetry
☑️ Fireplace
☑️ LVP & tile flooring throughout
☑️ Primary Suite on Main Level
☑️ Flex Office Space
☑️ Back Deck for Entertaining
☑️ Tranquil Setting
☑️ Outdoor Firepit Area
☑️ Private, Level Back Yard
☑️ Expansive Workshop
☑️ Near Little River Canyon on Lookout Mtn.

Whether you’re looking for a change in lifestyle from the hustle and bustle of the city or a vacation home to relax & unwind…..sit back, close your eyes & imagine yourself here surrounded by the serenity of nature.

📫-95 County Road 369, Fort Payne, AL

For more info on this home, please call/text/dm us below:
☎️: Heather Cobia-256.458.1057
☎️: REAL Broker-855.450.0442

Listing Provided Courtesy of REAL Broker.

04/28/2025

✨JUST LISTED✨

Check it out while it is still available!

This exquisite 3 bedroom, 2.5 bathroom Craftsman in Grove Park has been immaculately maintained and is ready for its next owner!

Just a few of the many incredible features include:

☑️ Open concept floor plan
☑️ Classic white cabinetry in kitchen
☑️ Dedicated Formal Dining room
☑️ Vaulted Ceilings
☑️ Stacked stone fireplace
☑️ Hardwood floors throughout
☑️ Spacious primary suite
☑️ Bonus Room
☑️ Two Car Garage
☑️ Professionally Landscaped Yard
☑️ Irrigation System
☑️ Expansive back deck with covered area
☑️ Outbuilding
☑️ New HVAC
☑️ Recently replaced roof

📫-100 Grove Park Drive, Carrollton, GA

https://www.georgiamls.com/100-grove-park-drive-carrollton-ga-30117/10506602

This home is minutes from Downtown Adamson Square, Lake Carroll Boardwalk, and the Greenbelt.

Conveniently located to all the conveniences of city living, yet preserved in a quiet, tranquil community.

You MUST add this one to your list!

For more info on this home, please call/text/dm us below:

☎️: Heather-256.458.1057
☎️: Broker-855.450.0442

Listing Provided Courtesy of REAL Broker

This immaculately maintained Craftsman in highly sought after Grove Park is one you need to add to your list immediately! Once the model home for the subdivision, this 3 bedroom, 2.5 bathroom home features many thoughtful upgrades that make it unique. When you arrive, you are greeted by a cheerfully...

02/05/2025

The best season to buy a home depends on your priorities, as each season offers unique advantages. Spring and summer are the most popular times to buy, with more inventory and options available, but higher competition can drive up prices. If you’re looking for the best deal, fall and winter may be ideal—fewer buyers mean less competition, and sellers may be more motivated to negotiate, especially before the holidays or year-end. However, inventory tends to be lower in the colder months, so buyers may have fewer choices. Ultimately, the best time to buy a home is when you’re financially ready and can find a property that meets your needs, regardless of the season.

02/03/2025

Your credit score plays a crucial role in securing a mortgage, yet many myths about it can cost you your dream home. One common misconception is that checking your own credit score will lower it—this is false! Soft inquiries, like checking your own score, have no impact, while only hard inquiries from lenders may temporarily affect it. Another myth is that closing old credit accounts improves your score, but in reality, it can shorten your credit history and reduce your available credit, which may lower your score. Additionally, many believe you need a perfect score to get a mortgage, but most lenders offer competitive rates to buyers with scores in the mid-600s or higher. Understanding these myths and taking the right steps to maintain a healthy credit score can make all the difference in securing the best mortgage rates and achieving homeownership.

01/31/2025

If you’ve been working on saving for a house down payment, consider adding your tax refund to that this year! As we enter tax season, keep in mind that if you are planning to receive a refund, that can be a great starter or the perfect boost to your future home savings account.

01/29/2025

A real estate agent assists clients in buying, selling, or renting properties by providing expert guidance and services throughout the transaction process. For buyers, they help identify suitable properties, schedule showings, negotiate offers, and navigate financing options. For sellers, agents assess the property’s market value, develop marketing strategies, stage the home, and negotiate with potential buyers. They handle paperwork, ensure compliance with local laws, and coordinate with other professionals like inspectors, appraisers, and attorneys. By leveraging their market knowledge and negotiation skills, real estate agents aim to achieve the best outcomes for their clients while reducing the stress and complexity of real estate transactions.

01/27/2025

Due diligence in real estate refers to the period during which a buyer investigates a property to ensure it meets their expectations and is a sound investment. This process typically includes reviewing documents like the title report, homeowners’ association (HOA) rules, and disclosures provided by the seller. It also involves conducting inspections to assess the property's condition, checking for issues like structural damage, plumbing problems, or pest infestations. Buyers may also appraise the property, verify zoning regulations, and confirm financing during this time. The goal of due diligence is to uncover any potential risks or costs before committing to the purchase, giving the buyer the option to renegotiate terms or back out if significant concerns arise.

01/24/2025

Cash to close in real estate refers to the total amount of money a buyer must bring to the closing table to finalize the purchase of a home. This amount typically includes the down payment, closing costs (such as lender fees, title fees, and prepaid expenses like property taxes and homeowner’s insurance), and any additional costs required by the contract. It may also account for credits or adjustments, like earnest money deposits or seller concessions, which reduce the amount owed. The final cash-to-close amount is detailed in the Closing Disclosure provided by the lender a few days before closing, ensuring the buyer knows exactly what to prepare.

01/23/2025

Share your favorite local business in the comments!!

Supporting small local businesses is important because it strengthens the local economy, fosters community connections, and promotes unique, diverse offerings. Small businesses often reinvest a significant portion of their earnings back into the community, creating jobs and supporting local services. They add character and individuality to neighborhoods, offering products and services that reflect the area's culture and needs. Additionally, shopping locally reduces environmental impact by minimizing transportation and packaging. Supporting small businesses also helps build relationships between residents and business owners, fostering a sense of community and shared success.

01/20/2025

Property taxes are a levy imposed by local governments, such as cities, counties, or municipalities, to fund public services like schools, roads, and emergency services. They are calculated based on the assessed value of your property, which is determined by a local assessor. The tax rate, often referred to as a millage rate, is applied to this assessed value to determine the amount owed annually. Property taxes can vary widely depending on the location, size, and value of the property, as well as local tax laws. Typically, they are paid annually or semi-annually, either directly by the homeowner or through an escrow account managed by a mortgage lender.