08/31/2026
🏡 WEEKLY REAL ESTATE MARKET BRIEF
📍 Roseville • Placer County • Greater Sacramento
🇺🇸 Veteran & VA Buyer Update | August 31, 2026
📉 MORTGAGE RATES
The national average 30-year fixed mortgage is 6.66%, compared with 6.65% last week. Rates have essentially held steady, which gives buyers a little more predictability heading into September.
🏠LOCAL MARKET
The Sacramento/Placer market continues to give buyers and sellers different opportunities depending on location and price point.
• Sacramento County: affordability remains considerably better than much of California. The Q2 median was approximately $560,000, with about 32% of households able to afford the median-priced home.
• Placer County: the Q2 median was approximately $680,000, with about 34% of households able to afford the median-priced home.
• Placer inventory: July inventory increased slightly from June but remained about 5% below last year, while closed sales were nearly 6% higher year-over-year.
🇺🇸 VA LOAN WATCH
No major new VA purchase-loan eligibility change was announced this week. The VA’s most recent August circular deals primarily with servicing and VA partial-claim situations—not a change eliminating or reducing the core VA home-loan benefit.
💡 THIS WEEK’S TAKEAWAY
Don’t wait for the “perfect” interest rate.
We’re entering a market where buyers may have more negotiating opportunities while sellers still benefit from relatively constrained inventory in parts of our region.
For Veterans and eligible surviving spouses, the VA loan remains one of the most powerful homeownership tools available:
🇺🇸 Potential $0 down
🇺🇸 No monthly PMI
🇺🇸 Competitive financing
🇺🇸 Reusable benefit
The right question isn’t just, “What’s the rate?”
It’s “What opportunity can we create with today’s market?”
If you’re thinking about buying, selling, or using your VA home-loan benefit, let’s build the strategy around your situation—not the headlines.
🇺🇸 By Veterans 4 Veterans
Jason Arnold | REALTOR®
Arnold Premier Group
Roots Real Estate Group powered by PLACE
