Isaac Contreras

09/09/2026

The U.S. housing market is splitting in two.

Luxury homes are selling at a faster pace than a year ago, with shrinking supply and growing bidding wars.

-Zillow

09/03/2026

Spring gets most of the attention in real estate, but fall may quietly be the better opportunity for some Twin Cities buyers.

Inventory across the metro was up 9% from last year by late August, which means more homes to consider and fewer buyers competing for them. The market hasn’t suddenly become easy. It has become less crowded.

Those are not the same thing—and that difference matters.

For veterans using their VA benefit and families working toward homeownership and generational wealth, the goal should not be to wait for a perfect market.

Perfect markets only become obvious after they’re gone.

The goal is to be prepared when the market gives you an opening: more choices, stronger inspection terms, or a seller willing to negotiate.

Fall will not make every home a bargain, but it may give prepared buyers something they haven’t had in a while—leverage. And sometimes wealth is built by recognizing the opportunity before everyone else does.

08/26/2026

After years of fast increases,

data from the National Association of Realtors (NAR) shows home prices have been remarkably

steady for the past 4 years

-Keeping Current Matters

08/24/2026

The Top Reasons Home Sales Fall Through

70.4% - Inspection or repair issues

-Keeping Current Matters

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window.

08/05/2026

Sellers are reading market conditions and are pricing accordingly from the start

rather than listing high and cutting later, and buyers are taking note and making bids.

This is a welcome sign that we are in a functioning market.

-Danielle Hale, Chief Economist at Realtor com

07/30/2026

The good news?

While premiums are still rising, the latest data shows those increases are beginning to slow.

Here’s what buyers should know.

- Keeping Current Matters

If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance.

07/29/2026

. . . local markets continue to tell very different stories.

Annual home price growth has changed little since the start of the year, but some markets,

especially those supported by strong job and income growth in the West and more affordable Midwest markets,

have seen notable acceleration in price gains.

- Selma Hepp, Chief Economist at Cotality

07/27/2026

The luxury market has really performed better compared to the lower price point. . . .

if we look at price points, any home priced under $250,000, virtually no change in unit sales from one year ago.

Then you go into the upper price category, and home sales are up about 10% from one year ago.

But the million dollar-plus homes, it is up by 18% from one year ago.

-Lawrence Yun, Chief Economist with the National Association of Realtors (NAR)

07/16/2026

It's encouraging to see more participation from both buyers and sellers.

Added inventory is creating opportunities for buyers while rising demand supports sellers.

Affordability is still a struggle for many, but June's numbers suggest Minnesotans are finding ways to move forward despite higher mortgage rates.

—Wendy Uzelac, Minnesota Realtors® President

07/14/2026

Home prices are still climbing

a little year-over-year in many regions where active inventory remains well below pre-pandemic 2019 levels,

such as pockets of the Northeast and Midwest

-Lance Lambert, CEO of ResiClub