Amy DeBusk I Mortgage Made Easy

Amy DeBusk I Mortgage Made Easy Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Amy DeBusk I Mortgage Made Easy, 2999 Douglas Boulevard, Ste 180, Roseville, CA.

Branch Manager & Mortgage Advisor | 25 + yrs | Amy DeBusk | Home Loans | Mortgage Made Easy brands, Helping Homebuyers, Homeowners & Investors finance their next chapter with clarity & confidence while building long term wealth through homeownership.

09/23/2026

Buying a home with family? Some loan programs are much more flexible than others. 🏡

If parents, adult children, siblings, or extended family are planning to combine finances, the right loan depends on who will be on the mortgage, who already owns a home, income, credit, and where you’re buying.

Some options we may explore include:

1. Conventional financing
2. FHA financing
3. USDA financing for eligible borrowers and properties
4. Certain down payment assistance programs, depending on eligibility

VA financing has additional requirements when purchasing with someone other than a spouse, so the exact family setup matters.

There isn’t one loan that works for every family. The goal is to look at everyone’s financial picture and find the financing structure that makes the most sense.

📲 Thinking about buying with family? Book your free 30-minute discovery call at TalkingWithAmy.com

Buying a home with family can change which loan makes the most sense. 🏡When parents, adult children, siblings, or extend...
09/21/2026

Buying a home with family can change which loan makes the most sense. 🏡

When parents, adult children, siblings, or extended family combine finances, there are several options we may be able to explore, including Conventional, FHA, USDA, and certain down payment assistance programs.

The best fit depends on who will be on the loan, income, credit, current homeownership, the property, and how everyone plans to contribute.

The goal isn’t just to find a loan. It’s to find a financing strategy that works for your family.

📲 Thinking about buying together? Let’s explore your options at TalkingWithAmy.com

Buying your first home starts with one simple question: where am I right now? Two minutes with this quiz and you’ll have...
09/20/2026

Buying your first home starts with one simple question: where am I right now? Two minutes with this quiz and you’ll have your answer plus a roadmap showing what’s already working in your favor and what your next step looks like.

You’re probably closer than you think.

Take the quiz at https://MortgageMadeEasy.ai

Amy DeBusk | Branch Manager, Mortgage Advisor | NMLS 281056
loanDepot.com, LLC | Equal Housing Opportunity

Making room for family in the backyard? 🏡An ADU and a tiny home may look similar, but the financing can be very differen...
09/18/2026

Making room for family in the backyard? 🏡

An ADU and a tiny home may look similar, but the financing can be very different.

For a tiny home, you may need to use equity from your existing home through options like a cash-out refinance, HELOC, or fixed-rate second mortgage.

With an ADU, additional options may be available, including renovation financing and certain programs that can consider the property’s future value after the project is completed.

Before deciding what to build, find out how you could finance it. The right structure could make a big difference in your plans.

▶️ For more home financing tips, subscribe to our YouTube channel:

Try our ChatGPT assistant I built for the questions families ask when they’re thinking about buying together the ones th...
09/18/2026

Try our ChatGPT assistant I built for the questions families ask when they’re thinking about buying together the ones that come up at 10pm after the kids are down, or at Sunday dinner when someone finally says out loud, “what if we all bought something?”

Ask it about:

👨‍👩‍👧 Buying a home together with family
🏡 Multi-generational loan options
đź’µ Down payment and cost sharing
đź“Š Qualifying together and credit support
🛡️ Programs that fit your specific situation
❤️ What the next steps toward pre-approval look like

It answers in plain English, any hour, at your pace. When you’re ready for a real conversation, I’m right here.

Try it 👉 https://amydebuskhomeloans.com/family-compound-gpt

Buy together. Build legacy. Stronger together, home together.

09/18/2026

ADU or tiny home in the backyard? The financing options can be very different. 🏡

If you’re creating additional space for adult children, parents, or extended family, figuring out what you’re actually building is an important first step.

For a tiny home, financing may be more limited, so we may look at options tied to the existing home, such as a cash-out refinance, home equity line of credit, or fixed-rate second mortgage.

An ADU can open the door to additional possibilities, including certain renovation loans and financing that may consider the future value of the property after the project is completed.

Each option has its pros and cons, especially when it comes to your existing mortgage, available equity, and the total cost of the project.

Thinking about adding an ADU or tiny home for family? Let’s figure out which financing path makes the most sense first.

📲 Follow on YouTube for more home financing tips.

The home may fit your budget, but what about the insurance? 🏡🔥When you’re buying in a high-fire area, homeowners insuran...
09/16/2026

The home may fit your budget, but what about the insurance? 🏡🔥

When you’re buying in a high-fire area, homeowners insurance should be part of the conversation early, not something you wait to figure out right before closing.

And don’t automatically assume you’ll need the California FAIR Plan.

I work with insurance brokers who can shop multiple carriers, and in some cases, they’re able to find buyers a single policy that provides the needed coverage without adding a separate FAIR Plan policy.

That can make a meaningful difference when you’re calculating the true monthly cost of the home.

Before you fall in love with a property in the foothills or another high-fire area, let’s make sure you understand your insurance options too.

📲 TalkingWithAmy.com

Did you ever notice that when you turn something into a game, it suddenly doesn’t feel like work?That’s exactly how Save...
09/16/2026

Did you ever notice that when you turn something into a game, it suddenly doesn’t feel like work?

That’s exactly how SaveBot started.

One of my best friends and I decided to have a little healthy competition and see who could save the most money in one week.

The amount we each saved was honestly astounding.

It was also eye-opening because it made me realize something simple: saving money can actually be fun when you have a goal, a little accountability, and someone cheering you on.

That’s when I thought, why not use this same idea for people saving for a home?

SaveBot turns saving into a game.
Small daily wins.
Friendly competition.
Better money habits.
More money toward your home goal.

Sometimes the path to homeownership doesn’t need to feel heavy. Sometimes it can actually be fun.

🎮 Start playing at https://savebotgame.com
it’s FREE 🤗

Amy DeBusk | Mortgage Made Easy
NMLS 281056

All loans subject to approval. Equal Housing Lender.

09/16/2026

Buying a home in a high-fire area? Don’t assume the California FAIR Plan is your only option. 🏡🔥

If you’re looking in areas like Penryn, Loomis, El Dorado Hills, or the foothills, homeowners insurance can have a big impact on your monthly housing costs.

I work with insurance brokers who can shop multiple companies, and in some cases, they’ve been able to find clients a single policy instead of needing a separate California FAIR Plan policy.

Before assuming what your insurance will cost, it’s worth shopping your options.

If you’re considering a home in a high-fire area, reach out and I can connect you with one of my preferred insurance agents for a quote.

📲 TalkingWithAmy.com

High-fire area does NOT automatically mean California FAIR Plan. 🏡🔥That’s an important distinction if you’re shopping fo...
09/14/2026

High-fire area does NOT automatically mean California FAIR Plan. 🏡🔥

That’s an important distinction if you’re shopping for a home in California’s foothills or other areas with elevated fire risk.

Depending on the property, you may still have options for a regular homeowners insurance policy. I work with insurance brokers who can shop multiple carriers to see what coverage may be available.

Why does this matter? Because insurance costs become part of your total monthly housing payment, and finding the right coverage could potentially save you money.

Before crossing a home off your list because you’re worried about insurance, get a quote and know your options.

📲 Need a connection to an insurance broker? Start at TalkingWithAmy.com

Address

2999 Douglas Boulevard, Ste 180
Roseville, CA
95661

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