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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Richard Strasser - NMLS #1528586 - Mortgage Loan Originator

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United States
Roseville, CA
Richard Strasser - NMLS #1528586 - Mortgage Loan Originator

Taking time upfront to learn about your current and future financial goals is imperative to help ide As a mortgage advisor, I believe knowledge is power.

As a retired law enforcement officer I feel fortunate to have had a rewarding career serving the people of our greater Sacramento region, which I have called home for more than 27 years. My career has taught me the importance of putting others’ needs first and how to work through challenging situations. Whether you are looking to purchase your first home, an investment property, or refinance your existing mortgage, I commit to providing you the same honesty, dedication, and integrity I would expect to receive. Taking time upfront to learn about your current and future financial goals is imperative to help align you with loan options to meet them. Through clear and continuous communication, my goal is that you will always feel confident you know where we are in the loan process. Should any questions arise, you will be able to reach me through email, cell phone, text, or in person. My hope is by the end of your loan process, you will feel more than confident to refer me to your friends and family.

09/29/2026

Hot, iced, or a frozen delight, may your coffee fill your day with all things bright!

Happy National Coffee Day!

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09/28/2026

A weekly reset can make a big difference in how your home and life feel. 🏡☕

Taking just a few minutes each week to check in with yourself and your space helps you stay organized, reduce stress, and keep everything running more smoothly.

Try setting aside 10–15 minutes, grab your favorite coffee, and do a quick reset of your home and priorities. Small, consistent habits often have the biggest long-term impact.

✨ Save this post so you can come back to it for your weekly check-in routine!

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09/27/2026

Back-to-school is easier when your home is set up to support the routine. 🎒🏡

A few intentional changes can help mornings run smoother, reduce clutter, and keep everyone organized throughout the school year.

Here are a few simple ideas to try:

📚 Create a dedicated homework zone with good lighting, minimal distractions, and easy access to school supplies.
🎒 Set up a drop zone near the entryway for backpacks, shoes, lunch bags, and jackets so nothing gets misplaced.
🗓️ Use a family command center with a shared calendar, reminders, and activity schedules to keep everyone on the same page.
🍎 Prep snacks and lunches in advance by organizing the pantry and refrigerator with grab-and-go options.
🔌 Create a charging station for laptops, tablets, and phones so devices are ready for the next school day.
🧺 Declutter high-traffic areas to make busy mornings feel less chaotic and give everyone more space to move around.

Small systems like these can make a big difference, helping your home work with your family's routine instead of against it!

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09/25/2026

A lower credit score doesn't automatically mean homeownership is off the table. 🏡

Mortgage requirements vary by lender and loan program, and there may be ways to strengthen an application even when credit isn't where you'd like it to be.

💰 Build your savings – A larger down payment can reduce the amount you need to borrow and may strengthen your overall financial profile, depending on the loan program.

📈 Work on your credit – Paying bills on time, reducing revolving debt, and avoiding unnecessary new credit can help improve your financial position over time.

🏦 Explore your loan options – Some programs may have more flexible credit requirements than others, including certain government-backed options.

🤝 Consider additional support – Depending on the lender and program, a qualified co-borrower may help strengthen an application.

The most important step is understanding where your finances stand and what options are actually available before assuming you can't qualify.

📩 Reach out today to discuss your situation and explore the mortgage options that may fit your goals.

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09/24/2026

Kids grow fast. Your home should be able to keep up. 🏡💛

The spaces that work for a toddler won't necessarily work for a teenager. That's why thoughtful design is all about creating rooms that can adapt as life changes.

A playroom today might become a homework space in a few years. Built-in storage can help keep toys organized now and sports equipment tucked away later. Even simple choices like durable flooring and flexible furniture can make a home easier to live in for years to come.

Homes that evolve with your family's needs often provide the greatest long-term value, not just financially, but in everyday comfort and functionality.

📩 Reach out today to find a home with the flexibility to grow alongside your family.

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09/23/2026

Making an offer on a home is exciting, but the smartest buyers know preparation matters just as much as the offer itself. 🏡📋

Before submitting an offer, buyers should fully understand both the property and the numbers behind the decision. A few key things to review:

1️⃣ Recent comparable sales to understand true market value
2️⃣ Contract terms, contingencies, timelines, and important deadlines
3️⃣ Inspections or due diligence reports to uncover potential issues early
4️⃣ Title, zoning, easements, or property restrictions that could affect future use
5️⃣ Your budget ceiling before negotiations begin to avoid emotional overspending

The right real estate guidance helps buyers navigate negotiations confidently, understand potential risks, and make informed decisions every step of the way.

Thinking about buying soon? Reach out to build a smart offer strategy around your goals, budget, and current market conditions.

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09/22/2026

A new season is here. What will you make of it? 🍂

Fall has officially begun, bringing a natural moment to turn the page and settle into what's next.

Maybe that means setting a new goal, starting a project that's been waiting on the list, getting organized before the holidays, or simply making more room for the things that matter most.

Every season brings a chance to reset, refocus, and begin again.

Here's to a fresh chapter and everything still to come. 🍁

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09/21/2026

A dream outdoor space looks different for everyone. 🌿

Some people picture a sprawling backyard where kids and pets can run, gardens can grow, and summer BBQs become a weekly tradition.

Others would rather spend their weekends relaxing than mowing the lawn. A low-maintenance outdoor space offers all the enjoyment of being outside with far less upkeep, leaving more time for hobbies or simply unwinding.

When you picture your ideal home, which outdoor space comes to mind first? Drop your choice in the comments!

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09/20/2026

Let’s do a quick dream-home check-in!

If you could change just one thing about your home right now, what would it be: more storage, a bigger kitchen, a home office, outdoor space, better light, or an extra bedroom?

Drop yours in the comments. We’d love to see which feature is topping everyone’s wish list.

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09/18/2026

The right home loan should fit your financial goals, not just the price of the home. 🏡💰

Before choosing a mortgage, consider how different options could affect your monthly payment, upfront costs, flexibility, and long-term borrowing costs.

A few areas worth comparing:

💰 Down payment – Decide how much to put down while keeping enough savings for emergencies and other homeownership costs.
📊 Loan structure – Compare fixed and variable/adjustable options and understand how payments could change over time.
📅 Repayment term – A shorter term may reduce total interest, while a longer term can offer lower monthly payments.
💳 Fees and features – Look beyond the interest rate and review fees, penalties, refinancing options, and repayment flexibility.

The most suitable loan depends on your income, goals, risk tolerance, and local lending rules. Taking the time to compare the full cost can help you choose financing that works for you both now and down the road.

📩 Ready to compare your options? Connect with a qualified lending professional to find a loan structure that fits your goals.

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Address

2250 Douglas Boulevard #120
Roseville, CA
95661

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://www.richstrasser.com/

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