Rich and Kat Farless - eXp Realty

Rich and Kat Farless - eXp Realty Rich & Kat Farless love what they do! An energetic husband & wife team. DRE # 01193836, 01186753.

Welcome to Roseville Realtors - Rich and Kat Farless - eXp Realty, your premier real estate agency in Roseville, CA. With over 30 years of experience, Rich and Kat Farless are the leading husband-and-wife real estate team in the area, renowned for their exceptional service and expertise. Our agency specializes in helping clients buy and sell homes, offering personalized guidance through every step of the real estate process. We pride ourselves on our commitment to client satisfaction, as evidenced by our 149+ five-star reviews. Schedule an online appointment today to experience our professional and dedicated service firsthand.

Should You Rent Out or Sell Your Roseville Home?Rent it out if your low mortgage rate makes the property cash-flow posit...
09/18/2026

Should You Rent Out or Sell Your Roseville Home?

Rent it out if your low mortgage rate makes the property cash-flow positive and you plan to sell within about three years. Sell if you need the equity, don't want to be a landlord, or your gain is large — because once you've been out of the home for more than three years, you lose the federal capital gains exclusion of up to $250,000 single or $500,000 married. A Roseville single-family home rents for roughly $2,700 to $3,100 a month in 2026, and the median sale price sits near $630,000 to $660,000, so the honest answer usually comes down to three numbers, not a gut feeling.

By Rich & Kat Farless | August 16, 2026

You bought in 2020 or 2021. You locked a rate in the twos or low threes. Now you're relocating, upsizing, or moving in with family — and giving up that rate feels like setting money on fire.

You're not alone in the hesitation. A Realtor.com survey found 82% of homeowners who want to move feel locked in by their current mortgage rate, and Zillow reported this spring that 2.3% of homes listed for rent had recently been listed for sale — the highest share since November 2022.

🔗 Read the full blog here:
https://richandkatsoldthat.com/blog/rent-out-or-sell-home-roseville-ca

Thinking About Buying or Selling? For local guidance, connect with Rich & Kat Farless.
📞 (916) 284-1520
📧 [email protected]
🌐 richandkatsoldthat.com

Can you pay off Mello-Roos early in Roseville, CA?Usually yes — but only the bonded portion. Most of Roseville's bonded ...
09/17/2026

Can you pay off Mello-Roos early in Roseville, CA?

Usually yes — but only the bonded portion. Most of Roseville's bonded Community Facilities Districts allow a homeowner to prepay their parcel's share of the outstanding bond debt in a lump sum, typically $15,000 to $60,000 or more, which permanently removes that line from your tax bill. What you cannot pay off is the services CFD or the Landscape & Lighting District assessment — those fund ongoing maintenance and continue indefinitely. Before you write a check, get a written payoff quote from the City of Roseville's district administrator and compare it against how many years your bonds have left.

By Rich & Kat Farless | August 18, 2026

If you bought in Fiddyment Farm, Westpark, Winding Creek, or anywhere else west of Fiddyment Road, you've probably had this moment: you open your Placer County tax bill, see $3,200 in special assessments below the line, and think there has to be a way to make this stop.

There often is. But the version of it most homeowners imagine — one check, everything gone — isn't how it works in Roseville. And the payoff quote is usually a much bigger number than people expect.

🔗 Read the full blog here:
https://richandkatsoldthat.com/blog/pay-off-mello-roos-early-roseville

Thinking About Buying or Selling? For local guidance, connect with Rich & Kat Farless.
📞 (916) 284-1520
📧 [email protected]
🌐 richandkatsoldthat.com

Quick Move-In or Build to Order in El Dorado Hills?Should you buy a quick move-in home or build to order in El Dorado Hi...
09/16/2026

Quick Move-In or Build to Order in El Dorado Hills?

Should you buy a quick move-in home or build to order in El Dorado Hills?
In 2026, quick move-in homes carry the bigger builder incentives — nationally, builders discount finished inventory harder than homes that haven't broken ground, because every month a completed house sits, it costs them money. But in El Dorado Hills specifically, most of the true quick move-in inventory right now sits inside age-restricted communities, and the deepest discounts on non-age-restricted homes are across the county line in Folsom, Rocklin, and Bickford Ranch. Build to order if you need a specific lot, a specific plan, or you're not in a hurry. Buy the finished home if you want the incentive and the certainty.

By Rich & Kat Farless | September 16, 2026

Most articles on this question tell you it's a trade between customization and speed. That's not wrong, but it's not the decision you're actually making in this market.

The real question in El Dorado Hills in 2026 is who absorbs the risk — you or the builder. And the answer changes the moment you understand where the incentive money is actually attached.

🔗 Read the full blog here:
https://richandkatsoldthat.com/blog/quick-move-in-or-build-to-order-in-el-dorado-hills

Thinking About Buying or Selling? For local guidance, connect with Rich & Kat Farless.
📞 (916) 284-1520
📧 [email protected]
🌐 richandkatsoldthat.com

Who pays for termite repairs in California — the buyer or the seller?California law doesn't assign termite repairs to ei...
09/15/2026

Who pays for termite repairs in California — the buyer or the seller?

California law doesn't assign termite repairs to either side. It's a negotiated term of your contract. What custom says is that the seller clears Section 1 items — active termite infestations, fungus, and dry rot — while the buyer accepts Section 2 items, the conditions that could cause a problem later. But in Placer County and the greater Sacramento market, the real deciding factor usually isn't custom at all. It's the buyer's loan type, because a VA loan cannot fund in California until Section 1 is cleared.

By Rich & Kat Farless | September 15, 2026

You're twelve days into escrow on a Roseville home. The pest report lands in your inbox, and it's four pages of numbered findings you've never seen before. Some are labeled Section 1. Some are Section 2. There's a repair estimate at the bottom for $3,400, and nobody has told you whose bill that is.

🔗 Read the full blog here:
https://richandkatsoldthat.com/blog/who-pays-termite-repairs-california

Thinking About Buying or Selling? For local guidance, connect with Rich & Kat Farless.
📞 (916) 284-1520
📧 [email protected]
🌐 richandkatsoldthat.com

09/15/2026

📍 Cameron Park, / Shingle Springs CA
💰 $916,512
🏡 2,829 Sq. Ft.
📐 18,905 Sq. Ft. Lot
🛌 5 Bedrooms
🛁 3 Bathrooms
🚗 2 Car Garage

🍽️ Quartz Kitchen + Walk In Pantry
✨ Flex Room + Open Great Room
🌿 Private Primary Suite + Covered Patio
🔥 Wildfire Resilient Construction
☀️ Solar Required

💬 Message us “TOUR” for a private showing.



Rich & Kat | Farless Real Estate Group

CameronParkHomes||| ShingleSpringsHomes ||| TourItTuesday ||| NewConstruction ||| ElDoradoCounty ||| CaliforniaRealEstate

Is a new home in Lincoln, CA actually cheaper than West Roseville?Not by nearly as much as the sticker price suggests. L...
09/14/2026

Is a new home in Lincoln, CA actually cheaper than West Roseville?

Not by nearly as much as the sticker price suggests. Lincoln new construction typically lists $30,000–$60,000 below a comparable home in West Roseville, but Lincoln is served by PG&E while Roseville runs its own municipal electric utility. As of August 2026, the average Lincoln household pays about $360 a month for electricity versus $188 in Roseville — a $172 monthly gap that costs you roughly the same as $27,000 of borrowing power. Once you price that in, most of Lincoln's discount disappears.

If you're shopping new construction in Placer County right now, you're almost certainly cross-shopping these two markets. Bickford Ranch and Twelve Bridges on the Lincoln side. Amoruso Ranch, Winding Creek, Fiddyment Farm, and Sierra Vista on the West Roseville side. Same builders in a lot of cases. Similar floor plans. Similar finishes.

🔗 Read the full blog here:
https://richandkatsoldthat.com/blog/lincoln-vs-west-roseville-what-a-new-home-really-costs

Thinking About Buying or Selling? For local guidance, connect with Rich & Kat Farless.
📞 (916) 284-1520
📧 [email protected]
🌐 richandkatsoldthat.com

09/11/2026

Did someone tell the donkeys? 😂

5025 Lafaille Ln is officially UNDER CONTRACT.

From the calls to the laughs and a few very important donkey reactions, this one was too fun not to share.

So excited for our sellers and our buyers as we move one step closer to closing. 🤍

25 years later, we remember. 🇺🇸Today, we honor the lives lost on September 11, 2001, the first responders who showed ext...
09/11/2026

25 years later, we remember. 🇺🇸

Today, we honor the lives lost on September 11, 2001, the first responders who showed extraordinary courage, and the families and communities forever changed.

May we always carry their memory with us and never forget the strength and unity shown on that day.

From Rich & Kat, we remember. ❤️

September11 | NeverForget | PatriotDay | WeRemember | RichAndKat

Address

915 Highland Pointe Drive Ste 250
Roseville, CA
95678

Telephone

+19162841520

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