Julie Gilmore - Coldwell Banker Realty

Julie Gilmore -       Coldwell Banker Realty Assisting people to buy and sell homes with care & dedicated expertise.

Highly recommend Toni Ryan! Have worked with her and referred her to my clients for the last 12 years. Super knowledgeab...
05/04/2026

Highly recommend Toni Ryan! Have worked with her and referred her to my clients for the last 12 years. Super knowledgeable!

When I bought my first home, I ended up paying more than I should have in rate and closing costs. I soon learned how important it is to have a loan consultant who cares about how my home fits into my financial goals. Fast forward 30 years and I have made it my mission to give YOU the tools to make the best decision.

🔎 My Loan Analyzer Tool is unique because it keeps you in control and gets you familiar with numbers that are critical to home mortgage process - all without the overwhelm.

• How it works? •

📞 First - we chat!
This is truly a personalized worksheet so I need to know your goals plus some basic info. Information that will be helpful includes:
- Gross monthly income
- Approximate monthly payments on your installment (ex: car, student loan etc) and credit card debt.
- If you know your credit score - great, but it's not required.

📐Next - I build your spreadsheet!
Based on the information you gave me, I will build the worksheet so that you can use it to estimate key areas like total $ to close, monthly payment, fees and more. Plus each column can be customized so you can easily compare rates or loan programs to find the sweet spot that fits your life.

• Then what? •

🚀 We map out your personal strategy! Whether you're ready to put an offer in on a house, trying to decide to sell or even refinancing your current home, I believe you need a strategy to move forward with confidence. This is one of the largest investments you will ever make - you deserve a clear path to your goals!

Ready to get started? Let's chat!
https://www.toniryan.com/loan-analyzer

Thrilled to report I have just renewed my CA Real Estate license after completing 13 courses of continuing education! 🥳 ...
05/02/2026

Thrilled to report I have just renewed my CA Real Estate license after completing 13 courses of continuing education! 🥳 Good for another four years. 👍🏻

This spectacular property just had a  presentation refresh & big price reduction (under $2M now) and is ready for your o...
04/17/2026

This spectacular property just had a presentation refresh & big price reduction (under $2M now) and is ready for your own vision. Not my listing… Courtesy of Sue Thompson. Posting for friends and buyer clients. Check out the video!



For Sale: View 56 photos for 7505 Wise Rd, this 3 bed, 3 bath, 2560 sqft. single family home in Auburn, CA listed at $1,970,000. MLS #226040167

Sweetness on the road to my upcoming Grass Valley listing…
04/15/2026

Sweetness on the road to my upcoming Grass Valley listing…




Address

Roseville, CA
95661

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