Realtor, Kristin Nollet

10/17/2023

Opt in to my email list! Working hard to provide valuable tools and resources to keep you informed and in the loop. As always, I appreciate all of the support! Click that link 🙂

Beginners and experts use Flodesk to grow their business. Design emails and forms that look great on any device. Try it free.

09/05/2023

Trying to figure out what’s going on with mortgage rates can feel like a ping pong game.⁠
⁠
The truth is, there are a variety of reasons a lender will offer you a particular interest rate, but figuring out the details can be confusing.⁠
⁠
Here are three key factors that can affect your mortgage interest rate when buying a home: ⁠
⁠
💰 Your Credit Score and financial picture: The stronger your credit and overall financial picture, the lower your mortgage rate will be. And this can save you thousands over the life of the loan.⁠
⁠
💰 Details about your home purchase: Lenders look into the nitty gritty details of a property when they underwrite your mortgage and determine your rate. This is one way they minimize risk. Your lender can’t finalize the details of your home loan until they know exactly how much the home is worth, and any potential risks that could come up in the future.⁠
⁠
💰 Technical details about your loan: Closing costs and lender fees, Fixed vs. adjustable rate mortgage, Balloon payments, Upfront points and fees, the loan period, and the type of loan⁠
⁠
As a homebuyer, it’s critical you understand each of these items and ask questions about anything confusing you. A trustworthy lender will take the time to explain each aspect of your loan and your selected rate and will provide you with educational resources to help you navigate the process.

09/05/2023

OPEN HOUSE - Sunday, September 10th from 1-4
Fall in love with your new home! Save the date – it's the perfect time to make a move 🍁🍂🏡Looking forward to seeing new and familiar faces! Please share!

🍁Fall inspired treats
☕️Pumpkin Spice Latte
🎃Grab a gourd to go

09/02/2023

Did you know because of fair housing laws I can't give specific details about an area or community.⁠
⁠
Do your due diligence and research the locations you are looking to buy in. ⁠
⁠
Here are a few websites you can use to find out what's happening in the location you're looking at:⁠
⁠
✨ NeighborhoodScout⁠
✨ AreaVibes⁠
✨ HomeFair⁠

08/24/2023

✨JUST LISTED✨

Welcome home! Feast your eyes on this beautifully maintained 4 bed, 3.5 bath home in a private, partially wooded, cul-de-sac lot in a swimming pool community. Step inside to an impressive two-story foyer. The main level features an open family space with fireplace and kitchen with stainless steel appliances, a formal dining area, and a half bath for guests. Upstairs is an owner's suite offering trey ceilings, ensuite bathroom, and walk-in closet with access to additional storage space above the garage. Additionally, there are two more bedrooms, laundry, and bathroom. The basement features a bedroom with full bath attached, a game/office area, and exterior entry onto a beautiful stone patio looking out into a private backyard where you will find a workshop, sandbox, and tree/playhouse. Schedule an appointment and come see this move-in ready home today!

✨$375,000
✨4070 Wedgewood Dr., Monroe, GA
✨DM for more information or to setup a private showing

Exclusively listed by Kristin Nollet with EXP Realty LLC / Sage&Cedar. (Broker #: 888-959-9461)

08/23/2023

Come see me for an open house this weekend in Monroe, GA! Refreshments will be provided!

Please share 😊

07/15/2023

There’s a lot of real estate lingo you should know when buying or selling a home. Let’s talk about appraisals. Your realtor will create a CMA (Comparative Market Analysis) before listing your home or writing an offer on the home you want to buy. A CMA helps your agent determine the market value by using comparable recently sold listings in the area to make an informed assessment. This is NOT an appraisal. During the home buying process, the buyers lender will order an appraisal from a licensed, independent appraiser to formally assess the value of the home ensuring it aligns with the loan amount. If the appraisal comes in lower than the purchase price, buyers and sellers can negotiate to either match the appraised value or pay the difference (or agreed upon difference) at closing. If an agreement can’t be reached, a contingency is included in the contract to protect the buyer and their earnest money.

07/03/2023

The days of buyers not having a home inspection (really that only happened during the top of the market) are over. ⁠
⁠
95% of buyers are now requesting home inspections and 67% of those buyers are requesting repairs from the result of the inspection. ⁠
⁠
If you are a homeowner getting ready to list your home for sale, do the extra work now to ensure no (major) issues are found during the inspection period. ⁠
⁠
⁠

07/01/2023

Do you know your mortgage options? We're breaking down the differences between conventional, FHA, and VA loans. 🏠 Terms will vary based on your lender, but this chart can give you a little insight into the parameters that go into deciding which mortgage suits your budget. I'm here to help, so reach out and let's discuss your options!⁠
⁠

06/30/2023

Chattanooga market update according to the latest MLS data
🏡⛰️📈

06/05/2023

Rossville, GA is seeing a lot of growth and there are several factors contributing to that.
1. Convenience - within 15 minutes to all the amenities Chattanooga has to offer - restaurants, tourist attractions, shopping, festivals, and the list goes on!
2. Grants - Walker County has recently received millions in funding to improve public works, revive community spaces, and revitalize the city.
3. Business - Peerless Mill was recently purchased by a Nashville investor with a 5 and 10 year plan to make the historic site something really really cool. A brewery, dog park, residential and commercial leases, and restaurants are in the plans. Check out the reno details here: https://www.tylercauble.com/peerless-mill
4. Housing - New construction is abundant as well as affordable prices on single family homes.