Ortega Real Estate Inc.

05/16/2023

Worshiping with my brothers and sisters in the Metu mountains, Moyo Uganda, Africa.

“Praise the Lord, all people of every nation; praise the Lord’s glory and power. Give the Lord praise worthy of his glory! Come, bring your offerings into his courtyard. Worship the Lord in all his holy beauty. Everyone on earth should tremble before him.”
‭‭Psalms‬ ‭96:7-9‬ ‭ERV‬‬

10/24/2022

FOR SALE. Investor property located in the Eubank subd. A highly sought after North Austin location. Get it before it hits the MLS.

05/19/2021

11/16/2020

UNDER CONTRACT. Low priced one bedroom one bath townhouse with fireplace in North Austin. 11404 Walnut Rudge. Contact us or your ℜealtor for a showing appointment.

MLS # 4022651 – One bedroom one bath condo in the Reflections of Walnut Ridge located in N. Austin. Will be sold in it's as-is condition. Investors are welcome. Contact your agent for showings. - Pr...

05/01/2020

Fannie Mae, Freddie Mac: Mortgages in forbearance do not need to be paid back all at once.

Borrowers in forbearance will have to repay their missed mortgage payments one way or another, but there appears to be a growing number of borrowers who think they have to repay all their missed payments in one lump sum

04/28/2020

UNDER CONTRACT: 420 WIMBERLEY ST HUTTO TX. VA foreclosure. 5 bedrooms plus bonus room w/3.5 baths and 2 living areas located in a sought after Hutto neighborhood. Spacious backyard. Hutto Middle School a stone through away. Contact agent, Donita Ortega for details. Sale price: $274500.

04/04/2020

I wanted to warn you of companies providing certain “Forbearance Plans” to their customers.

So, what is a Mortgage Forbearance Agreement?

A mortgage forbearance agreement is an agreement made between a Mortgage Lender and a borrower in which the lender agrees not to exercise its legal right to foreclose on a mortgage and the borrower agrees to a mortgage plan that will, over a certain time period, bring the borrower current on his or her payments.

Forbearance is not a forgiveness of the payment as it will be due at some point as you can see by the example below. And when it comes due and you don’t pay it can/will have a huge impact on your credit.

Be very careful when reading or signing any of these documents. Often, these companies will allow you to defer making monthly payments to the them only to bill you later in a lump sum payment at the end of the period.

I am sending this message to warn you to be careful of these practices as often these may hurt you in the long run.

03/11/2020

It doesn't matter if you recently renovated your kitchen or have been looking at the same countertops for decades—no one wants the heart of their home to look tacky.

02/25/2020

COMING SOON.. Cute 2 bedroom, 2.5 bath condo located in Round Rock TX. This is a VA foreclosure and may qualify for Vendee seller financing. Great location off of University Blvd., a few blocks from Austin Community College in Round Rock. Nice view from your back deck. Sales price TBD. Approx. 207k to 210K. If you are not working with an agent, feel free to contact Realtor, Donita Ortega for more details or a preview prior to listing.