03/24/2026
Real Talk
A lot of people around here think they need perfect credit to buy a home.
You don’t.
Do you need decent credit? Yes.
Do you need a perfect score? Not even close.
I’ve talked to plenty of buyers who assumed they weren’t ready… and they were a lot closer than they thought.
Sometimes it’s just a small fix. Paying something down. Cleaning up one account. Getting pointed in the right direction.
The hardest part is not knowing where you stand, so people wait. Sometimes for years.
If buying a home has been in the back of your mind, it might be worth a simple conversation before you count yourself out.
No pressure. Just real information so you can make a good decision for your family.
Tanhia Earley, REALTOR®
RE/MAX Journey
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