Thoroughbred Title Services

Thoroughbred Title Services Join the nearly 26,000 homebuyers who have saved over $14 million in closing costs – why go with anyone else?

SAVE 10-20% ON CLOSING COSTS by CHOOSING Thoroughbred as your Title Insurance Provider! Thoroughbred Title Services is able to offer homebuyers across New York State a faster, simpler, and less expensive closing experience. With the unique ability to offer both reduced title insurance premiums and responsive, exceptional title services of every sort, Thoroughbred is the preferred title partner of

over 22,000 homebuyers across the area – a number that grows every day as more and more people learn that they have the power to CHOOSE their title insurance provider.

04/28/2026

Most people think title insurance protects them after closing.

But that’s not always the case.

In this week’s Title Tuesday (and our season finale), we explain what an Owner’s Extended Protection Policy is — and when that extra coverage may matter.

04/21/2026

Can you actually save on title insurance?

In New York, rates are filed and regulated — but there are still differences that can impact what you pay.

This week’s Title Tuesday explains how it works, and where savings may come from.

04/14/2026

Did you know you might be able to save thousands at closing?

In New York, buyers often pay mortgage recording tax — but in some cases, that cost can be reduced through something called a Purchase CEMA.

It’s not used in every transaction, but when it works, it can make a big difference.

04/07/2026

Closing costs can feel like one big mystery.

But most of that money isn’t going where you think.

In this week’s Title Tuesday, we break down where your title bill actually goes — and why understanding that matters when comparing costs.

💬 Have you ever been surprised by closing costs?

04/02/2026

Not everything made the final cut…

Here are the outtakes from this week’s April Fools Title Tuesday video.

A few missed lines, some bad timing — and a lot of laughs.

04/01/2026

This week’s Title Tuesday took a turn…

Apparently everyone here is Eric now.

We’re not entirely sure how it happened — but we’re rolling with it.

Happy April Fools from all of us at Thoroughbred Title.

👉 Check back tomorrow for the outtakes!

03/31/2026

That fence might not be yours…

Encroachments happen when something crosses a property line — and they’re more common than most buyers realize.

It might be a fence, a driveway, or even part of a structure.

Sometimes it’s no big deal.
Sometimes it delays closing.
Sometimes it stops the deal entirely.

That’s why surveys and title review matter.

👉 Have you ever run into something like this during a transaction?

03/24/2026

You can own a property… and still have to follow certain rules.

In this week’s Title Tuesday, we explain restrictive covenants — private rules recorded in the land records that can limit how a property is used.

We cover:

• What restrictive covenants are
• How they differ from zoning
• Common examples (including some surprising historical ones)
• Why they still affect properties today

In many parts of New York, some of these restrictions were recorded decades ago — and still appear in title today.

💬 Question:
Have you ever come across a restriction that surprised your client?

👉 Follow our page for weekly Title Tuesday insights.





03/17/2026

Title Tuesday #7 — Filed Maps vs. Tax Lots

The lot number on your tax bill may not actually be the legal lot that defines your property.

That surprises a lot of people.

In many parts of New York, legal descriptions come from filed subdivision maps recorded in the county land records — sometimes over 100 years ago.

In this week’s Title Tuesday, we explain:

• What a filed map is
• Why filed lot numbers and tax lot numbers don’t always match
• Why title professionals rely on recorded subdivision maps for legal descriptions

In Westchester County we regularly see subdivision maps filed in the early 1900s, while other parts of the market involve brand new subdivisions being filed today.

Regardless of age, once recorded those maps become part of the permanent land records and continue to define the legal layout of the land.

Understanding the difference between filed lots and tax parcels can help avoid confusion when reviewing contracts, surveys, and title reports.

💬 Question for agents and attorneys:
Have you ever run into a situation where the filed lot number didn’t match the tax lot number and it caused closing confusion?

03/10/2026

What is an easement — and why does it matter in real estate?

An easement allows someone to use a portion of another property for a specific purpose. Ownership doesn’t change, but certain rights to use the land may exist.

In this week’s Title Tuesday, we explain how easements work, why some properties benefit while others are burdened, and how easements appear in title searches and surveys.

Understanding easements helps buyers, agents, and attorneys better understand the full rights associated with a property.

03/03/2026

What exactly does a survey tell us in a real estate transaction?

In this week’s Title Tuesday, we explain how surveys measure a property’s physical boundaries and improvements — and why that matters.

We discuss when an existing survey may be reused, when a new survey may be required, and common issues like encroachments and boundary questions. We also touch on how boundary line agreements can help resolve certain situations.

A survey helps align the record with reality.

Address

800 Westchester Avenue, Ste S514
Rye Brook, NY
10573

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(914) 644-6100

Website

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