MyCaRealtor

10/12/2024

SOMETHING TO THINK ABOUT!

Have you heard? In 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment.

If you want to compare buying and renting a home in our area, DM me and let’s take a look together.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

10/10/2024

SOMETHING TO THINK ABOUT!

Two Reasons Why the Housing Market Won’t Crash

You may have heard chatter recently about the economy and talk about a possible recession. But here’s the good news – there’s no need to panic. The housing market is not set up for a crash right now.

1. Demand for Homes Is Higher than Supply

One of the biggest reasons the housing market crashed back in 2008 was an oversupply of homes. Today, though, it’s a very different story.

It’s a general rule of thumb that a market where supply and demand are balanced has a six-month supply of homes. A higher number means supply outpaces demand, and a lower number means demand outpaces supply.

2. Unemployment Is Still Low

When people are unemployed, they’re more likely to have trouble making their mortgage payments and may be forced to sell...



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

You may have heard chatter recently about the economy and talk about a possible recession.

10/08/2024

SOMETHING TO THINK ABOUT!

Why Now’s Not the Time To Take Your House Off the Market

Has your house been sitting on the market longer than expected? If so, you’re bound to be frustrated by now. Maybe you’re even thinking it’s time to pull the listing and wait to see what 2025 brings. But what you may not realize is, the decision to hold off could actually cost you. Here’s a look at why staying the course could be the smarter move.

Other Sellers Are Pulling Back. Should You Hold Off Too?

According to recent data from Altos Research, the number of withdrawals is increasing – that means more sellers are opting to pull their listings off the market right now. And this isn’t unusual for this time of the year.

In the housing market, there are seasonal ebbs and flows. Inventory levels typically start to drop off...



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

Has your house been sitting on the market longer than expected?

10/05/2024

SOMETHING TO THINK ABOUT!

Seeing headlines that the median price of a home has dropped? It's easy to assume that means home prices are falling. But that’s not the case.

While median prices have dipped, that's because smaller, less expensive homes are hitting the market—and that’s impacting the mix of sales and driving the median down.

A closer look shows prices are still rising nationally. Have questions? DM me.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

10/03/2024

SOMETHING TO THINK ABOUT!

Looking to sell your house in today’s shifting market? The secret to standing out and selling quickly is to hire a pro.
An agent will use market data to find the right price, give advice on what repairs to tackle for maximum impact, and what concessions you may want to consider (like help with closing costs).
Let’s connect to come up with the strategy that’s right for you.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

10/01/2024

SOMETHING TO THINK ABOUT!

According to a recent study from Zillow, Mortgage payments are lower than rent in 22 of the 50 largest U.S. metros.

That’s a game changer if you’re thinking about owning a home.

Let’s grab a calculator and do the math together to see if buying might be right for you in our local market.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

09/28/2024

SOMETHING TO THINK ABOUT!

Buy Now, or Wait?

If you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity. Should you buy now or wait? Let’s talk through it together, so you can make your best decision.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

If you’re wondering if you should buy now or wait, here’s what you need to know. 

09/26/2024

SOMETHING TO THINK ABOUT!

Are you saving for your down payment? Here’s something you’re going to want to know.

Most first-time homebuyers qualify for programs that can help with that upfront expense. But few actually take advantage of it.

To see if you qualify, make sure you connect with a trusted lender. It could help you achieve your homeownership dream sooner than you thought possible.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

09/24/2024

SOMETHING TO THINK ABOUT!

The Latest Builder Trend: Smaller, Less Expensive Homes

Even though affordability is improving, buying a home can still feel tough right now. But here’s some good news: builders are focusing their efforts on building smaller homes, and they’re offering key incentives to buyers. And both of these things can be a big help if you're worried about finding a home that’s right for your budget.

During the pandemic, homebuyers were looking for larger homes—and many could afford them. Builders responded to that demand and created bigger spaces to help people with things like working from home, setting up home gyms, and having extra rooms for virtual school.

Now, with affordability as tight as it is, builders are turning their focus to smaller single-family homes. At the end of the day...



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

Even though affordability is improving, buying a home can still feel tough right now.

09/21/2024

SOMETHING TO THINK ABOUT!

Lower Mortgage Rates Boost Your Buying Power

Mortgage rates are trending down and that’s great news for your bottom line. As rates drop, your monthly payment on your next home does too. Even a small change in mortgage rates can have a big impact on your purchasing power. If you put your search on hold when mortgage rates were higher, think about how much you could save now that rates are coming down.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

Mortgage rates are trending down and that’s great news for your bottom line.

09/19/2024

SOMETHING TO THINK ABOUT!

September 29 – October 5 is the best week to buy a home this year, according to a study from Realtor.com.

And with mortgage rates coming down like they have recently, that makes this sweet spot even hotter.

So, if you’re looking to make a move, DM me so we can make sure you’re ready to go.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678

09/17/2024

SOMETHING TO THINK ABOUT!

Mortgage rates have hit their lowest level since February 2023 – and that’s big news.

So if you’ve been sitting on the homebuying sidelines waiting for this to happen, it’s time to talk about making your move. Because the monthly savings is going to be a game changer for your purchasing power.

DM me and I’ll show you how the recent decline may help you get a better monthly payment than you’d expect.



Celebrating 20 years of 5 Star Service to my clients.
I'm just a phone call away from you. 916.438.9005
DRE # 01403678