10/02/2024
ALERT: PLEASE SHARE - DON’T GET SCAMMED 🚨
To all my folks that were affected by this hurricane or other natural disasters, stay protected. After events like Katrina and Joplin, fake contractors came in, asked for payment up front, and skipped town, leaving people with no home and no way to rebuild. These events can bring out both the best and worst in people. See below for ways to make sure you avoid being victimized after already suffering such a terrible and traumatic loss.
To avoid scams after a natural disaster:
Don't pay upfront
Don't pay a contractor or business upfront for their services.
Verify a contractor's credentials
Ask for proof of license and insurance. Check with your state or county government to confirm a contractor's license. Take photos of ID.
Don't pay by wire transfer or gift card
These payment methods are difficult to trace.
Don't share personal information
Don't share personal information, such as social security numbers or bank account numbers.
Be wary of high-pressure sales tactics
Scammers may offer "special pricing" if you hire them on the spot. Don't feel pressured to make a hasty decision.
Get a written contract
A reputable contractor will provide a written contract that details the scope of work, the cost, and the time frame.
Be cautious of requests for payment
FEMA and the Small Business Administration (SBA) do not charge a fee for disaster assistance. If someone asks you to pay for financial assistance, it's a scam.
Research organizations
Before you donate to a charity, research it online using resources like Charity Navigator or CharityWatch. You can also call the charity directly to ask how your donation will be used.