The Chris Kennedy Team at Reliant Lending

The Chris Kennedy Team at Reliant Lending Chris Kennedy (NMLS Lic. No.971546) is your top choice! Top notch Mortgage Service in Sacramento
and
TV Show Host on American Dream TV.

As seen on Prime Video, YouTube Movies&TV, Tubi, Fire TV, Apple TV, Roku, CNBC, & Bloomberg TV. Native to the Sacramento area, Chris Kennedy grew up in Carmichael and went to El Camino High School. Soon after high school he went into the Navy and served 4 years as a Damage Control fireman aboard the USS Kitty Hawk. Using the hard work and discipline learned in the military he started in the mortgage industry in 2000 and has been a top producer ever since. Chris has established relationships with over 20 banks, private investors and local government in order to find the best lending programs to meet all his client’s needs. Chris and his team can help everyone from the first-time home buyer to the seasoned investor wanting to flip homes. They serve the greater Sacramento, Roseville, Yolo and El Dorado counties with on the spot qualifications, fast approvals, and on time closings.

New home. Moving expenses. That couch you suddenly “need.” 🏡😅Could a lower starting mortgage payment give you some breat...
09/24/2026

New home. Moving expenses. That couch you suddenly “need.” 🏡😅

Could a lower starting mortgage payment give you some breathing room?

A temporary buydown may help reduce your payments during the early years, but the savings don’t last forever. Know when your payment increases and plan for the full amount from day one.

Want to see the numbers for YOUR budget? DM me “BUYDOWN” and let’s compare your options. No pressure, just a clear plan.

Veterans! don’t pay a fee you may not owe.Some veterans receiving qualifying VA disability compensation may be exempt fr...
09/23/2026

Veterans! don’t pay a fee you may not owe.

Some veterans receiving qualifying VA disability compensation may be exempt from the VA funding fee. That exemption could mean less money needed at closing and more cash staying where it belongs—in your pocket.

Your lender should verify your eligibility, disability status, COE and exemption before closing. Never assume. Always confirm.

Know a veteran thinking about buying? Share this with them.

Comment EXEMPT or DM me VA, and I’ll help you check your options. 🇺🇸🏡

18 miles. 3,700 feet of climbing. One heck of a day. ⛰️The legs are tired, but the memories are worth every step. Great ...
09/21/2026

18 miles. 3,700 feet of climbing. One heck of a day. ⛰️

The legs are tired, but the memories are worth every step. Great trails, great people, and the kind of challenge that reminds you what you’re capable of.

Hard climbs. Better views. Great times. 💪

Who’s joining me for the next one?

You served our country, your VA benefit may now help you own a piece of it. 🇺🇸🏡Qualified veterans may be able to buy a h...
09/21/2026

You served our country, your VA benefit may now help you own a piece of it. 🇺🇸🏡

Qualified veterans may be able to buy a home with zero down and no monthly mortgage insurance. The lender will still review your eligibility, income, credit and residual income, but you may be closer to homeownership than you think.

Don’t let the down payment myth keep you renting.

Comment VA or send me a DM, and I’ll help you understand what your benefit can do.

09/16/2026

🩺 Big student loan balance? That doesn’t automatically mean homeownership is off the table.

Doctors, physician assistants, and nurse practitioners may have access to financing designed around the realities of a medical career—including years of education, student debt, and growing income.

The right loan strategy can make all the difference. Don’t let a traditional approval tell you “no” before exploring your actual options.

Tag a medical professional who needs to see this—or comment “MEDICAL” and I’ll help you build a game plan. 🏡

09/15/2026

🚨 VA LOAN MYTH BUSTED 🚨

Think every VA loan has the same minimum credit score and loan limit? Not so fast.

The VA itself doesn’t set a minimum credit score, and eligible Veterans with full entitlement aren’t restricted by standard county loan limits. That means a qualified Veteran could potentially purchase a $1.2 million home with zero down. 🇺🇸🏡

Income, credit, appraisal, entitlement, and lender guidelines still matter—which is why working with someone who truly understands VA loans matters even more.

Know a Veteran or real estate agent who needs to hear this? Send them this video, or comment “VA” and let’s build a game plan.

09/11/2026

Wrapping up the week with a quick mortgage reality check 👇

The rate you see online is an average, not necessarily the rate you’ll qualify for. Credit, down payment, loan type, points, and property details all matter.

Before you let a headline make the decision for you, get the numbers based on your actual situation.

Thinking about buying or refinancing? Comment “RATE” or DM me, and I’ll run the numbers—no pressure, just clarity.

09/10/2026

🚨 Mortgage market update!

The Fed is making moves, and buyers are asking the big question: “What does this mean for mortgage rates?”

Here’s the truth—headlines tell part of the story, but your personal numbers determine the opportunity. A small change in rates could affect your payment, buying power, and the price range you qualify for.

Before you wait for the “perfect” market, let’s see what today’s market can actually do for you.

Comment UPDATE or DM me RATE, and I’ll run the numbers. 🏡

Another nature trip in the books! 🌲🥾 Sometimes you have to trade loan files and interest rates for fresh air and a great...
09/08/2026

Another nature trip in the books! 🌲🥾 Sometimes you have to trade loan files and interest rates for fresh air and a great view.

A little reset goes a long way, but even out here, I’m never too far away if you need home loan advice. 🏡

Thinking about buying, refinancing, or just curious about your options? Send me the word HOME and let’s build a game plan. No pressure, just honest answers and a clear next step.

Address

2100 Northrop Avenue, Suite 900
Sacramento, CA
95825

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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