The Chris Kennedy Team at Reliant Lending

The Chris Kennedy Team at Reliant Lending Chris Kennedy (NMLS Lic. No.971546) is your top choice! Top notch Mortgage Service in Sacramento
and
TV Show Host on American Dream TV.

As seen on Prime Video, YouTube Movies&TV, Tubi, Fire TV, Apple TV, Roku, CNBC, & Bloomberg TV. Native to the Sacramento area, Chris Kennedy grew up in Carmichael and went to El Camino High School. Soon after high school he went into the Navy and served 4 years as a Damage Control fireman aboard the USS Kitty Hawk. Using the hard work and discipline learned in the military he started in the mortga

ge industry in 2000 and has been a top producer ever since. Chris has established relationships with over 20 banks, private investors and local government in order to find the best lending programs to meet all his client’s needs. Chris and his team can help everyone from the first-time home buyer to the seasoned investor wanting to flip homes. They serve the greater Sacramento, Roseville, Yolo and El Dorado counties with on the spot qualifications, fast approvals, and on time closings.

🏡 Buying a home soon? Here’s a tip that could save you a lot of stress.Once you’re pre-approved, it’s important to keep ...
06/17/2026

🏡 Buying a home soon? Here’s a tip that could save you a lot of stress.

Once you’re pre-approved, it’s important to keep your finances as stable as possible until closing day. Many buyers don’t realize that opening a new credit card, financing a car, moving large amounts of money between accounts, missing payments, or unexpectedly changing jobs can potentially affect their loan approval.

The good news? It’s actually pretty simple.

If a major financial decision can wait until after you’ve closed on your home, it’s usually best to wait.

Think of it this way: you’re already close to the finish line.

The goal is to keep everything consistent so your loan can move smoothly from approval to closing and you can get those keys in your hand. 🔑🏡

Have questions about what you should or shouldn’t do before buying a home?

Send me a DM with the word “HOME” and I’d be happy to help guide you through the process.

06/15/2026

💙 As a Home Loan Officer,

I’m thankful for the relationships, trust, and sense of community that events like this create.

Thank you, SCDSA, for all that you do, we’re honored to be part of the SCDSA family!

🎓🏡 Can you buy a home if you already have student loans? Absolutely, many homebuyers do.Having student loan debt doesn’t...
06/12/2026

🎓🏡 Can you buy a home if you already have student loans? Absolutely, many homebuyers do.

Having student loan debt doesn’t automatically prevent you from qualifying for a mortgage. Every situation is different, and factors like income, credit, and overall debt play an important role.

If you’ve been putting off buying a home because of student loans, it may be worth exploring your options. You could be closer to homeownership than you think.

📩 DM me “HOME” for a personalized review of your homebuying options and next steps.

🏡 Pre-Qualified vs. Pre-Approved: What’s the Difference?A lot of buyers start house hunting after getting pre-qualified....
06/11/2026

🏡 Pre-Qualified vs. Pre-Approved: What’s the Difference?

A lot of buyers start house hunting after getting pre-qualified... only to find out later that pre-approval carries more weight. 👀

✅ Pre-Qualified = A quick estimate of what you may be able to afford.

✅ Pre-Approved = Your income, assets, and credit have been reviewed, making your offer stronger in the eyes of sellers.

In a competitive market, being pre-approved can help you move faster and shop with confidence. 🔑
Thinking about buying a home but not sure where to start?

📩 DM me “HOME” and let’s talk about your options and next steps.

🏡 Waiting for rates to drop?Trying to perfectly time mortgage rates is like trying to predict Sacramento traffic... tech...
06/09/2026

🏡 Waiting for rates to drop?

Trying to perfectly time mortgage rates is like trying to predict Sacramento traffic... technically possible, but usually stressful. 😅

If the payment works, the home fits your lifestyle, and you’re ready, buying now can still be a smart move.

📩 DM me “HOME” and let’s see what options make sense for you.

Scottsdale was a good time. 🌵☀️Spent a few days making memories with family and friends, eating way too much good food, ...
06/08/2026

Scottsdale was a good time. 🌵☀️

Spent a few days making memories with family and friends, eating way too much good food, enjoying the sunshine, and taking a break from the daily grind.

Trips like this are a great reminder that while buying a home is a huge milestone, it’s really about having a place to build memories and enjoy life with the people you care about.

Now back to helping families get one step closer to their homeownership goals. 🏡

If buying a home is on your mind this year, feel free to send me a DM!

Funny how we all love a good sale... until it’s real estate. 😅When flights are cheaper, we book.When TVs go on sale, we ...
06/04/2026

Funny how we all love a good sale... until it’s real estate. 😅

When flights are cheaper, we book.
When TVs go on sale, we buy.
When our favorite store has a discount, we’re all in.
But when buyers have more negotiating power in the housing market? 🤔

A lot of people get nervous.
The reality is that today’s market could mean:
🏡 Less competition
💰 More negotiating power
🤝 Seller credits
📈 Better opportunities for buyers
Sometimes the best time to make a move is when everyone else is waiting.

Thinking about buying a home but not sure where to start?

DM me “SALE” 📩 and let’s see what options make sense for you.

Address

2100 Northrop Avenue, Suite 900
Sacramento, CA
95825

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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