Rich Gibbens

Rich Gibbens Rich Gibbens is a United States Army Veteran who now focuses on serving the Sacramento community with all of their real estate needs.

Whether buying, selling, or investing, Rich can help you accomplish exactly what you and your family need.

Older Sacramento homes can have SO much character—but before you fall in love, make sure you know what’s behind the wall...
09/09/2026

Older Sacramento homes can have SO much character—but before you fall in love, make sure you know what’s behind the walls. 🏡🔎

Electrical, plumbing, foundation, roof, and past updates can all impact the true cost of a home.

The goal isn’t to avoid older homes. It’s to **know what you’re buying** so you can make a confident decision.

Thinking about buying an older home in Sacramento?
DM me **“OLD HOME”** and let’s talk.

🏡 **House hunting in Sacramento? Don't just shop for the house—shop for the neighborhood.**Different areas offer complet...
09/08/2026

🏡 **House hunting in Sacramento? Don't just shop for the house—shop for the neighborhood.**

Different areas offer completely different lifestyles.

✈️ Natomas — convenience
🌳 East Sacramento — character
👨‍👩‍👧‍👦 Elk Grove — suburban living
🌿 Land Park — parks & established neighborhoods
🎨 Oak Park — urban & local vibe

The "best" neighborhood isn't the same for everyone.

It depends on your budget, commute, lifestyle, and long-term goals.

📍 Which Sacramento area would you choose?

Comment your favorite—or DM **"AREA"** if you're trying to figure out where you should start looking.

**Already own a home? That doesn't necessarily mean your VA loan benefit is off the table.** 👀One of the biggest misconc...
09/07/2026

**Already own a home? That doesn't necessarily mean your VA loan benefit is off the table.** 👀

One of the biggest misconceptions I hear from veterans is that you can only use a VA loan once.

Depending on your situation, you may have **remaining or restored VA entitlement** that could allow you to purchase another home.

The key is understanding your specific eligibility, entitlement, and loan options before making a move.

🏡 **Don't assume you've used up your VA benefit. Know your options.**

That’s what we’re breaking down in today’s ** **.

💬 Have you used your VA loan before? Drop a 🇺🇸 below!

The goal isn't to buy the **most expensive home you can qualify for.**It's to buy a home you can actually enjoy living i...
09/06/2026

The goal isn't to buy the **most expensive home you can qualify for.**

It's to buy a home you can actually enjoy living in.

Before you start house hunting, think about your complete monthly housing cost—not just the mortgage.

💰 Payment
🏠 Taxes & insurance
📋 HOA
🛠️ Maintenance
💵 Savings & emergencies

Then decide what matters most: location, space, commute, schools, or lifestyle.

Your home should fit your life—not control it.

📩 DM **"HOME"** if you're planning to buy in Sacramento.

🏡 Your neighbor sold their home for $600K...Does that mean yours is worth $600K too?**Not necessarily.**Every property i...
09/03/2026

🏡 Your neighbor sold their home for $600K...

Does that mean yours is worth $600K too?

**Not necessarily.**

Every property is different. The right price depends on recent comparable sales, condition, upgrades, location, and current buyer demand.

One of the biggest mistakes sellers make is pricing based on what they *think* their home is worth.

📊 **Let the market data tell the story.**

Thinking about selling in Sacramento?

📩 DM **"VALUE"** and let's talk about your home's potential value.

💰 **The cheapest home isn't always the cheapest home to own.**A low listing price can be tempting, but don't forget to l...
09/02/2026

💰 **The cheapest home isn't always the cheapest home to own.**

A low listing price can be tempting, but don't forget to look at the bigger picture.

🛠️ Potential repairs
🎨 Renovation costs
💵 Monthly expenses
📍 Location
📈 Long-term value

The goal isn't simply to find the lowest price.

It's to find the **best value** for your money.

📩 DM **"VALUE"** if you're looking for a home in the Sacramento area and want to make a smarter buying decision.

Veterans: Are you taking full advantage of your VA home loan benefits?Many people know about **0% down**, but there are ...
09/01/2026

Veterans: Are you taking full advantage of your VA home loan benefits?

Many people know about **0% down**, but there are other advantages worth understanding.

🏡 No PMI
🔑 Potential to use your VA eligibility again
🤝 Potential seller contributions toward allowable costs

Your eligibility and loan terms depend on your individual situation, so don't assume—**ask questions and know your options.**

📩 DM **"VA"** if you're considering using your VA benefits to buy a home in Sacramento.

**Used your VA loan before? You may not be done yet. 👀**A lot of veterans assume that once they've used their VA loan, t...
08/31/2026

**Used your VA loan before? You may not be done yet. 👀**

A lot of veterans assume that once they've used their VA loan, that benefit is gone.

**That's not necessarily true.**

Depending on your situation, you may be able to restore and reuse your VA entitlement for another home purchase.

Your VA benefit is something you earned—so make sure you understand how it can work for you.

In today's ** **, we're breaking down what veterans should know about reusing their VA loan benefit.

🏡 Already used your VA loan before?

Drop a 🇺🇸 in the comments or send me a message if you want to learn more.

08/30/2026

🚨 **WAITING FOR RATES TO DROP? YOU MAY NOT HAVE TO.**

What if you could negotiate a **lower mortgage rate—and have the seller help pay for it?** 👀

In today’s Sacramento market, seller concessions can create opportunities buyers didn't have a few years ago.

Instead of leaving that money on the table, you may be able to use it toward a **rate buydown** and potentially lower your monthly payment.

🏡 Same home.
💰 Same purchase.
📉 Potentially lower payment.

But here's the catch: **you have to know how to ask for it and structure the offer correctly.**

Don't just accept the seller's concession. Make it work for you.

📩 **Comment "BUYDOWN"** and I'll show you how a seller-paid rate buydown could be structured for your next Sacramento home purchase.

Address

4080 Truxel Road #100
Sacramento, CA
95834

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 8am - 9pm
Saturday 8am - 9pm
Sunday 9am - 9pm

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