http://www.EvaTagoreRealEstate.com/

Eva Tagore Real Estate, Sacramento, CA (2026)

09/04/2026

Sacramento home prices dropped $35,000 in one month. Here's what that means if you're thinking about buying or selling this year.

The median sold price in Sacramento County came in at $540,000 in July. That's down just over 6% from June, and about 3.6% lower than a year ago.

So yes, prices have come down. Not a crash, but a meaningful shift, and it comes with the kind of market change you can put to work.
Here's what else July told us.

Buyers have more choices than they've had in a year. About 2,350 homes were for sale in July, and new listings were up more than 6% from last July.

Homes are taking a little longer to sell. 33 days on average, up from 28 in June. Buyers are comparing before they commit.
And buyers are still buying. Pending sales came in about 7% higher than last year.

For buyers, that adds up to opportunity: the most selection in a year, softer prices, and room to negotiate, with the median asking price now around $588,000.

For sellers, it means pricing is the whole conversation. Buyers have enough choices to pass over homes that don't compare well on price, condition, or presentation. Priced right, homes are still selling in about a month.

And countywide numbers are only the starting point. Your neighborhood, price range, property, and timing can tell a very different story.

If you would like to know what this means for your home, your neighborhood, and your timeline, send me a message and let's connect.

We'll put real numbers around your situation, and we'll work through your options together.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

09/02/2026

When the down payment feels like the one thing standing between you and a home, the balance in your 401(k) starts to look like the answer.

It can be. But it is the most expensive money you own, and most Sacramento buyers have better places to look first.

An early 401(k) withdrawal typically comes with a 10% penalty plus income tax on what you take out. Then there is the growth you give up: pull $10,000 today and, at a 7% annual return, that is roughly $54,000 less in the account 25 years from now.

Before you touch it, here is what is on the table:

Low-down-payment loans. FHA allows qualified buyers to put down as little as 3.5%. Conventional first-time buyer programs start at 3%.

California down payment help. CalHFA's MyHome program is a deferred-payment junior loan for first-time buyers, up to 3.5% of the purchase price on an FHA loan or 3% on conventional. No monthly payment; it is repaid when you sell, refinance, or pay off the first mortgage. Income limits apply.

Seller credits. Sacramento homes are taking about a month to sell and buyers have room to negotiate. A credit toward closing costs or a temporary rate buydown is a normal ask, and it does not come out of your savings.

A smaller down payment on purpose. 20% down is not a requirement. If the difference between 10% and 20% is your retirement account, keeping that money invested usually wins.

The 401(k) is not off limits. The order matters. Look at the loan programs, the assistance, and the negotiating room first, talk with a financial or tax professional about your retirement account, then decide.

📲 Thinking about buying or selling in Sacramento, Elk Grove, Folsom, Rancho Cordova, or the surrounding area? Reach out anytime to schedule a consultation. Call or text at 916-619-2645 when you’re ready and we will map out which of these options fit your numbers.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

08/26/2026

With so much uncertainty in the headlines, it is understandable that some buyers and sellers are wondering whether they should wait before making a move.

But the latest Sacramento housing market data tells a much calmer story.

In July, the median sold price in Sacramento County was $540,000, down 3.6% from a year ago. But price per square foot averaged $334, just 1.2% below last July. That smaller change is important because median price can shift depending on the mix of homes that sell each month.

The broader picture points to modest price softening, not a dramatic drop in home values.

Inventory is also relatively steady. Sacramento County had 2,347 homes for sale, nearly unchanged from a year ago. At the same time, 1,592 new listings came on the market, up 6.6% from last July, giving buyers fresh options to consider.

Homes are selling at the same pace as last summer. Average days on market held at 33, exactly where it was in July 2025, while months of inventory edged up from 2.3 to 2.4 months.

That is what a market adjusting toward more balance looks like.

For buyers: More choices and a slower pace can mean better opportunities to negotiate on price, repairs, closing costs, and other terms. The selection is there. The rush is not.

For sellers: Buyers are more selective, so pricing, preparation, presentation, and marketing matter more than they did when nearly every home sold quickly.

The Sacramento real estate market has changed, but changing is not crashing. It simply means your strategy needs to match today's conditions.

📲 Thinking about buying or selling in Sacramento, Elk Grove, Folsom, Rancho Cordova, or the surrounding area? Reach out anytime to schedule a consultation. Call or text me at 916-619-2645 when you’re ready and we can talk through what these numbers mean for your particular plans.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

08/19/2026

Nationally, there are more homes for sale than at any point since 2019. About 1.13 million were on the market in July, up from 1.10 million a year ago and more than double the 2021 low of roughly 547,000.

Sacramento is part of that story, with one local wrinkle.

Here is what July looked like in Sacramento County:

⭐ 2,347 homes for sale, up 5.9% from June and the most since August 2025
⭐ 1,592 new listings, up 6.6% from last July
⭐ 2.4 months of inventory, up from 2.3 a year ago
⭐ 33 average days on market, up from 28 in June
⭐ Median sold price $540,000, down 3.6% year over year

The wrinkle: the raw count is still a shade under last July, 2,347 versus 2,361. This is not a flood of homes hitting the market. It is a steady widening, and it has held for four straight months.

Demand has not disappeared either. Pending sales hit 1,077 in July, up 7.1% from a year ago. Buyers are writing offers. They are just doing it with more homes to compare and less reason to rush.

Buyers, that is the opening. More selection than any month in the past year and real room to negotiate.

Sellers, the same numbers sharpen your playbook. Homes priced right are still closing at 100% of final list price. The distance between the $588,000 median asking price and the $540,000 median sold price is what reaching for a number costs.

Rates are not where most buyers want them, and that has been true for a while. What has changed is everything around them.

Want to know what July's numbers mean for your plans? DM me, or call or text 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

08/12/2026

Waiting for mortgage rates to drop before you buy? There is one number to understand first.

Mortgage rates follow the 10-year Treasury yield. The gap between the two is called the spread, and for 50+ years it has averaged about 1.76 points. In 2023, that gap stretched to 3.19, pushing rates higher than the Treasury yield alone would suggest.

Today the spread is back to about 2 points. That is why rates sit near 6.7% instead of pushing 8%.

But here is the trade-off: if the spread landed exactly on its long-term average, rates would only improve to about 6.5%. Most of the help the spread can give has already arrived. A bigger drop would need the Treasury yield itself to fall, and with inflation still at 3.4%, forecasters at Fannie Mae, the MBA, and Wells Fargo see rates holding in the mid 6s into 2027.

So the better question is not "when will rates drop." It is "what can I do in a mid-6s market."

In Sacramento County, July answered that:

Median sold price: $540,000, down from $575,000 in June
2,347 homes for sale, fed by 1,592 new listings
38 average days on market, up from 28

More selection, softer prices, and more time to decide. That is negotiating room. Seller credits, price negotiations, and rate buydowns are all live right now, and together they can matter as much as the headline rate.

Sellers, the same numbers set your playbook. Buyers are comparing more homes and taking their time. Homes priced right from day one are the ones that move.

📲 Want to see what mid-6s rates plus July's prices mean for an actual monthly payment? Reach out anytime to schedule a local market review at 916-619-2645 when you’re ready.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

08/07/2026

If you're thinking about selling your Sacramento home this year, you probably have one real question. What would it actually sell for, and how long would it take?

Hi, I'm Eva Tagore, Broker Associate with LPT Realty, and June gave us a clear picture.

Homes that were priced to the comps sold in about four weeks. For comparison, the latest national data from realtor.com puts the typical home at about 52 days on the market. Sacramento is moving in roughly half the time.

The median sale in Sacramento reached $575,000, the highest in at least 3 years. And asking prices held steady around $595,000.

When Sellers are pricing realistically, buyers are meeting them there. But here's the catch, and this is the part that can cost sellers real money.

A home priced above the market will most likely sit. And a home that sits tends to follow the market down, often selling below where it should have started.

In this market, pricing strategy is the whole game. Now here's the part most sellers care about just as much. The next home. Most sellers are also buyers, and June was good news on that side too.

About 2,200 homes are on the market, the most choice we’ve had since last fall. And because sellers are pricing realistically, the real negotiation has moved to terms. Credits, repairs, rate buydowns. With rates drifting up lately, terms are where prepared buyers are winning.

So if a move is on your mind this year, on either side or both, this market is rewarding people who work from today's numbers.

If you would like to know what this means for your home, your neighborhood, and your timeline, send me a message and let's connect. We'll put real numbers around your situation, and we'll work through your options together.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

08/05/2026

For years, buyers have worried about competing with investors who can pay cash and move quickly. That pressure is starting to ease.

Investor home purchases have fallen to their lowest level since 2020, according to Redfin, and before that brief pandemic freeze you would have to go back to 2016 to find a number this low. The reasons are practical. A federal housing law took aim at the largest institutional buyers, and Cotality reports that investment by mega investors who own 1,000 or more properties "retracted almost instantly." At the same time, the math got harder: slower price growth, higher insurance and property taxes, and more expensive renovations.

Here is the part most people miss. The largest investors are not just buying less. Data from Parcl Labs and ResiClub shows they have now been net sellers for four straight quarters, and the gap is widening: last quarter they sold over 3,000 more homes than they bought. Every one of those homes goes back on the market for regular buyers, and investor portfolios skew toward the price ranges where first-time buyers shop.

That does not mean investor competition has disappeared. But one source of it, especially at the entry level, is easing.

July gave local buyers more room too. Sacramento County had 2,347 single family homes for sale, the most in nearly a year, fed by 1,592 new listings. The median sold price eased to $540,000, about 4% below last July, and homes averaged 33 days on market, up from 28 in June.

Sellers who price right are still closing at full list price, so this is a widening window, not a falling market.

For buyers, the combination matters: more selection, more time to compare, and less cash competition.

This is not an easy market, but it is a more workable one.

If buying in Sacramento, Elk Grove, Rancho Cordova, Folsom, El Dorado Hills, or Granite Bay has felt out of reach, schedule a local market review and we can look at what is actually available in your price range.

📲 Reach out anytime to schedule a consultation, or call/text me at 916-619-2645 when you’re ready.

07/29/2026

After more than a year of headlines predicting a housing crash, the latest Sacramento numbers tell a more measured story.

In June, the median sold price for a single family home in Sacramento County reached $575,000. That is the highest median in at least three years, up 4.5% from last June and 2.7% from May. Buyers were active too, 1,050 homes sold during the month, up more than 13% from a year ago.

The national picture points the same direction. Across the country, home price growth appears to have found its floor this spring and is climbing back toward 3% a year. Sacramento is running ahead of that curve.

This is not a return to the fast-moving market of a few years ago, and that is good news for both sides.

For sellers, the trend is encouraging: stronger prices and more closed sales. But buyers remain selective, so pricing, preparation, presentation, and marketing still decide which homes capture that $575K momentum and which ones sit.

For buyers, there is more room than the headlines suggest. There were 2,217 homes for sale in June, up 5.3% from May, and the median asking price held nearly steady at $599,000 even as sold prices rose. Homes took an average of 28 days to sell. Waiting for a major price drop could get expensive if values keep climbing, but today's selection still gives you time to compare homes and negotiate thoughtfully.

Real estate is local, and conditions vary block by block between Sacramento, Elk Grove, Rancho Cordova, Folsom, El Dorado Hills, and Granite Bay.

Curious what these numbers mean for your home or your buying plans? Schedule a local market review and we can look at the data together.

📲 Reach out anytime to schedule a consultation, or call/text me at 916-619-2645 when you’re ready.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

07/25/2026

🏡 Open House + New Price
🕛 Saturday, 7/25/26 | 12 pm - 2 pm
📍 9421 Blue Mountain Way, Sacramento, CA 95829
🛏️. 3 BD | 2 BA | 1,428 SF

👉🏼 https://www.evatagorerealestate.com/9421-blue-mountain-way

You're invited to tour this move-in home on Saturday, 7/25/26 from 12 – 2 PM.

Beautifully maintained and move-in ready, this single-story home in Vineyard Point Village offers 3 bedrooms, 2 baths, and 1,428 square feet of bright, open-concept living. Enjoy the added benefit of no HOA.

Built in 2012, the home features a kitchen with granite countertops, stainless steel appliances, a center island, and a pantry, flowing into the dining and living areas. The primary suite includes a walk-in closet and an en suite bath with dual sinks and a walk-in shower.

Recent updates include a new HVAC system in 2022, along with a dishwasher and microwave installed in 2024. Luxury vinyl plank flooring, ceiling fans, central A/C, and a tile roof add comfort and low-maintenance appeal.

Outside, a covered patio overlooks a landscaped, fully fenced backyard with space to relax or entertain. Additional highlights include a two-car garage and leased solar.
Conveniently located within the Elk Grove Unified School District, with easy access to Highway 99, shopping, dining, and parks. This well cared for home is ready to welcome you home.

For more details and to schedule a private showing call or text us at 916-226-6425.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

07/22/2026

For the past few years, Sacramento homebuyers have faced two major frustrations: rising prices and too few homes to choose from.

This summer, buyers are getting some breathing room.

Sacramento County had 2,217 single-family homes for sale in June, up 5.3% from May and the most choice buyers have had since last fall. Another 1,507 new listings came onto the market during the month, giving buyers more homes to compare.

Prices are also showing stability where buyers feel it first: the median asking price was $599,000, essentially unchanged from both May and June of last year. Many Sacramento sellers are recognizing today's market conditions and pricing their homes carefully from the start. It shows in the results, too: sellers who priced to the market closed at 99% of their original asking price in June.

Meanwhile, the sold side set a record. The median sold price reached $575,000 in June, the highest in our three-year data record, up 4.6% from last year and 2.7% from May. And 1,050 homes sold, a 13.4% increase from June 2025 and the strongest June in the series. So this isn't a market cooling off. It's a market where sellers price realistically and buyers step up to meet them. Buyers have more selection and well-priced homes are attracting serious attention.

What This Means for Sacramento Homebuyers

With homes averaging 28 days on the market and about 2.1 months of inventory, Sacramento remains a seller-leaning market. But more selection means more opportunity to compare properties, complete your due diligence, and negotiate based on the home's condition, price, competition, and time on the market.

For first-time buyers, move-up buyers, and anyone who paused their search, this may be a good time to take another look. Areas such as Sacramento, Elk Grove, Rancho Cordova, Folsom, El Dorado Hills, and Granite Bay can vary significantly, so neighborhood-level data matters.

Curious what your budget could buy in today's Sacramento real estate market?

📲 Reach out anytime to schedule a consultation. We can review the numbers and available homes together. Call or text me at 916-619-2645 when you’re ready.

Eva Tagore Real Estate

09/04/2026

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