http://www.EvaTagoreRealEstate.com/

Eva Tagore Real Estate, Sacramento, CA (2026)

05/30/2026

The Sacramento housing market has changed this year, but not in the dramatic way most headlines would make you think.

Hi, I’m Eva Tagore, Broker Associate with LPT Realty.

When we compare today’s Sacramento County housing market to last spring, the numbers are actually pretty steady. Prices are mostly flat. Inventory is fairly similar. And roughly the same number of homes are selling.

So if you’ve been hearing that the market is crashing, that’s not what the local data is showing. But there is one noticeable shift. Homes are taking longer to sell.

Last year, the average home was selling in about 25 days. Now, it’s closer to thirty days. That may not sound like a huge difference, but it tells us something important.

Buyers are taking a little more time. They have a few more choices. They’re comparing homes more carefully. And they’re not feeling the same urgency we saw during the more competitive years. So what does that mean?

For buyers, this can be good news. You may have more breathing room, less pressure to write an offer immediately, and a better opportunity to think through your decision carefully. That doesn’t mean buyers have unlimited leverage, or that great homes are sitting around forever. It means there may be more room for thoughtful decisions and smart negotiation.

For sellers, the message is simple: pricing and presentation matter. Buyers are still active, but they’re more selective. If a home is priced too high at the start, it can sit longer, lose momentum, and eventually need a price adjustment. But homes that are priced in line with the market, show well, and are positioned correctly are still finding buyers in a reasonable timeframe.

So no, the Sacramento real estate market is not crashing. It’s adjusting. And that adjustment creates different opportunities depending on whether you’re buying, selling, or trying to decide what your next move should be. The numbers tell us what’s happening overall.

But what really matters is your neighborhood, your home, your timing, and your goals. So if you’re wondering what your home may be worth, whether now is the right time to move, or what’s happening in your specific Sacramento neighborhood, reach out anytime. These are the kinds of decisions worth thinking through together.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

05/27/2026

Let’s talk honestly about affordability. The national housing story tells one version. The April Sacramento numbers tell another. Both matter if buying or selling is on your mind.

Mortgage rates have been volatile again. After moving down from the low 7s to around 6.0% in early March, the 30-year fixed rate climbed back into the mid-6s by late May. Rates do not like uncertainty, and right now inflation concerns, global instability, and bond market movement are keeping pressure on borrowing costs.

Even if rates ease later this year, many forecasts still point to the low to mid-6% range, not a dramatic drop.

But rates are only one piece of affordability.

Nationally, wages have been growing faster than home prices, with wage growth around 4% year over year and home price growth closer to 2%. That matters because when income rises faster than prices, the affordability gap can slowly improve.

Sacramento, however, ran its own playbook in April.

Sacramento County single-family homes posted a median sold price of $547,000, essentially flat from last year and last month. Homes sold jumped to 1,018, up 16% from March and nearly 3% from April 2025. Average days on market fell from 35 days in March to 30 days in April, and months of inventory stayed tight at 1.9 months.

So while national headlines may suggest buyers have more room to negotiate, the Sacramento real estate market showed stronger local momentum in April. More homes sold, the market moved faster, and well-positioned sellers held firm.

For buyers, the opportunity is still there, but the window for extra leverage may be narrower in desirable neighborhoods and price points.

For sellers, April sent a clear message: pricing, preparation, and presentation matter. Homes that are positioned correctly are still attracting serious buyers.

Want to know what this means for your home or buying plan? Let’s review your local data and run the numbers together.

Every situation is different, and the right answer depends on your goals, timing, and neighborhood. I’m always happy to be a resource.

📲 Reach out anytime to schedule a conversation at 916-619-2645 when you’re ready.

05/20/2026

You may have seen headlines about U.S. mortgage debt hitting a record $14 trillion. The number is real. The context is missing.

Federal Reserve data shows three things side by side: total home value, homeowner equity, and total mortgage debt. Today, U.S. homes are worth about $47.9 trillion. Homeowners hold $34.1 trillion in equity. The $14.4 trillion in mortgage debt sits well below either of those numbers.

Equity is more than double the debt. It is also near an all-time high.

This is the opposite of what 2008 looked like. Between 2008 and 2013, total mortgage debt exceeded total equity. When prices dropped, millions of homeowners owed more than their homes were worth and had no cushion. That is what a real housing crisis looks like, and it is not what the data shows today.

At the individual level, the picture is just as steady. ATTOM and Census data show 33.3 million U.S. homes are owned free and clear. Another 22.3 million homeowners hold more than 50% equity. Together, that is nearly two-thirds of homeowners in an unusually strong financial position.

Sacramento County reflects the same stability. In April 2026, the median sold price was $547,000, essentially flat year over year. Sales rose 16.34% from March, days on market dropped from 35 to 30, and Sacramento sellers who priced strategically have been seeing homes close at or above list.

The conditions that made 2008 a crisis are not present in this market. For most homeowners, today's position is one of strength, not strain.

📲 If you are thinking about your next move and want a clear read on your equity, your timing, and the local Sacramento market, let's talk. Reach out anytime at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

05/13/2026

You may have seen headlines saying foreclosures are rising, and it's easy to wonder if this is starting to look like 2008 again.

The full story is very different.

Yes, foreclosure activity is rising nationally. ATTOM data shows filings are increasing as the market normalizes, though they remain far below the levels seen during the last housing crisis.

The biggest difference today is equity.

The average homeowner now holds about $295,000 in equity. Many own their home free and clear, and roughly two-thirds of Americans hold at least 50% equity. That gives today's homeowners options many people simply did not have in 2008.

Here in Sacramento County, the local data doesn't suggest a foreclosure-driven collapse.

In April 2026, the median sold price for single-family homes was $547,000, down just 0.55% year over year. Homes sold were up 2.83% from April 2025, and inventory stayed at 1.9 months. That's still a relatively low supply level.

Month over month, Sacramento County saw more activity. Closed sales rose 16.34% from March to April, and homes for sale increased 10.29%. Average days on market improved from 35 days to 30.

That points to a market with more choices for buyers, but still active demand.

If you are behind on payments or worried about what comes next, please do not wait. Reach out to your lender early to ask about repayment plans, forbearance, or loan modification options.

If selling makes more sense for your situation, knowing your home's current value is the right starting point.

Foreclosure headlines can feel alarming. Today's equity picture gives many Sacramento homeowners more options than they realize.

📲 Thinking through your next move? Let's review your home's value and your options with a calm, strategic plan. Reach out anytime at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

05/06/2026

Selling quickly is still possible in today’s Sacramento real estate market, but the strategy matters more than ever.

Nationally, homes are taking a little longer to sell than they did during the ultra-fast pandemic market. But that does not mean the market has stopped. It means buyers are being more selective.

Here in Sacramento County, the market is showing more balance. In March, the average days on market was 35 days, down from 41 days in February, while the median sold price rose to $550,000. Inventory also increased, with 1,730 homes for sale, giving buyers more options and making presentation, pricing, and positioning even more important.

The homes that are still moving quickly have a few things in common:

They are priced realistically
They show well online and in person
They feel move-in ready
They are marketed with a clear strategy
They stand out against competing listings

Today’s buyers are comparing everything: photos, condition, layout, location, upgrades, and price. If a home feels overpriced or needs too much work compared to the competition, it may sit longer.

That does not mean sellers need to panic or underprice. It means you need a strong plan before you launch.

In Sacramento, where inventory has grown and buyers have more choices, the homes that win are the ones that are positioned correctly from day one. Strategic pricing, professional presentation, and smart marketing can make the difference between sitting on the market and getting strong buyer interest.

If you are thinking about selling, the key question is not just, “What is my home worth?”

It is also:

“How does my home compare to what buyers can choose from right now?”

That is where local market guidance matters.

📲 Thinking about selling in Sacramento County or the surrounding area? Let’s talk about how to position your home to attract serious buyers and move with confidence. Reach out anytime at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

04/30/2026

Buyers in Sacramento County finally have more options and the biggest story right now is inventory.

At the end of March, Sacramento County had over 1,700 homes for sale, which is nearly 17% higher than the previous month.

New listings also jumped over 40% from February, giving buyers more choices than they had earlier this year.

But here’s the important part: More homes for sale does not mean homes are not selling.

In March, 853 homes sold, which is up more than 13% from February. So buyer activity is still very much alive.

Prices are also holding relatively steady.

The median sold price for single-family homes in Sacramento County is now $550,000. That’s down slightly from last year, but up from February.

So this is not a market collapse. It’s a market that is becoming more balanced.

For buyers, this may give you a little more breathing room, more options, and possibly more room to negotiate compared to the last few years.

For sellers, this means strategy matters.

Buyers are comparing homes more carefully, and they are paying attention to price, condition, presentation, and value.

The homes that are priced correctly and marketed well are still moving. The homes that miss the mark may sit longer.

So the takeaway is this: Sacramento County’s spring market is active, but it is more selective.

If you’re thinking about buying or selling in Sacramento County, Elk Grove, Rancho Cordova, Folsom, Fair Oaks, or the surrounding areas, don’t rely on headlines.

Look at the numbers for your specific neighborhood with a custom local market snapshot for your area.

I’m Eva Tagore, Broker Associate with LPT Realty, helping Sacramento area buyers and sellers make confident moves in today’s market.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

Master Certified Negotiation Expert, MCNE
Certified Real Estate Divorce Specialist, REDS®
Certified Short Sales and Foreclosure Resource, SFR®

04/29/2026

At some point, many homeowners start asking a very personal question:

Can I stay in this home long-term, or would it make more sense to sell and simplify?

For many Sacramento homeowners, the first instinct is to stay. That makes sense. Your home holds memories, comfort, and familiarity. But aging in place often requires planning, especially if stairs, maintenance, yardwork, or home repairs are starting to feel harder than they used to.

Sometimes staying means making small updates, like adding grab bars, improving lighting, or changing flooring. Other times, it may involve bigger investments, such as modifying bathrooms, reworking layouts, or creating a main-level living setup.

Before making major improvements, it is wise to look at both the cost and the long-term impact on your home’s value.

This is especially important in today’s Sacramento real estate market. As of March 2026, Sacramento County had 1,730 homes for sale, up 16.58% from February, giving buyers more options than earlier this year. The median sold price was $550,000, up slightly from February but down modestly from last year. Homes were also taking an average of 35 days on market, which means pricing, preparation, and strategy matter.

For some homeowners, selling may create more freedom. That could mean downsizing to a lower-maintenance home, moving closer to family, choosing a 55+ community, or unlocking home equity to support the next chapter.

There is no one-size-fits-all answer. Some people stay and make updates. Others sell to simplify. The key is understanding your options before the decision feels urgent.

📲 Thinking about whether to stay or sell in the Sacramento area? Let’s talk through your home, your goals, and what your next chapter could look like. Reach out anytime at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

04/22/2026

If you put your home search on hold last year because choices felt limited or prices felt out of reach, this spring may bring a better opportunity.

Nationally, fresh new listings nearly doubled from December to March, showing a strong seasonal jump in seller activity. Realtor.com reported new listings rose from 233,430 in December 2025 to 439,000 in March 2026.

Here in Sacramento County, the same trend is showing up locally. In March 2026, there were 1,730 homes for sale, up 10.12% year over year and up 16.58% from February. New listings also climbed to 1,548, a 14.58% increase from last year and a 40.09% jump from the prior month. At the same time, the median sold price was $550,000, and the average days on market improved to 35 days from 41 the month before.

What does that mean for buyers in Sacramento? More inventory creates more options, more negotiating room, and a better chance of finding a home that fits your lifestyle and budget.

For sellers, this also means strategy matters more than ever. As more homes hit the market, pricing, presentation, and timing can make a major difference in how quickly your home sells and for how much.

If you’re thinking about buying or selling in Sacramento County, Elk Grove, Folsom, Rancho Cordova, or nearby areas, now is a smart time to review your options and make a plan for spring.

📲 Want to know what just hit the market in your price range or what your home may be worth in today’s Sacramento market? Reach out and we’ll send you a custom local update at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

04/15/2026

If you’ve been wondering whether now is still a smart time to buy a home in Sacramento, you’re not alone. Between mortgage rate volatility, affordability concerns, and nonstop economic headlines, many buyers are pressing pause. But waiting is not always the best move.

Yes, mortgage rates have moved back up slightly, and that can affect monthly payments. But buying a home is still possible with the right plan, financing strategy, and guidance.

Here in Sacramento County, the market is still active. In March 2026, there were 853 homes sold, 1,730 homes for sale, 1,548 new listings, and the median sold price was $550,000. The market is giving buyers more choices, with about 2 months of inventory and an average of 35 days on market.

What does that mean for buyers? More inventory can create more opportunities to compare homes, negotiate terms, and make thoughtful decisions instead of rushing. That is a very different environment from the ultra-competitive frenzy buyers faced in prior years.

The key is not trying to perfectly time mortgage rates. The key is making a smart move based on your goals, budget, and timeline. Options like adjustable-rate mortgages, rate buydowns, and buyer assistance programs may also help create flexibility in today’s market.

If your move is tied to a growing family, relocation, downsizing, or a lifestyle change, this may still be the right time to buy. Sacramento buyers who stay informed and prepared are still finding opportunities.

📲 Thinking about buying in Sacramento County? Let’s talk through your options, your budget, and the best strategy for today’s market so you can move with clarity and confidence. Reach out for a personalized strategy at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

04/08/2026

Affordability is still one of the biggest challenges for buyers in the Sacramento real estate market, and that’s why adjustable-rate mortgages, or ARMs, are getting more attention right now.

Here’s what you need to know before you decide if it’s the right move.

What Is an ARM?
An adjustable-rate mortgage starts with a lower fixed rate for a set period, typically 5, 7, or 10 years. After that, the rate can adjust based on market conditions. That means your monthly payment could increase or decrease over time.

Why Buyers Are Considering ARMs Now
With mortgage rates still elevated compared to recent years, ARMs can offer a lower initial payment. Some buyers are saving around $100 to $150 per month, which can make a difference in qualifying or expanding buying power.

In Sacramento County, where median home prices are hovering around the mid $500,000s and inventory has slightly increased, buyers are looking for creative ways to stay competitive .

What’s the Trade-Off?
The short-term savings come with long-term uncertainty. If rates rise after your fixed period ends, your payment could increase. And refinancing later is not guaranteed.

That said, ARMs can make sense if:
• You plan to move within a few years
• You expect income growth
• You want to maximize buying power now

As inventory improves heading into the spring market, buyers have more options and negotiating power, but affordability still matters. Financing strategy is becoming just as important as price.

An ARM can be a smart strategy, but only if it aligns with your timeline and financial plan. It is not one size fits all.

📲 If you are thinking about buying in Sacramento and want to explore the best financing strategy for your situation, let’s connect.

We can help you evaluate your options and position you to make a confident move in today’s market. Reach out for a personalized strategy at 916-619-2645.

Eva Tagore
Broker Associate, Realtor® DRE-01479998 | RS-81432
Brokered by LPT Realty
📲 (916) 619-2645
🌐 www.evatagorerealestate.com

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