Dee Schwindt - Coldwell Banker

08/11/2026

You don't need 20% down to buy a home. But if you're selling one home to buy the next, your equity might cover it — and the payoff is big. Lower payments, no PMI, stronger offers. New on the blog!

If you’ve been around real estate long enough, you’ve probably heard both sides of the down payment debate. One camp says 20% down is an outdated rule of thumb, a relic from an era when lending options were limited. The other insists it’s still the gold standard. So which is it? Here’s the t...

08/11/2026

Check out the latest housing market trends in 95831!

08/07/2026

Waiting for mortgage rates to fall below 5%? You may be waiting longer than you think.

Most experts expect rates to remain in the 6% range for the near future—but that doesn't mean you have to put your homeownership goals on hold. Builder incentives, rate buydowns, and other financing options could help you buy sooner than you think.

If you’ve been sitting on the sidelines of the housing market, waiting for mortgage rates to tumble before you buy, you’re far from alone. A lot of would-be buyers have quietly decided to wait things out, convinced that a big drop is right around the corner. It’s an understandable instinct. No...

08/06/2026

Check out the latest housing market trends in 95831!

07/30/2026

Thinking about buying a home? Don't let homeowners insurance catch you off guard. Premiums have been rising, but the good news is that growth is finally starting to slow down. Get a quote before you make an offer so you know exactly what to budget for. Link in bio for the full breakdown

If you’re house hunting right now, chances are you’re tracking mortgage rates and sale prices closely. But there’s another number that deserves a spot on your radar: homeowners insurance. It’s easy to overlook until it shows up on your closing statement, and lately it’s been taking a bigge...

07/28/2026

Thinking of selling your luxury home? Prices are up, buyers are active, and homes are moving fast. Now's the time to make your move. Read why on our blog

Selling a luxury home in 2026? See why rising prices, strong buyer demand, and faster sales make now a smart time to list your high-end property.