Kayce Massey-Connelly Realtor

06/11/2025

🏡 Thinking About Buying Your First Home? READ THIS!

Hey friends! So you’re thinking about buying your first home? That’s exciting — and yeah, a little overwhelming too. But don’t worry, I’m going to walk you through what you really need to know to get started and actually succeed in buying your first home — especially right here in Vermont.

🔢 First things first — your credit score.
This little number plays a big role in getting a home loan.
👉 Not quite where you want it to be? That’s OK!
✔️ Check your report for free at AnnualCreditReport.com
✔️ Dispute any errors
✔️ Pay down high-interest debt
✔️ Avoid opening new credit accounts
Small steps really do help!

💰 Next: Get pre-approved for a mortgage.
This is where a lender checks your income, credit, and debt and gives you a clear idea of what you can afford. Pre-approval also shows sellers you’re a serious buyer when it’s time to make an offer!

💵 Let’s talk money.
You’ll usually need 3–5% down, plus some closing costs.
BUT — good news! Vermont has programs that can help with that. 👇

✨ Vermont Agencies That Help First-Time Buyers:
🏡 Vermont Housing Finance Agency (VHFA) – Low-interest loans + down payment grants
💚 Champlain Housing Trust – Homebuyer education + shared equity + savings help
🌲 USDA Rural Development Loans – No down payment required in many rural areas (hello, Vermont!)

📘 Pro tip: Take a first-time homebuyer class. Some programs require it, but even if they don’t — it’s super helpful. You'll learn budgeting, inspections, what to expect at closing, and more.

Bottom line? Buying your first home can be a big leap — but you don’t have to do it alone.
Vermont has tons of resources to help you do it the right way.

✅ Work on your credit
✅ Get pre-approved
✅ Connect with local programs
✅ Start dreaming — you’ve got this!

🙋‍♀️ Got questions? Want help getting connected with local resources? Drop a comment or send me a message. I’d love to help however I can.

💬 And please, share this post with anyone you know who's thinking about buying their first place. Let’s help more Vermonters find their way home. 🏠💚

05/25/2025

OPEN HOUSE TODAY — Sunday, May 25th | 11AM–2PM
3 Bed | 3 Bath | 1.22 Acres

Looking for that perfect blend of convenience and country charm? Come check out this beautiful home just minutes from all the amenities of St. Albans — shopping, dining, schools, and I-89 — but with plenty of space to stretch out and enjoy the peace and quiet of Vermont living.

With 3 bedrooms, 3 bathrooms, and 1.22 acres, there’s room for everyone — inside and out. Whether you’re hosting in the spacious living areas or sipping your morning coffee while soaking in the sounds of nature, this place just feels like home.

Swing by between 11 and 2 today — I would love to show you around!

05/05/2025

Please like and share! Great property in Waterbury VT!

Opportunity awaits at this beautifully renovated mixed-use property ideally situated on Route 100 in one of Vermont’s most vibrant tourist corridors. Directly across from the iconic Cold Hollow Cider Mill and just minutes from Ben & Jerry’s, Waterbury Reservoir, and world-class skiing in Stowe, ...

04/27/2025

Opportunity awaits at this beautifully renovated mixed-use property ideally situated on Route 100 in one of Vermont’s most vibrant tourist corridors. Directly across from the iconic Cold Hollow Cider Mill and just minutes from Ben & Jerry’s, Waterbury Reservoir, and world-class skiing in Stowe, ...

02/23/2025

What do you think about these home decor ideas?

10/01/2024

Congratulations to my sellers on the sale of their Alburgh property ! On to their next project closer to home!! 🔨🔨🔨

Seize this fantastic chance to own a slice of paradise in Alburgh, Vermont! This charming property sits on a sprawling .95-acre lot in a serene country setting, perfect for enjoying the tranquility of rural life or as a lucrative rental investment. Located close to Lake Champlain and only an hour fr...

08/07/2024

🚨 Huge Price Reduction Alert! $175,000🚨

Looking for a charming country escape or a savvy rental investment? Don’t miss out on this incredible opportunity in Alburgh, Vermont! 🏡🌳

Nestled on a beautiful .95-acre lot, this property offers a serene setting with ample space for outdoor fun and future possibilities. Close to Lake Champlain and only an hour from Montreal, you’ll enjoy the best of both worlds—peaceful living with easy access to city amenities and cross-border travel. 🌊🇨🇦

With 3 spacious bedrooms and 1 well-appointed bathroom, this home is perfect for a family, a weekend getaway, or a rental property. The motivated sellers are ready to move on to their next adventure, so you can snag this deal at a reduced price! 🎉🏠

Don’t let this chance slip away. Contact us today to schedule a viewing and make this lovely home yours! 📞✨

Seize this fantastic chance to own a slice of paradise in Alburgh, Vermont! This charming property sits on a sprawling .95-acre lot in a serene country setting, perfect for enjoying the tranquility of rural life or as a lucrative rental investment. Located close to Lake Champlain and only an hour fr...

07/10/2024

🏡 Price Improvement: NOW $210,000! Motivated Sellers!

Looking for a great affordable opportunity? Look no further! This charming home in Alburg is now just $210,000.

Enjoy the perks of living in a wonderful community situated perfectly between New York and Vermont, and only an hour's drive from Montreal.

Don't miss out on this fantastic deal! Contact me today for more information or to schedule a viewing.

Welcome to your future home in Alburgh, Vermont—a cozy retreat that seamlessly combines comfort with the beauty of nature. This charming property, situated on .95 acres, features 3 bedrooms and 1 bath, making it an ideal choice for those seeking a practical yet serene lifestyle. Surrounded by expa...